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Best Personal Loan App

Explore and compare loan offers by top lending institutions on the Paisabazaar app. Check curated pre-approved personal loan offers from our partner lenders via our loan app and apply with zero documentation and instant loan disbursal.

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4.2/5

2839 Reviews

51M+Satisfied Customers
65+Lending Partners
800+Cities across India

Paisabazaar Exclusive Benefits

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Wide Choice

Curated offers from 30+ lenders

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Quick Disbursal

Money in your account instantly

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SmartMatch

Offers ranked according to eligibility

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Digital Process

Hassle-free & paperless

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What are Personal Loan Apps?

Personal loan apps cater to the urgent financial requirements of applicants with easy application, minimal or zero documentation, quick approvals and almost immediate disbursal. In certain cases, loans are disbursed instantly – within seconds of application submission.

Paisabazaar runs pre-approved programs with Axis Bank, IDFC FIRST Bank, Federal Bank, Tata Capital, Moneyview, Piramal Finance and many other lenders.

Consumers having a strong credit profile can compare and choose pre-approved offers from these lenders via the Paisabazaar app and get instant loan disbursal within minutes through our instant loan app.

Find Best Personal Loan Offers

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%

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Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Instant Loan on Paisabazaar App: Key Features

  • Pre-approved loan offers from multiple banks and NBFCs (for select consumers)
  • Minimal processing time with zero documentation and completely digital processes
  • Loans disbursed in as little as 24 hours; in some cases, a few minutes
  • Consumers with a healthy credit profile and stable income are usually eligible for pre-approved loan offers on Paisabazaar
  • Instant personal loans can be used for any need (marriage, travel, higher education, home renovation, medical emergencies, etc.) except speculation

Best Personal Loan Offers at Paisabazaar Loan App

Paisabazaar is one of the best personal loan apps that provides loan offers from multiple lenders. Some of the best personal loan offers on our instant loan app are mentioned below:

Lender on the App Interest Rate Max. Loan Amount
HDFC Bank 9.99% - 12.5% Up to Rs. 25 Lakh
Axis Bank 9.99% - 17.15% Up to Rs. 40 Lakh
Kotak Mahindra Bank 9.98% - 17.2% Up to Rs. 25 Lakh
IDFC FIRST Bank 10.5% - 20% Up to Rs. 50 Lakh
ICICI Bank 11% - 13% Up to Rs. 25 Lakh
Yes Bank 13% - 16% Up to Rs. 30 Lakh
Tata Capital Limited 11.99% - 13.99% Up to Rs. 25 Lakh
IndusInd Bank 10.35% - 16.5% Up to Rs. 50 Lakh
Federal Bank 12% - 19.5% Up to Rs. 5 Lakh

*Interest rates as on 12th September 2025

Swipe to see more table data

Eligibility Criteria for Personal Loans through the Paisabazaar App

Consumers planning to avail an instant personal loan through the Paisabazaar app should meet the following eligibility criteria.

  • The applicant’s age at the time of loan application should be at least 18 years, and the maximum age at the time of loan maturity should be 60 years.
  • Select existing customers of banks and NBFCs are eligible for instant personal loans.
  • New consumers, in some cases, may also be eligible for pre-approved offers, but the loan disbursal may not be instant and might take a day or two.
  • The minimum monthly income required for eligible applicants is Rs 15,000.
  • Applicants with a credit score of 750 and above typically have a higher chance of availing instant personal loans through the Paisabazaar app.

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Documents Required for Personal Loan through the Paisabazaar App

Pre-approved instant loans are primarily offered to select existing customers of banks and NBFCs. Since the applicant already has an existing relationship with the lender, he/she need not submit the documents again for assessment.

However, new consumers availing instant loans through the Paisabazaar app will have to submit the following documents:

  • KYC documents
  • Latest salary slips for the last 6 months
  • Employment/Business Proof

Why Choose Paisabazaar App for Availing Instant Personal Loan

  • Paisabazaar is a trusted online platform that offers pre-approved instant loans through various lenders, including Axis Bank, IndusInd Bank, Aditya Birla Capital, Hero Fincorp, Moneyview and more.
  • The marketplace has earned the trust of over 50 million consumers and offers pre-approved instant loans to consumers with a good credit profile.
  • The process is paperless and entirely digital, and requires minimal to no documentation for quick approval and instant loan disbursal.
  • Paisabazaar offers personal loans to both salaried and self-employed individuals.
  • Applicants can compare personal loan interest rates and other offers by various lenders and opt for the one that suits their requirements the best.

