| Interest Rate | 7.75% p.a. onwards |
| Loan Amount | Up to 90% of property value |
| Loan Tenure | Up to 30 years |
| Processing Charges | Up to 1% of loan amount |
Rates as of 9th December
Our Advisors are available 7 days a week, 9:30 am - 6:30 pm to assist you with the best offers or help resolve any queries.
Aditya Birla Limited offers home loans starting from 7.75% p.a. Prospectibe borrowers can compare Aditya Birla Home Loan offers with other lenders and apply with ease with no documentation, end-to-end digital process and instant disbursal.
Competitive Interest Rates
Starting 7.40% p.a.
Handpicked Home Loan Offers
Offers from 25+ Banks & HFCs
Dedicated Customer Support
Expert Assistance at Every Step
Transfer Balance & Get a Top-Up Easily
Additional Funds when Required

Customer Rating
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Check Home Loan Offers Online
Customer Rating
1829 Reviews
Competitive Interest Rates
Starting 7.40% p.a.
Handpicked Home Loan Offers
Offers from 25+ Banks & HFCs
Dedicated Customer Support
Expert Assistance at Every Step
Transfer Balance & Get a Top-Up Easily
Additional Funds when Required

Compare & Choose the Best Offer
Curated Offers from Multiple Lenders
Highest Loan Approval Chances
Easy & Transparent Borrowing Process
Get up to ₹5 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Verify using the OTP sent to your mobile number.
Step 3: Enter details related to your loan requirements.
Step 4: Provide your personal and employment details.
Step 5: Compare offers and apply for the best-suited loan.
| Interest Rate | 7.75% p.a. onwards |
| Loan Amount | Up to 90% of property value |
| Loan Tenure | Up to 30 years |
| Processing Charges | Up to 1% of loan amount |
Rates as of 9th December
| Type of Employment | Rate of Interest (p.a.) |
|---|---|
| For Salaried | 7.75% onwards |
| For Self Employed | 8.00% onwards |
Swipe to see more table data
| Particulars | Charges |
|---|---|
| Processing fees | Up to 1% of the loan amount |
| Part Payment /Pre-Closure Charges (applicable for non-individuals/individuals with other than floating rate) | Floating rate loans given to individuals: No chargesFixed rate loan given to individuals (Pre-closed by own sources): No charges
Home loans (other than floating rate home loans) to individuals: 2% of principal outstanding paid |
| Default Penal Interest Rate / Non Conformance with any covenants / stipulated conditions | 24% p.a. i.e. 2% per month |
| Cheque Return Charges/NACH failure charges | Rs. 750 per instance |
| CERSAI Charges | When facility amount is equal to Rs. 5 lakh or lesser: Rs. 50 per property When facility amount is greater than Rs. 5 lakh: Rs. 100 per property |
| Overdue Charge | 2% per month on overdue payment |
| Revision of Fixed rate to floating and vice-versa/ revision in loan interest rate/ tenure at the discretion of ABHFL | 2% of the loan outstanding |
Different customers have different home loan requirements. To cater to such different loan requirements, ABHFL offers home loans for several purposes. Some of them are discussed briefly as below:
Aditya Birla Housing Finance Ltd. offers home loans for multiple purposes, each having its own eligibility criteria. The common Aditya Birla Home Loan Eligibility Criteria is:
| Borrower Profile | Indian Residents/NRIs/PIOs |
|---|---|
| Employment Type | Salaried/Self Employed |
| Age | 21 to 70 years |
| Credit Score | Preferably 750 and above |
| Income | Varies from case to case |
Note: ABHFL may request additional documents for processing your loan.
Get up to ₹5 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Verify using the OTP sent to your mobile number.
Step 3: Enter details related to your loan requirements.
Step 4: Provide your personal and employment details.
Step 5: Compare offers and apply for the best-suited loan.
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*Applicable for selected customers