Get the Best Personal Loan Offer 
With 100% paperless process, DBS Bank offers a personal loan that goes upto Rs. 15 lakh. From getting married to renovating your home to going on a vacation to opting for higher education, you can fulfil any personal dream with DBS Bank Personal Loan. Also, you can easily repay the loan within tenure ranging from 12 to 60 months.
DBS Bank Personal Loan - Documents Required
The bank offers a paperless process and asks only for some personal details. In case, you apply for a personal loan that is over the approved limit, all you need to do is to upload bank details or statements (other than DBS Bank) from the comfort of your home or office.
DBS Bank Personal Loan - Eligibility Criteria
- You should be at least 22 years old
- Your maximum age should be 60 years at the time of loan maturity
- You should either be salaried or self- employed individual
- Your minimum monthly income should be Rs. 20,000
FAQs
What is the interest rate and processing fee of DBS Bank Personal Loan?
| Interest Rate | 12.49% to 23.99% |
| Processing Fee | 2.50% of the loan amount + GST as applicable |
Can I foreclose my personal loan? What are the charges?
Yes, you can foreclose the personal loan after paying the 12th EMI.
| Loan Tenure | Foreclosure Charges |
| 2 to 24 months | 4.50% |
| 25 to 36 months | 2.50% |
| >36 months | 2.00% |
How do I get in touch with DBS Bank customer care?
You can call on 1860 267 1234 /1800 209 4555.
How do I apply for DBS Bank Personal Loan offline?
You can visit the nearest branch of the bank and apply for the loan.
Is it possible to cancel my personal loan?
Yes, you can cancel your personal loan within 48 hours of loan amount being disbursed to your account. There would be no cancellation charges but the processing fee won’t be refunded.