Abhyudaya Co-operative Bank Home Loan

Check home loan offers by Abhyudaya Co-operative Bank on Paisabazaar app. You can also compare and choose home loan offers from other lenders and apply with ease for home loans of up to Rs 40 lakh.

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4.2/5

1829 Reviews

51M+Satisfied Customers
65+Lending Partners
800+Cities across India

Paisabazaar Exclusive Benefits

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Competitive Interest Rates

Starting from 7.40% p.a.

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Handpicked Home Loan Offers

Offers from 25+ Banks & HFCs

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Dedicated Customer Support

Expert Assistance at Every Step

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto 25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%
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How Can I Apply for a Home Loan Online?

Get up to 5 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Verify using the OTP sent to your mobile number.

Step 3: Enter details related to your loan requirements.

Step 4: Provide your personal and employment details.

Step 5: Compare offers and apply for the best-suited loan.

Abhyudaya Bank Home Loan Highlights

Interest Rate 8.60% onwards
Max. Loan Amount Upto Rs. 70 lakh
Loan Tenure Up to 20 years
Loan Amount above Rs. 28 lakh & Upto Rs. 70 lakh 8.70% for women & 8.80 % for others
Loan Amount for repairs Max. Rs. 10 lakh
Loans for repairs interest rate 11%

Note: The mentioned interest rates, fees and charges are subject to change and depend on the sole discretion of the bank and RBI. GST and service tax shall be levied extra on the mentioned charges

Abhyudaya Bank Rate of Interest

Loan Amount Slabs Rate of Interest p.a.
For loans up to Rs. 28 lakh 8.60%
For loans above Rs. 28 lakh up to & including Rs 70 lakhs for women 8.70%
For others 8.80%

Note:The mentioned interest rates, fees and charges are subject to change and depend on the sole discretion of the bank and RBI. GST and service tax shall be levied extra on the mentioned charges

Compare Interest Rates on Home Loans for Top Banks & HFCs

Name of Lender Loans of Up to Rs. 30 Lakh
Bank of India 7.35% p.a. onwards Check Eligibility
State Bank of India 7.50% p.a. onwards Check Eligibility
Punjab National Bank 7.50% p.a. onwards Check Eligibility
Canara Bank 7.40% p.a. onwards Check Eligibility
HDFC Bank 7.90% p.a. onwards Check Eligibility
Bajaj Housing Finance 7.45% p.a. onwards Check Eligibility
ICICI Bank 8.75% p.a. onwards Check Eligibility
Axis Bank 8.30% p.a. onwards Check Eligibility
Federal Bank 8.75% p.a. onwards Check Eligibility
Kotak Mahindra Bank 7.99% p.a. onwards Check Eligibility
IDFC FIRST Bank 8.85% p.a. onwards Check Eligibility
IDBI Bank 7.55% p.a. onwards Check Eligibility
RBL Bank 8.20% p.a. onwards Check Eligibility
Tata Capital Housing Finance 7.75% p.a. onwards Check Eligibility
PNB Housing Finance 8.25% p.a. onwards Check Eligibility
Sammaan Capital
(Formerly known as Indiabulls Housing Finance)
8.75% p.a. onwards Check Eligibility
India Shelter Home Loan 10.50% p.a. onwards Check Eligibility
L&T Finance Limited 8.70% p.a. onwards Check Eligibility
Godrej Housing Finance 7.75% p.a. onwards Check Eligibility
Home First Finance 8.00% p.a. onwards Check Eligibility
Easy Home Finance 11% p.a. onwards Check Eligibility
Piramal Capital Housing Finance 9.49% p.a. onwards Check Eligibility
Shubham Housing Finance 10.45% p.a. onwards Check Eligibility
Punjab & Sind Bank 7.55% p.a. onwards Check Eligibility
Jio Housing Finance 8.20% p.a. onwards Check Eligibility
HDFC Sales Pvt Ltd 7.90% p.a. onwards Check Eligibility

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Abhyudaya Bank Home Loan Eligibility

  • Any individual whether he is salaried, professional, self-employed or a businessman can apply for the loan provided he has a steady and a regular source of income.
  • The property for which the loan is taken should be in the name of the applicant.
  • A co-applicant is required for the loan. The eligible co-applicants can be the spouse, son, daughter, father or mother of the applicant whether they are an earning member or not. If the co-applicant is an earning member, his/her income can be clubbed together for meeting the eligibility criteria of the home loan. A brother or a sister may also act a co-applicant but in that case their incomes would not be clubbed together for ascertaining the eligibility.
  • Eligibility of the loan amount can either be based on the Agreement Value or on the applicant’s repayment capacity. If the Agreement Value is taken into consideration then 85% of the Agreement Value would be the eligible amount of loan for loans up to Rs. 25 lakhs. For higher value loans, 80% of the Agreement Value would be the eligible amount of loan.
  • If repayment capacity is taken into consideration, the n the loan amount would be repayment capacity * 100000 / EMI for Rs. 1,00,000/

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Your Dream Home

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Documents Required for Abhyudaya Bank Home Loans

An applicant has to submit the following documents to avail of the loan:

  • Latest passport sized photograph.
  • Photo ID proof such as – Passport, Driving License, Aadhaar Card etc
  • PAN Card copy.
  • Address proof of the applicant along with address proof of guarantors.

In case of salaried individual;

  • Salary slips of last 3 months
  • Bank statements of last 6 months.
  • Form 16A and ITR of last 3 years.

For non-salaried individuals, the additional documents are;

  • Financial statements of the last 2 years
  • Income Tax Return copy of last 1year
  • Bank statements of the business for last 12 months
  • Title deed of the property.
  • Original Agreement for Sale
  • Original Registration Receipt
  • Copy of Approved Plan & CC
  • NOC from Builder/ Society/ MHADA/ CIDCO
  • Copy of Occupation Certificate
  • Copy of Registration certificate of Society
  • Original Receipts of Payment
  • Title Clearance Certificate
  • Valuation Certificate
  • Previous original chain documents
  • Original Possession Letter

How Can I Apply for a Home Loan Online?

Get up to 5 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Verify using the OTP sent to your mobile number.

Step 3: Enter details related to your loan requirements.

Step 4: Provide your personal and employment details.

Step 5: Compare offers and apply for the best-suited loan.

Get a Home Loan For
Your Dream Home

Avail Home Loan Banner
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What our customers say

Home loan mila yaahaan par

Mujhe home loan chahiye tha aur yahaan par sahayta kiya inhone aur loan mila. Pehla loan tha mera lekin sab ache se ho gaya.

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Prem Prakash PandeyDec 7, 2025

Home loan here

I took home loan here and they helped me in every step specially in collecting and submitting documents at the time of approval.

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Chandan SinghDec 1, 2025

Got the best home loan interest rate

I was confused and did not have so much time to carry out all the research, so I logged in to Paisabazaar’s portal and was able to see the home loan options I was eligible for. With the assistance of Paisabazaar’s experts, I was able to find the home loan that offered the rate of interest I could afford. Thank you Paisabazaar!

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Anu BhatnagarSep 10, 2021

Excellent Home Loan Service by Paisabazaar

Ended up taking an ICICI Home Loan and I think it was one of the best decisions I ever made. I thank Paisabazaar for helping me out and answering my questions with so much patience.

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KJ ThomasSep 10, 2021

Had a great experience with Paisabazaar

I have always heard my friends talking about how tedious it was for them to avail a home loan and decide the most suitable option. But with the help of Paisabazaar, I was able to compare several home loans and opt for the one that suited my needs. I am happy that I considered Paisabazaar for helping me.

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Ritesh SharmaSep 10, 2021

quick and easy home loan process

I had never thought that applying for a home loan could be so easy. The entire process was online and I didn’t have to go anywhere for application or documentation of my home loan. Paisabazaar experts helped me navigate through the process and later the bank collected my documents and everything was quick and seamless.

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Rupanjali MishraSep 3, 2021

Satisfied experience with Paisabazaar

I am satisfied with my home loan experience with Paisabazaar. I could easily compare different home loan options and apply for the home loan. Their customer care team also called me to confirm all the details and soon after the bank contacted to take the process forward. The process was really smooth.

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Soumil KhannaSep 3, 2021

Need to work on customer service

I had applied for a home loan at Paisabazaar. All was good till documentation process came. I had some questions regarding the documents to be submitted so I first called bank and I could not connect to their loan officer. So, I called Paisabazaar and to connect with them I again had to wait too long. They took their sweet time even in resolving my issue. I had expected prompt service from the bank and Paisabazaar and couldn’t get it.

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Vrinda PathakSep 3, 2021

Had excellent experience with Paisabazaar

My experience with Paisabazaar was simply excellent. Their website had detailed information of all banks. Their customer care team also helped me choose the best option. Applying for a home loan with Paisabazaar was smooth and quick. And if there was any problem even after loan application, they were happy to resolve it. I had no problem throughout the loan process.

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Sumit AroaSep 3, 2021

Happy with the service. Thumbs up!

I had applied for home loan at Paisabazaar and my experience was good here. Honestly, I thought I was making a mistake by not applying through bank website but in the end all turned out good. I had no isses during the loan process. Their customer care team is also prompt in resolving the issues.

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Vikram JeetMay 12, 2021
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