- DBS Bank offers instant personal loans for loan amount of up to Rs 15 lakh.
- The bank offers 3 days look-up period, you can cancel within 3 days if needed.
- You can apply through DBS digibank app or online banking.
- The process is completely transparent and you can track your loan application via the DBS digibank app.
- The lender offers quick loan approval and disbursal with minimal documentation.
DBS Bank Personal Loan

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Instant Personal Loan
Get up to ₹50 Lakhs starting at 9.98%
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Filters
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing FeesUpto 2.5%
Max. Loan Amount₹2 Crore
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing FeesUpto 2.5%
Max. Loan Amount₹2 Crore
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing Fees₹4999+GST
Max. Loan Amount₹50 Lakh
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing Fees₹4999+GST
Max. Loan Amount₹50 Lakh
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing FeesUpto 2%
Max. Loan Amount₹40 Lakh
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing FeesUpto 2%
Max. Loan Amount₹40 Lakh
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing Fees₹12999+GST
Max. Loan Amount₹50 Lakh
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing Fees₹12999+GST
Max. Loan Amount₹50 Lakh
Processing Time1 - 2 Days
Interest Rate10% onwards
Processing FeesUpto 1.2%
Max. Loan Amount₹75 Lakh
Processing Time1 - 2 Days
Interest Rate10% onwards
Processing FeesUpto 1.2%
Max. Loan Amount₹75 Lakh
Processing Time1 - 2 Days
Interest Rate9.99% onwards
Processing FeesUpto 2%
Max. Loan Amount₹1 Crore
Processing Time1 - 2 Days
Interest Rate9.99% onwards
Processing FeesUpto 2%
Max. Loan Amount₹1 Crore
Processing Time3 - 5 Days
Interest Rate17% onwards
Processing FeesUpto 4%
Max. Loan Amount₹50 Lakh
Processing Time3 - 5 Days
Interest Rate17% onwards
Processing FeesUpto 4%
Max. Loan Amount₹50 Lakh
About DBS Bank Personal Loan
DBS Bank Personal Loan Highlights
| Interest Rate | 10.99% to 30% p.a. |
| Loan Amount | Up to Rs 15 lakh |
| Tenure | 1 – 5 years |
| Minimum Monthly Salary | Rs 25,000 per month |
| Processing Fee | Up to 3% + GST |
Rates as of 27th April 2026
DBS Bank Personal Loan Interest Rate
DBS Bank personal loan interest rate range from 10.99% to 30% p.a. The final rate of interest offered to an applicant would depend on the his/her credit profile and will be displayed during the application journey.
DBS Bank Personal Loan Fees and Charges
| Processing Fee | Up to 3% of the loan amount + GST ( Not refundable) | |
| Foreclosure/Prepayment charges, if applicable | Foreclosure is allowed only after the completion of 6 months from date of loan disbursement. | |
| Loan Tenure | Foreclosure Charges + GST as applicable | |
| 7-12 months | 4.50% | |
| 13-24 months | 4.50% | |
| 25-36 months | 2.50% | |
| >36 months | 2.00% | |
| Loan Cancellation Charges | Loan cancellation is allowed only during the free look period of 3 days from the date of loan disbursal of the loan. The loan cancellation is not allowed after the completion of free look period. No additional charges are levied for loan cancellation. | |
| Dishonour of Standing Instruction | Rs. 600/- per instance + GST | |
| Penal Charges | 3% p.a. on the overdue EMI will be charged for the defaulted period and the same is payable on EMI due date.Overdue EMI = Principal + Interest | |
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Eligibility Criteria for DBS Bank Personal Loan
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Personal Loan Articles
View All ArticlesPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.
The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
Address: Paisabazaar Marketing & Consulting Pvt. Ltd. 135 P, Sector 44, Gurugram (HR) 122001
Get up to ₹50 Lakhs starting at 9.98%*
Get up to ₹50 Lakhs starting at 9.98%*








