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Axis Bank offers home loan interest rates based on the CIBIL score and job profile of home loan applicants. Applicants having a credit score of 751 and above are eligible for lower interest rates. The rates can also vary based on the customer’s profile, home loan scheme, and other risk factors. The bank also offers home loan at fixed interest rates, i.e., the rates do not change with the change in the repo rate. Applicants can also apply with Paisabazaar and get low interest rates depending on their credit profile.
Competitive Interest Rates
Starting 8.35% p.a.
Handpicked Home Loan Offers
Offers from 25+ Banks & HFCs
Dedicated Customer Support
Expert Assistance at Every Step
Transfer Balance & Get a Top-Up Easily
Additional Funds when Required
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Competitive Interest Rates
Starting 8.35% p.a.
Handpicked Home Loan Offers
Offers from 25+ Banks & HFCs
Dedicated Customer Support
Expert Assistance at Every Step
Transfer Balance & Get a Top-Up Easily
Additional Funds when Required
Compare & Choose the Best Offer
Curated Offers from Multiple Lenders
Highest Loan Approval Chances
Easy & Transparent Borrowing Process
Get up to ₹5 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Verify using the OTP sent to your mobile number.
Step 3: Enter details related to your loan requirements.
Step 4: Provide your personal and employment details.
Step 5: Compare offers and apply for the best-suited loan.
Axis Bank offers home loan interest rates starting from 8.35% p.a. based on the creditworthiness of the applicants.
| CIBIL Score | Interest Rates (p.a.) |
|---|---|
| 751 and above | 8.35%- 9.10% |
| Between 750 and below/no credit history | 8.60%-9.35% |
| Job Profile | Interest Rates (p.a.) |
|---|---|
| Salaried | 10.15%-11.90% |
| Self-employed | 11.15%-11.90% |
Axis Bank offers fixed home loan interest rates at 14% p.a.
| Name of Lender | Interest Rates |
|---|---|
| Bajaj Housing Finance | 7.15% p.a. |
| Bank of India | 7.10% p.a. |
| Canara Bank | 7.15% p.a. |
| Easy Home Finance | 8.99% p.a. |
| Federal Bank | 8.75% p.a. |
| Godrej Housing Finance | 7.75% p.a. |
| HDFC Bank | 7.20%* p.a. |
| HDFC Sales Pvt. Ltd. | 7.20%* p.a. |
| Home First Finance | 8.00% p.a. |
| ICICI Bank | 7.65% p.a. |
| IDBI Bank | 7.35% p.a. |
| IDFC FIRST Bank | 8.85% p.a. |
| India Shelter Home Loan | 8.43% p.a. |
| Jio Housing Finance | 8.20% p.a. |
| L&T Finance Limited | 7.65%* p.a. |
| Piramal Capital Housing Finance | 9.99% p.a. |
| PNB Housing Finance | 7.70%* p.a. |
| Punjab & Sind Bank | 7.30% p.a. |
| Punjab National Bank | 7.20% p.a. |
| RBL Bank | 8.20% p.a. |
| Sammaan Capital (Formerly known as Indiabulls Housing Finance) | 8.75% p.a. |
| Shubham Housing Finance | 10.45% p.a. |
| State Bank of India | 7.25% p.a. |
| Tata Capital Housing Finance | 7.75% p.a. |
*when applied through Paisabazaar
Rates as of 12th January 2026
You can avail low home loan interest rates from Axis Bank in the following ways:
Get up to ₹5 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Verify using the OTP sent to your mobile number.
Step 3: Enter details related to your loan requirements.
Step 4: Provide your personal and employment details.
Step 5: Compare offers and apply for the best-suited loan.
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