| Job Profile | Interest Rate (p.a.) |
|---|---|
| Salaried (Indian Resident) | 7.60% onwards |
| Salaried (NRI) | 7.75% onwards |
| Business Self-employed | 8.29% onwards |
| Professional Self-employed | 8.29% onwards |
Godrej Housing Finance Home Loan Interest Rate
Competitive Interest Rates
Starting 7.10% p.a.
Handpicked Home Loan Offers
Offers from 25+ Banks & HFCs
Dedicated Customer Support
Expert Assistance at Every Step
Transfer Balance & Get a Top-Up Easily
Additional Funds when Required

15.6L Reviews
Lowest interest rates starting from 7.1%
15.6L Reviews
Competitive Interest Rates
Starting 7.10% p.a.
Handpicked Home Loan Offers
Offers from 25+ Banks & HFCs
Dedicated Customer Support
Expert Assistance at Every Step
Transfer Balance & Get a Top-Up Easily
Additional Funds when Required
Find Best Home Loan Offers
Compare & Choose the Best Offer
Curated Offers from Multiple Lenders
Highest Loan Approval Chances
Easy & Transparent Borrowing Process
How Can I Apply for a Home Loan Online?
Get up to ₹5 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Verify using the OTP sent to your mobile number.
Step 3: Enter details related to your loan requirements.
Step 4: Provide your personal and employment details.
Step 5: Compare offers and apply for the best-suited loan.
Current Home Loan Interest Rates of Godrej Housing Finance
Compare Home Loan Interest Rate from Top Lenders
| Name of Lender | Interest Rates |
|---|---|
| Axis Bank | 8.00% p.a. |
| Bajaj Housing Finance | 7.15% p.a. |
| Bank of India | 7.10% p.a. |
| Canara Bank | 7.15% p.a. |
| Easy Home Finance | 8.99% p.a. |
| Federal Bank | 8.75% p.a. |
| Godrej Housing Finance | 7.60% p.a. |
| HDFC Bank | 7.20%* p.a. |
| HDFC Sales Pvt. Ltd. | 7.20%* p.a. |
| Home First Finance | 8.00% p.a. |
| ICICI Bank | 7.45% p.a. |
| IDBI Bank | 7.35% p.a. |
| IDFC FIRST Bank | 8.85% p.a. |
| India Shelter Home Loan | 8.43% p.a. |
| Jio Housing Finance | 8.20% p.a. |
| L&T Finance Limited | 7.65%* p.a. |
| Piramal Capital Housing Finance | 9.99% p.a. |
| PNB Housing Finance | 7.50% p.a. |
| Punjab & Sind Bank | 7.30% p.a. |
| Punjab National Bank | 7.20% p.a. |
| RBL Bank | 8.20% p.a. |
| Sammaan Capital (Formerly known as Indiabulls Housing Finance) | 8.75% p.a. |
| Shubham Housing Finance | 10.45% p.a. |
| State Bank of India | 7.25% p.a. |
| Tata Capital Housing Finance | 7.50% p.a. |
*when applied through Paisabazaar
EMI Examples of Godrej Housing Finance Home Loan
For a tenure of 30 years
| Loan Amount (Rs.) | Interest Rate (p.a.) | Loan Tenure (years) | EMI (Rs.) |
|---|---|---|---|
| 45 lakh | 7.60% | 30 | 31,773 |
| 35 lakh | 7.60% | 30 | 24,713 |
| 25 lakh | 7.60% | 30 | 17,652 |
For a tenure of 20 years
| Loan Amount (Rs.) | Interest Rate (p.a.) | Loan Tenure (years) | EMI (Rs.) |
|---|---|---|---|
| 45 lakh | 7.60% | 20 | 36,527 |
| 35 lakh | 7.60% | 20 | 28,410 |
| 25 lakh | 7.60% | 20 | 20,293 |
Factors Affecting Home Loan Interest Rates
Home loan interest rates depend on the following factors:
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Your Dream Home
How to Reduce Your Home Loan Interest Rate
You can reduce your home loan interest rate by following the below-mentioned tips:
How Can I Apply for a Home Loan Online?
Get up to ₹5 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Verify using the OTP sent to your mobile number.
Step 3: Enter details related to your loan requirements.
Step 4: Provide your personal and employment details.
Step 5: Compare offers and apply for the best-suited loan.
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Your Dream Home
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