Home First Finance offers home loan interest rates starting from 8% p.a. onwards depending on the applicant’s credit profile. The lender might consider factors including loan amount, LTV ratio, employment profile, property type and loan type while setting its home loan interest rates.
Home First Finance Home Loan Interest Rate
Competitive Interest Rates
Starting 7.10% p.a.
Handpicked Home Loan Offers
Offers from 25+ Banks & HFCs
Dedicated Customer Support
Expert Assistance at Every Step
Transfer Balance & Get a Top-Up Easily
Additional Funds when Required

15.6L Reviews
Lowest interest rates starting from 7.1%
15.6L Reviews
Competitive Interest Rates
Starting 7.10% p.a.
Handpicked Home Loan Offers
Offers from 25+ Banks & HFCs
Dedicated Customer Support
Expert Assistance at Every Step
Transfer Balance & Get a Top-Up Easily
Additional Funds when Required
Find Best Home Loan Offers
Compare & Choose the Best Offer
Curated Offers from Multiple Lenders
Highest Loan Approval Chances
Easy & Transparent Borrowing Process
How Can I Apply for a Home Loan Online?
Get up to ₹5 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Verify using the OTP sent to your mobile number.
Step 3: Enter details related to your loan requirements.
Step 4: Provide your personal and employment details.
Step 5: Compare offers and apply for the best-suited loan.
Current Home Loan Interest Rate of Home First Finance
Compare Home First Finance Home Loan Interest Rates with Top Lenders
| Name of Lender | Interest Rates |
|---|---|
| Axis Bank | 8.00% p.a. |
| Bajaj Housing Finance | 7.15% p.a. |
| Bank of India | 7.10% p.a. |
| Canara Bank | 7.15% p.a. |
| Easy Home Finance | 8.99% p.a. |
| Federal Bank | 8.75% p.a. |
| Godrej Housing Finance | 7.60% p.a. |
| HDFC Bank | 7.20%* p.a. |
| HDFC Sales Pvt. Ltd. | 7.20%* p.a. |
| Home First Finance | 8.00% p.a. |
| ICICI Bank | 7.45% p.a. |
| IDBI Bank | 7.35% p.a. |
| IDFC FIRST Bank | 8.85% p.a. |
| India Shelter Home Loan | 8.43% p.a. |
| Jio Housing Finance | 8.20% p.a. |
| L&T Finance Limited | 7.65%* p.a. |
| Piramal Capital Housing Finance | 9.99% p.a. |
| PNB Housing Finance | 7.50% p.a. |
| Punjab & Sind Bank | 7.30% p.a. |
| Punjab National Bank | 7.20% p.a. |
| RBL Bank | 8.20% p.a. |
| Sammaan Capital (Formerly known as Indiabulls Housing Finance) | 8.75% p.a. |
| Shubham Housing Finance | 10.45% p.a. |
| State Bank of India | 7.25% p.a. |
| Tata Capital Housing Finance | 7.50% p.a. |
*when applied through Paisabazaar
EMI Examples of Home First Finance Home Loan
For a tenure of 30 years
| Loan Amount | Interest Rate (p.a.) | Loan Tenure (years) | EMI (Rs.) |
|---|---|---|---|
| Rs. 40 lakh | 8.00% | 30 | 29,351 |
| Rs. 30 lakh | 8.00% | 30 | 22,013 |
| Rs. 20 lakh | 8.00% | 30 | 14,675 |
For a tenure of 20 years
| Loan Amount | Interest Rate (p.a.) | Loan Tenure (years) | EMI (Rs.) |
|---|---|---|---|
| Rs. 40 lakh | 8.00% | 20 | 33,458 |
| Rs. 30 lakh | 8.00% | 20 | 25,093 |
| Rs. 20 lakh | 8.00% | 20 | 16,729 |
Factors Affecting Home Loan Interest Rates
The below-mentioned factors affect your home loan interest rates:
Get a Home Loan For
Your Dream Home
How Can I Apply for a Home Loan Online?
Get up to ₹5 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Verify using the OTP sent to your mobile number.
Step 3: Enter details related to your loan requirements.
Step 4: Provide your personal and employment details.
Step 5: Compare offers and apply for the best-suited loan.
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