Best Personal Loan App

Explore and compare loan offers by top lending institutions on the Paisabazaar app. Check curated pre-approved personal loan offers from our partner lenders via our loan app and apply with zero documentation and instant loan disbursal.

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Check Personal Loan Offers Online

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2839 Reviews

51M+Satisfied Customers
65+Lending Partners
800+Cities across India

Paisabazaar Exclusive Benefits

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Wide Choice

Curated offers from 30+ lenders

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Quick Disbursal

Money in your account instantly

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SmartMatch

Offers ranked according to eligibility

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Digital Process

Hassle-free & paperless

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Personal Loan EMI Calculator

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Find Best Personal Loan Offers

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto 40L
Rate of Interest9.99% - 17.15%
Tenure upto1-5 Years
Processing Fee1% - 1.5%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto 25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%
Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

What are Instant Personal Loan Apps?

Instant personal loan apps cater to the urgent financial requirements of applicants with easy application, minimal or zero documentation, quick approvals and almost immediate disbursal. In certain cases, loans are disbursed instantly – within seconds of application submission.

Paisabazaar runs pre-approved programs with Axis Bank, IDFC FIRST Bank, Federal Bank, Tata Capital, Moneyview, Piramal Finance and many other lenders.

Consumers having a strong credit profile can compare and choose pre-approved offers from these lenders via the Paisabazaar app and get instant loan disbursal within minutes through our instant loan app.

Instant Loan on Paisabazaar App: Key Features

  • Pre-approved loan offers from multiple banks and NBFCs (for select consumers)
  • Minimal processing time with zero documentation and completely digital processes
  • Loans disbursed in as little as 24 hours; in some cases, a few minutes
  • Consumers with a healthy credit profile and stable income are usually eligible for pre-approved loan offers on Paisabazaar
  • Instant personal loans can be used for any need (marriage, travel, higher education, home renovation, medical emergencies, etc.) except speculation

Scan or click on the QR code and download the Paisabazaar App to get access to exclusive pre-approved offers

Loan App

Eligibility Criteria for Personal Loans through the Paisabazaar App

Consumers planning to avail an instant personal loan through the Paisabazaar app should meet the following eligibility criteria.

  • The applicant’s age at the time of loan application should be at least 18 years, and the maximum age at the time of loan maturity should be 60 years.
  • Select existing customers of banks and NBFCs are eligible for instant personal loans.
  • New consumers, in some cases, may also be eligible for pre-approved offers, but the loan disbursal may not be instant and might take a day or two.
  • The minimum monthly income required for eligible applicants is Rs 15,000.
  • Applicants with a credit score of 750 and above typically have a higher chance of availing instant personal loans through the Paisabazaar app.

Documents Required for Personal Loan through the Paisabazaar App

Pre-approved instant loans are primarily offered to select existing customers of banks and NBFCs. Since the applicant already has an existing relationship with the lender, he/she need not submit the documents again for assessment.

However, new consumers availing instant loans through the Paisabazaar app will have to submit the following documents:

  • KYC documents
  • Latest salary slips for the last 6 months
  • Employment/Business Proof

Avail Personal Loan For
All Your Needs

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Why Choose Paisabazaar App for Availing Instant Personal Loan

  • Paisabazaar is a trusted online platform that offers pre-approved instant loans through various lenders, including Axis Bank, IndusInd Bank, Aditya Birla Capital, Hero Fincorp, Moneyview and more.
  • The marketplace has earned the trust of over 50 million consumers and offers pre-approved instant loans to consumers with a good credit profile.
  • The process is paperless and entirely digital, and requires minimal to no documentation for quick approval and instant loan disbursal.
  • Paisabazaar offers personal loans to both salaried and self-employed individuals.
  • Applicants can compare personal loan interest rates and other offers by various lenders and opt for the one that suits their requirements the best.

How to Take an Instant Loan via the Paisabazaar App

  • Download the Paisabazaar app and login
  • Check your credit score and go to your dashboard to check pre-approved offers
  • You can also click on the personal loans icon and fill in the required details
  • View curated offers along with interest rates, processing fees, documents required, etc.
  • Choose the best-suited offer and apply.

