Bank of Baroda Assure Credit Card

Bank of Baroda Assure Credit Card is a Visa card that is issued without any joining fee. Here are some of the exciting features of this credit card.

• It is a global card with worldwide acceptability.
• The card is issued against fixed deposit with Bank of Baroda. Income proof is not required for this guaranteed issuance.
• The Assure Card has an ATM compatibility. In case of emergency, cash withdrawal up to 100% of credit limit is allowed. However, there will be withdrawal charges levied for such transactions (2.5% on ₹ 200 in domestic ATMs and 3% on ₹ 250 in overseas ATMs).
• It is a lifetime free card depending on the usage. Bank of Baroda will waive off the annual fees of ₹ 500 for the card if ₹ 6,000 and above is spent within 60 days of card issuance or on spending ₹ 35,000 within a year.
• The card comes with zero fuel surcharge. 1% of fuel surcharge will be waived for all the transactions.
• Purchase above ₹ 2,500 can be converted into ‘easy EMIs’ (Equated Monthly Instalments) for six months or twelve months depending on the convenience.
• Reward points and loyalty points can be redeemed as per the convenience in the form of cashbacks or in other exciting choices.
• Free add-on cards can be availed for your spouse, children (above 18 years age), parents and siblings up to the maximum of three cards.
• Zero liability on any fraudulent transactions on a lost card if the loss of the card is reported immediately.
• 50 days of interest-free credit facility from the date of any purchase.
• The card comes with inbuilt accidental death insurance coverage (₹ 15 lakhs cover for air accidental death and ₹ 5 lakhs for other accidental death).
• Credit facility can be revolved by paying the minimum amount due.
• Various other exclusive offers like discounts on air tickets, shopping, travelling accommodations and dining can be availed.

Looking for Higher FD rates? Book an FD @8.00% p.a. and get a lifetime free credit card

• FDs of up to ₹5 lakhs insured by RBI

• No hassle of opening a saving account

• No documentation

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• PAN card copy.
• Colour photograph for the credit card application form.
• Identity proof- copy of any of the following documents – Aadhaar card/ Voter’s ID card/ Driving license/PAN card/Passport.
• Address proof- copy of any of the following documents – Aadhaar card/ Passport/latest electricity or landline telephone bill/ bank passbook of public sector bank.
• Minimum of ₹ 25,000 fixed deposit to be maintained.

Overall, Bank of Baroda Assure Credit Card can be an ideal option as it provides various unique benefits and exclusive perks at a nominal cost.