How can I apply for a personal loan online using a loan app?

You can apply for a personal loan using a loan app in the following steps:

  • Download the Paisabazaar app through the Google Play Store or the Apple App Store
  • Click on the personal loan icon
  • Enter the required details
  • View curated personal loan offers and apply for the best suited offer

What features make the Paisabazaar App the best loan app for comparing lenders?

The following features make Paisabazaar app the best loan app for comparing lenders:

  • It shows curated offers from 30+ lenders.
  • The process is completely digital with minimal paperwork.
  • Quick loan disbursal in as less as 24 hours.
  • Compare interest rates and other offers from multiple lenders all in one place.
  • Applicants can check their credit score for free.
  • Pre-approved personal loans with zero documentation.

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

HDFC BANKHDFC BANKAxis BankAxis BankKotak Mahindra BankKotak Mahindra BankICICI BankICICI BankFederal BankFederal BankIDFC First BankIDFC First BankIndusind BankIndusind BankRBL BankRBL BankTata CapitalTata Capital
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Avail Personal Loan For
All Your Needs

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FAQs

Personal Loan Articles

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Importance of No Dues Certificate in Personal Loan Closure

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Loan rejected despite high income? Here’s what you need to know

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Personal Loan for First Time Borrowers: What Customers Must Know

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How I Saved Rs 22,000 on My Personal Loan through Prepayment

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How Have Personal Loans Advanced Over the Past few Years

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Factors To Consider While Selecting a Personal Loan Lender

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Instant Personal Loan Apps: Avoid These 5 Pitfalls

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Reasons for Delay in Personal Loan Processing

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APR vs Interest Rate in Personal Loans: What’s the Difference? - Article image

APR vs Interest Rate in Personal Loans: What’s the Difference?

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Tips to Choose an Ideal Personal Loan Tenure - Article image

Tips to Choose an Ideal Personal Loan Tenure

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What our customers say

Best marketplace to shop for loans

I highly recommend Paisabazaar app to everyone looking out for personal loans. The customer support is so supportive and follows up with you throughout the loan process.

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Shweta SinghNov 13, 2025

Highly recommended platform

I applied for a personal loan for medical emergency through Paisabazaar and got amazing service like nowhere else. The team was extremely cooperative and followed up with me until I had my loan amount in my account. My loan was disbursed within 24 hours. It is indeed an excellent platform for taking loans.

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Sunil YadavOct 29, 2025

Instant loan disbursal

I applied for a personal loan through Paisabazaar and got my loan disbursed in no less than 24 hours. The team was extremely cooperative, guided me through the entire process and followed up with me until I had my loan amount in my account. I highly recommend this platform to everyone looking for an urgent loan.

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Neha JainOct 29, 2025

Excellent platform

Excellent platform for personal loan comparison! Their EMI calculator helped me pick the best tenure & my monthly emi.

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Manish KumarOct 23, 2025

Got personal loan instant

I was a medical emergency &amp; need funds instantly I applied for loan at Paisabazaar &amp; see I have a pre approved offers &amp; apply to it &amp; amount disbursed in 48 hours thanks to paisabazaar teams

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Mansi SharmaOct 17, 2025

Got loan yesterday

I got a loan of 2 lakh from Paisabazaar. Until now, I didn&#x27;t know that it was so easy to get loan through Paisabazaar. They helped me with all documents and process and my loan was sanctioned yesterday itself.

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Priyanka SharmaOct 15, 2025

Pre-approved offers

I logged in to Paisabazaar app and saw pre-approved offers as per my credit profile from different lenders. I could avail the offer easily and got quick disbursal in as less as 24 hours without any hassle.

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Sunanda MishraSep 28, 2025

Got personal loan in a few minutes

I had pre-approved offers. When I applied through Paisabazaar, I got my personal loan approved within a few minutes. The process was very hassle-free and the team was extremely cooperative.

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Preeti SinghSep 26, 2025

Cibil kam tha fir bhi loan dila diya

Mera cibil kam tha fir bhi paisabazaar walo ne loan dila diya mujhe jo bohot jaruri tha.

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Pawan SehrawatSep 25, 2025

Personal loan quick approved

My personal loan was quick approved on Paisabazaar. Everything was online and I was not required to submit any more documents.

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Vivaan ShahSep 24, 2025
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Vandana Punj
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Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers