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DBS Bank Personal Loan

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Quick Loan Approval

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Faster Loan Disbursal

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Minimal Documentation Required

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End-to-end Digital Process

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2839 Reviews

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800+Cities across India

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%

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Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

About DBS Bank Personal Loan

  • DBS Bank offers instant personal loans for loan amount of up to Rs 15 lakh.
  • The bank offers 3 days look-up period, you can cancel within 3 days if needed.
  • You can apply through DBS digibank app or online banking.
  • The process is completely transparent and you can track your loan application via the DBS digibank app.
  • The lender offers quick loan approval and disbursal with minimal documentation.

DBS Bank Personal Loan Highlights

Interest Rate 10.99% to 30% p.a.
Loan Amount  Up to Rs 15 lakh
Tenure 1 – 5 years
Minimum Monthly Salary Rs 25,000 per month
Processing Fee  Up to 3% + GST

DBS Bank Personal Loan Interest Rate

DBS Bank personal loan interest rate range from 10.99% to 30% p.a. The final rate of interest offered to an applicant would depend on the his/her credit profile and will be displayed during the application journey.

DBS Bank Personal Loan Fees and Charges

Processing Fee Up to 3% of the loan amount + GST ( Not refundable)
Foreclosure/Prepayment charges, if applicable Foreclosure is allowed only after the completion of 6 months from date of loan disbursement.
Loan Tenure Foreclosure Charges + GST as applicable
7-12 months 4.50%
13-24 months 4.50%
25-36 months 2.50%
>36 months 2.00%
Loan Cancellation Charges Loan cancellation is allowed only during the free look period of 3 days from the date of loan disbursal of the loan. The loan  cancellation is not allowed after the completion of free look period. No additional charges are levied for loan cancellation.
Dishonour of Standing Instruction Rs. 600/- per instance + GST
Penal Charges 3% p.a. on the overdue EMI will be charged for the defaulted period and the same is payable on EMI due date.Overdue EMI = Principal + Interest

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Eligibility Criteria for DBS Bank Personal Loan

  • he applicant should be an Indian Citizen
  • The applicant should be age between 21 and 60 years
  • The applicant can be a salaried professional or a self-employed individual
  • The minimum monthly income of the applicant should be Rs 25,000 or above

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Dbs Bank Lenders

HDFC BANKHDFC BANKAxis BankAxis BankKotak Mahindra BankKotak Mahindra BankICICI BankICICI BankFederal BankFederal BankIDFC First BankIDFC First BankIndusind BankIndusind BankRBL BankRBL BankTata CapitalTata Capital
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All Your Needs

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Personal Loan Articles

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Reasons for Delay in Personal Loan Processing

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APR vs Interest Rate in Personal Loans: What’s the Difference?

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Tips to Choose an Ideal Personal Loan Tenure - Article image

Tips to Choose an Ideal Personal Loan Tenure

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What our customers say

My loan got approved immediately

I wanted a loan and I was able to get it approved through Paisabazaar. It was instantaneous and I got the amount in my account in 2 days only.

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Priyam Sarkar MajumdarDec 10, 2025

I get loan from here

I get loan from Paisabazaar here and it is very quickly given to me.

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Bilal ZaidiDec 9, 2025

Excellant EMI calculator and expert assistance available

The EMI calculator helped me choose the right repayment plan. Clear guidance at every step made the loan process really easy.

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Mohit YadavDec 3, 2025

Fully Digital Process for Real.

Loved the real-time loan status updates.Everything was handled online — didn’t have to visit any branch.

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Gautam BakshiDec 3, 2025

Lower Rate than My Own Bank

Got a lower interest rate than my bank was offering.Smooth digital verification and quick disbursal.

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Shivani SuryaDec 3, 2025

Pre-approved offers with quick approval

I liked how Paisabazaar showed pre-approved offers without affecting my credit score. Customer support was prompt and helped me close the loan quickly.

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Suraj VermaDec 3, 2025

Same day approval. wow.

The loan was approved the same day — super smooth and transparent process.

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Shiv KumarDec 3, 2025

Best Loan Terms on My Credit Score in the Market

Paisabazaar helped me get a loan even with a borderline credit score. Really impressed with how smooth everything was.

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SunnyDec 3, 2025

Multiple offers in Minutes

Paisabazaar helped me compare multiple loan offers in minutes, and I got the best rate without any paperwork.

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Ankita BajajDec 3, 2025

Transparent Process and Multiple Options

Transparent process with detailed breakdown of EMIs and charges. Felt confident choosing a lender after comparing multiple offers.

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Akaash SinghDec 3, 2025
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Vandana Punj
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