Abhyudaya Co-operative Bank Home Loan

Check home loan offers by Abhyudaya Co-operative Bank on Paisabazaar app. You can also compare and choose home loan offers from other lenders and apply with ease for home loans of up to Rs 40 lakh.

Competitive Interest Rates

Starting from 7.40% p.a.

Handpicked Home Loan Offers

Offers from 25+ Banks & HFCs

Dedicated Customer Support

Expert Assistance at Every Step

Transfer Balance & Get a Top-Up Easily

Additional Funds when Required

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Google Play Store

4.5_/5

15.5L Reviews

51M+Satisfied Customers

65+Lending Partners

800+Cities across India

Paisabazaar Exclusive Benefits

Competitive Interest Rates

Starting from 7.40% p.a.

Handpicked Home Loan Offers

Offers from 25+ Banks & HFCs

Dedicated Customer Support

Expert Assistance at Every Step

Transfer Balance & Get a Top-Up Easily

Additional Funds when Required

Home Loan EMI Calculator

Amount

₹

₹50 L

₹80 L

₹100 L

₹500 L

₹1000 L

Amount

₹50 L

₹80 L

₹1 Cr

₹5 Cr

₹10 Cr

₹

50K15Cr

Rate of Interest(Per Annum)

6%30%

Tenure

1Y 30Y

Your Monthly EMI Payment

₹0

Principal Amount₹0

Interest Amount₹0

Total Amount₹0

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HDFC Bank

Min Loan Amt. ₹15L

Rate of Interest7.2% - 13.2%

Tenure uptoUpto 30 Years

Processing Fee₹ 10,000

Axis Bank

Min Loan Amt. ₹30L

Rate of Interest8.35% - 11.90%

Tenure uptoUpto 30 Years

Processing Fee₹ 14,000

IDFC First Bank

Max Loan Amt.Upto ₹10Cr

Rate of Interest8.85% - 18%

Tenure uptoUpto 30 Years

Processing FeeUpto 3%

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How Can I Apply for a Home Loan Online?

Get up to ₹5 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Verify using the OTP sent to your mobile number.

Step 3: Enter details related to your loan requirements.

Step 4: Provide your personal and employment details.

Step 5: Compare offers and apply for the best-suited loan.

Abhyudaya Bank Home Loan Highlights

Interest Rate	8.60% onwards
Max. Loan Amount	Upto Rs. 70 lakh
Loan Tenure	Up to 20 years
Loan Amount above Rs. 28 lakh & Upto Rs. 70 lakh	8.70% for women & 8.80 % for others
Loan Amount for repairs	Max. Rs. 10 lakh
Loans for repairs interest rate	11%

Note: The mentioned interest rates, fees and charges are subject to change and depend on the sole discretion of the bank and RBI. GST and service tax shall be levied extra on the mentioned charges

Abhyudaya Bank Rate of Interest

Loan Amount Slabs	Rate of Interest p.a.
For loans up to Rs. 28 lakh	8.60%
For loans above Rs. 28 lakh up to & including Rs 70 lakhs for women	8.70%
For others	8.80%

Note:The mentioned interest rates, fees and charges are subject to change and depend on the sole discretion of the bank and RBI. GST and service tax shall be levied extra on the mentioned charges

Compare Interest Rates on Home Loans for Top Banks & HFCs

Name of Lender	Loans of Up to Rs. 30 Lakh
Bank of India	7.35% p.a. onwards	Check Eligibility
State Bank of India	7.50% p.a. onwards	Check Eligibility
Punjab National Bank	7.50% p.a. onwards	Check Eligibility
Canara Bank	7.40% p.a. onwards	Check Eligibility
HDFC Bank	7.90% p.a. onwards	Check Eligibility
Bajaj Housing Finance	7.45% p.a. onwards	Check Eligibility
ICICI Bank	8.75% p.a. onwards	Check Eligibility
Axis Bank	8.30% p.a. onwards	Check Eligibility
Federal Bank	8.75% p.a. onwards	Check Eligibility
Kotak Mahindra Bank	7.99% p.a. onwards	Check Eligibility
IDFC FIRST Bank	8.85% p.a. onwards	Check Eligibility
IDBI Bank	7.55% p.a. onwards	Check Eligibility
RBL Bank	8.20% p.a. onwards	Check Eligibility
Tata Capital Housing Finance	7.75% p.a. onwards	Check Eligibility
PNB Housing Finance	8.25% p.a. onwards	Check Eligibility
Sammaan Capital (Formerly known as Indiabulls Housing Finance)	8.75% p.a. onwards	Check Eligibility
India Shelter Home Loan	10.50% p.a. onwards	Check Eligibility
L&T Finance Limited	8.70% p.a. onwards	Check Eligibility
Godrej Housing Finance	7.75% p.a. onwards	Check Eligibility
Home First Finance	8.00% p.a. onwards	Check Eligibility
Easy Home Finance	11% p.a. onwards	Check Eligibility
Piramal Capital Housing Finance	9.49% p.a. onwards	Check Eligibility
Shubham Housing Finance	10.45% p.a. onwards	Check Eligibility
Punjab & Sind Bank	7.55% p.a. onwards	Check Eligibility
Jio Housing Finance	8.20% p.a. onwards	Check Eligibility
HDFC Sales Pvt Ltd	7.90% p.a. onwards	Check Eligibility