Best Personal Loan Offers at Paisabazaar Instant Loan App

Paisabazaar is one of the best personal loan apps that provides loan offers from multiple lenders. Some of the best personal loan offers on our instant loan app are mentioned below:

Lender on the App Interest Rate Max. Loan Amount
HDFC Bank 9.99% - 12.5% Up to Rs. 25 Lakh
Axis Bank 9.99% - 17.15% Up to Rs. 40 Lakh
Kotak Mahindra Bank 9.98% - 17.2% Up to Rs. 25 Lakh
IDFC FIRST Bank 10.5% - 20% Up to Rs. 50 Lakh
ICICI Bank 11% - 13% Up to Rs. 25 Lakh
Yes Bank 13% - 16% Up to Rs. 30 Lakh
Tata Capital Limited 11.99% - 13.99% Up to Rs. 25 Lakh
IndusInd Bank 10.35% - 16.5% Up to Rs. 50 Lakh
Federal Bank 12% - 19.5% Up to Rs. 5 Lakh

*Interest rates as on 12th September 2025

Swipe to see more table data

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Avail Personal Loan For
All Your Needs

Avail Personal Loan Banner

FAQs

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What our customers say

Great Customer support and response

Quick and efficient support team of Paisabazaar. Proper knowledge of product and good customer relationship by Abhishek Singh.

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ABhisekh BordoloiSep 21, 2025

Feedback - Customer support

I recently received a quick loan through PaisaBazaar, and I want to sincerely appreciate the excellent customer support I received from Ms. Abhinaya ( Customer EW33882) During a critical financial situation, her guidance and support were truly exceptional. She was patient, professional, and empathetic throughout the process, making sure I understood everything clearly and felt confident in my decisions. Thank you, Ms. Abhinaya, and PaisaBazaar, for being there when I needed it most.

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EZAKIEL BSep 18, 2025

Exceptional Support During Loan Process

I’m writing to express my sincere appreciation for Mohammad Shazeb (Employee Code: EW33348) for the excellent support he provided during my recent loan process. There was a complication with the KYC verification, and Shazeb handled it swiftly and professionally. He ensured that I received regular updates, explained the resolution steps clearly, and most importantly, resolved the issue quickly.

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Abhishek ThakurSep 1, 2025

Outstanding Assistance from Ms. Seema Kumari

I would like to express my sincere appreciation for Ms. Seema Kumari (Employee ID: EW32347) for her exceptional support in helping me secure a personal loan.

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Abdul ShaikhAug 23, 2025

Excellent Support and Guidance from Ms. Yashi Saxena

I had the opportunity to interact with Ms. Yashi Saxena (Employee Code: AW22197) while applying for a loan from Poonawalla Fincorp. I am extremely satisfied with her guidance, support, and professionalism throughout the process. She explained each step very clearly, helped me understand the details, and ensured that the process went smoothly. Her assistance made my loan journey hassle-free.

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Jitendra WaskelAug 14, 2025

Loan from paisabaAar

Get a personal loan from paisabaaz customer support is very supportive loan disburse in 2 days thanks team

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DeeptiAug 2, 2025

Compare and Applied

Hi, I can easily choose the right loan offers for me with the help of Paisabazaar. Previously, I tried fincover for the same, but I can decide while checking with you. Thank you

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ajayJul 24, 2025

Applied for a loan for my old house renovation

Day beforeYesterday, I applied for a loan for my old house renovation from Paisabazaar, and the experience was good. The application was straightforward, and this morning I received a message that my loan has been approved. I was quite shocked at how fast it got approved. I liked your service!

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ARJUN GUPTAJun 13, 2025

Best Rates Compared Instantly

compare personal loan offers from so many banks in one place. Got personal loan from HDFC at best rate.

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Kavita SharmaMay 30, 2025

Travel Loan Without Any Hassle

I get a loan for my trip. Got 1 lakh with easy emi options. It was all online no paperwork. A little delay in approval, but worth the wait!

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Aditya MalhotraMay 14, 2025
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Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

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