Paisabazaar app Today!
Get instant access to loans, credit cards, and financial tools — all in one place
Our Advisors are available 7 days a week, 9:30 am - 6:30 pm to assist you with the best offers or help resolve any queries.
Get instant access to loans, credit cards, and financial tools — all in one place
Scan to download on
Our Advisors are available 7 days a week, 9:30 am - 6:30 pm to assist you with the best offers or help resolve any queries.
Tata and SBI offer two co-branded credit cards with Croma, the Tata Croma Card and the Tata Croma Card Select, as titanium and platinum variants, respectively. These cards can be a good choice for those who spend a lot at Croma for their gadgets and other similar shopping.
Additionally, the accelerated benefit on the card is extended to multiple Tata group brands like Westside, Titan, etc. However, the up to 5% valueback is applicable only on Tata retail outlets and not on online spends.
The base variant is extended towards entry-level customers, it comes with a low annual fee of just Rs. 499. On the other hand, the premium variant, the Tata Croma Card Select, comes with a high fee of Rs. 2,999 with extended benefits on dining, international spends, and travel. Though the cards do well for the co-branded association and turn up a good choice for Tata group brands and Croma loyalists, those with varying and no brand inclinations can find better options at such fees. Read on to know more about the Tata Croma Credit cards.
| Tata Croma Credit Cards: Key Highlights | ||
| Tata Croma Card (Titanium) | Tata Croma Card Select (Platinum) | |
![]() |
![]() |
|
| Joining Fee | Rs. 499 | Rs. 2,999 |
| Annual Fee | Rs. 499 | Rs. 2,999 |
| Fee Waiver | On spending Rs. 1 Lakh in the previous year | – |
| Welcome Benefit | 500 Empower Points worth Rs. 500 | e- Gift Voucher worth Rs. 3,000 |
| Co-branded Benefit | 1.5% value back on spends at Croma | 2% value back on spends at Croma |
| Up to 5% value back on spends on Tata outlets | Up to 5% value back on spends on Tata outlets | |
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To apply for credit card, please visit the SBI Card website.
Activation benefits: 500 Empower points worth Rs. 500 on spending Rs. 2,000 or more within 60 days.
Rewards & value back: You get:
Fuel surcharge waiver: 1% fuel surcharge waiver, on transaction between Rs. 500 to Rs. 3,000 up to Rs. 100 per statement cycle.
Rewards & value back:
Milestone benefits: e- Gift Voucher worth Rs. 3,000 from any of the following brands: Yatra, Hush Puppies / Bata, Westside, Aditya Birla Retail on annual spends of Rs. 4 Lakh and Rs. 5 lakh each
Complimentary lounge access: 8 complimentary airport lounge access visits in a year to domestic MasterCard lounges in India (restricted to maximum 2 visits per quarter)
Fuel surcharge waiver: 1% fuel surcharge waiver, on transactions between Rs. 500 to Rs.4,000, up to Rs. 250 per statement cycle.
Exclusive Card Offers from India’s top banks are just a click away
Error: Please enter a valid number
| Fee Type | Amount |
| Joining Fee | Rs. 499 Rs. 2,999 (For Select) |
| Annual Fee | Rs. 499 Rs. 2,999 (For Select) |
| Finance Charges | 3.50% per month (42% per annum) |
| Late Payment Charges | For Statement Balance:
|
Click here to check more details on fees and charges associated with Tata Croma Card & Tata Croma Card Select.
| Criteria | Detail |
| Age | 18-60 years |
| Occupation | Available to both Salaried and Self-employed |
| Documents Required | Click here for the list of acceptable documents |