Swipe to see more table data

Abhyudaya Bank Home Loan Eligibility

Any individual whether he is salaried, professional, self-employed or a businessman can apply for the loan provided he has a steady and a regular source of income.
The property for which the loan is taken should be in the name of the applicant.
A co-applicant is required for the loan. The eligible co-applicants can be the spouse, son, daughter, father or mother of the applicant whether they are an earning member or not. If the co-applicant is an earning member, his/her income can be clubbed together for meeting the eligibility criteria of the home loan. A brother or a sister may also act a co-applicant but in that case their incomes would not be clubbed together for ascertaining the eligibility.
Eligibility of the loan amount can either be based on the Agreement Value or on the applicant’s repayment capacity. If the Agreement Value is taken into consideration then 85% of the Agreement Value would be the eligible amount of loan for loans up to Rs. 25 lakhs. For higher value loans, 80% of the Agreement Value would be the eligible amount of loan.
If repayment capacity is taken into consideration, the n the loan amount would be repayment capacity * 100000 / EMI for Rs. 1,00,000/

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Documents Required for Abhyudaya Bank Home Loans

An applicant has to submit the following documents to avail of the loan:

Latest passport sized photograph.

Photo ID proof such as – Passport, Driving License, Aadhaar Card etc

PAN Card copy.

Address proof of the applicant along with address proof of guarantors.

In case of salaried individual;

Salary slips of last 3 months

Bank statements of last 6 months.

Form 16A and ITR of last 3 years.

For non-salaried individuals, the additional documents are;

Financial statements of the last 2 years

Income Tax Return copy of last 1year

Bank statements of the business for last 12 months

Title deed of the property.

Original Agreement for Sale

Original Registration Receipt

Copy of Approved Plan & CC

NOC from Builder/ Society/ MHADA/ CIDCO

Copy of Occupation Certificate

Copy of Registration certificate of Society

Original Receipts of Payment

Title Clearance Certificate

Valuation Certificate

Previous original chain documents

Original Possession Letter

How Can I Apply for a Home Loan Online?

Get up to ₹5 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Verify using the OTP sent to your mobile number.

Step 3: Enter details related to your loan requirements.

Step 4: Provide your personal and employment details.

Step 5: Compare offers and apply for the best-suited loan.

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What our customers say
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Office ke chalte jyada samay nahi nikal pata tha. Paisabazaar ke online process ki wajah se na hi mene banks ke rates compare karliye ghar bathe balki mera loan application aur disbursal bhi ghar bathe hi ho gaya...bank jana hi nahi pada...
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Paisabazaar se mujhe bahut kam rate pe loan mil gaya...isse mere budget pe jada asar nahi pada aur jald hi mera apna ghar ho jayega..
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eligibility check ho jati hai free
me home loan lene ka soch raha tha uske liye mene pehle paisabazaar app se free me apni eligibility check ki..usse mujhe pata chala muje kya cheeze improve karni hai aur fir mera loan jaldi approve ho gaya.
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Home loan here
I took home loan here and they helped me in every step specially in collecting and submitting documents at the time of approval.
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Got the best home loan interest rate
I was confused and did not have so much time to carry out all the research, so I logged in to Paisabazaar’s portal and was able to see the home loan options I was eligible for. With the assistance of Paisabazaar’s experts, I was able to find the home loan that offered the rate of interest I could afford. Thank you Paisabazaar!
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Excellent Home Loan Service by Paisabazaar
Ended up taking an ICICI Home Loan and I think it was one of the best decisions I ever made. I thank Paisabazaar for helping me out and answering my questions with so much patience.
KJ ThomasSep 10, 2021
Had a great experience with Paisabazaar
I have always heard my friends talking about how tedious it was for them to avail a home loan and decide the most suitable option. But with the help of Paisabazaar, I was able to compare several home loans and opt for the one that suited my needs. I am happy that I considered Paisabazaar for helping me.
Ritesh SharmaSep 10, 2021
quick and easy home loan process
I had never thought that applying for a home loan could be so easy. The entire process was online and I didn’t have to go anywhere for application or documentation of my home loan. Paisabazaar experts helped me navigate through the process and later the bank collected my documents and everything was quick and seamless.
Rupanjali MishraSep 3, 2021
Satisfied experience with Paisabazaar
I am satisfied with my home loan experience with Paisabazaar. I could easily compare different home loan options and apply for the home loan. Their customer care team also called me to confirm all the details and soon after the bank contacted to take the process forward. The process was really smooth.
Soumil KhannaSep 3, 2021
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