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Paisabazaar Loan App – Quick & Easy Instant Loans

Explore and compare loan offers by top lending institutions on the Paisabazaar app. Check curated pre-approved personal loan offers from our partner lenders via our loan app and apply with zero documentation and instant loan disbursal.

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Check Personal Loan Offers Online

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2839 Reviews

51M+Satisfied Customers
65+Lending Partners
800+Cities across India

Paisabazaar Exclusive Benefits

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Wide Choice

Curated offers from 30+ lenders

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Quick Disbursal

Money in your account instantly

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SmartMatch

Offers ranked according to eligibility

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Digital Process

Hassle-free & paperless

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Personal Loan EMI Calculator

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Find Best Personal Loan Offers

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto 40L
Rate of Interest9.99% - 17.15%
Tenure upto1-5 Years
Processing Fee1% - 1.5%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto 25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%
Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

What are Instant Personal Loan Apps?

Instant personal loan apps cater to the urgent financial requirements of applicants with easy application, minimal or zero documentation, quick approvals and almost immediate disbursal. In certain cases, loans are disbursed instantly – within seconds of application submission.

Paisabazaar runs pre-approved programs with Axis Bank, IDFC FIRST Bank, Federal Bank, Tata Capital, Moneyview, Piramal Finance and many other lenders.

Consumers having a strong credit profile can compare and choose pre-approved offers from these lenders via the Paisabazaar app and get instant loan disbursal within minutes through our instant loan app.

Instant Loan on Paisabazaar App: Key Features

  • Pre-approved loan offers from multiple banks and NBFCs (for select consumers)
  • Minimal processing time with zero documentation and completely digital processes
  • Loans disbursed in as little as 24 hours; in some cases, a few minutes
  • Consumers with a healthy credit profile and stable income are usually eligible for pre-approved loan offers on Paisabazaar
  • Instant personal loans can be used for any need (marriage, travel, higher education, home renovation, medical emergencies, etc.) except speculation

Scan or click on the QR code and download the Paisabazaar App to get access to exclusive pre-approved offers

Loan App

Eligibility Criteria for Personal Loans through the Paisabazaar App

Consumers planning to avail an instant personal loan through the Paisabazaar app should meet the following eligibility criteria.

  • The applicant’s age at the time of loan application should be at least 18 years, and the maximum age at the time of loan maturity should be 60 years.
  • Select existing customers of banks and NBFCs are eligible for instant personal loans.
  • New consumers, in some cases, may also be eligible for pre-approved offers, but the loan disbursal may not be instant and might take a day or two.
  • The minimum monthly income required for eligible applicants is Rs 15,000.
  • Applicants with a credit score of 750 and above typically have a higher chance of availing instant personal loans through the Paisabazaar app.

Documents Required

Pre-approved instant personal loans are primarily offered to select existing customers of banks and NBFCs. Since the applicant already has an existing relationship with the lender, he/she need not submit the documents again for assessment.

However, new consumers availing instant personal loans through the Paisabazaar app will have to submit the following documents:

  • KYC documents
  • Latest salary slips for the last 6 months
  • Employment/Business Proof

Avail Personal Loan For
All Your Needs

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Why Choose Paisabazaar App for Availing Instant Personal Loan

  • Paisabazaar is a trusted online platform that offers pre-approved instant loans through various lenders, including Axis Bank, IndusInd Bank, Aditya Birla Capital, Hero Fincorp, Moneyview and more.
  • The marketplace has earned the trust of over 50 million consumers and offers pre-approved instant loans to consumers with a good credit profile.
  • The process is paperless and entirely digital, and requires minimal to no documentation for quick approval and instant loan disbursal.
  • Paisabazaar offers personal loans to both salaried and self-employed individuals.
  • Applicants can compare personal loan interest rates and other offers by various lenders and opt for the one that suits their requirements the best.

How to Take an Instant Loan via the Paisabazaar App

  • Download the Paisabazaar app and login
  • Check your credit score and go to your dashboard to check pre-approved offers
  • You can also click on the personal loans icon and fill in the required details
  • View curated offers along with interest rates, processing fees, documents required, etc.
  • Choose the best-suited offer and apply.

Best Personal Loan Offers at Paisabazaar Instant Loan App

Paisabazaar is one of the best personal loan apps that provides loan offers from multiple lenders. Some of the best personal loan offers on our instant loan app are mentioned below:

Lender on the App Interest Rate Max. Loan Amount
HDFC Bank 9.99% - 12.5% Up to Rs. 25 Lakh
Axis Bank 9.99% - 17.15% Up to Rs. 40 Lakh
Kotak Mahindra Bank 9.98% - 17.2% Up to Rs. 25 Lakh
IDFC FIRST Bank 10.5% - 20% Up to Rs. 50 Lakh
ICICI Bank 11% - 13% Up to Rs. 25 Lakh
Yes Bank 13% - 16% Up to Rs. 30 Lakh
Tata Capital Limited 11.99% - 13.99% Up to Rs. 25 Lakh
IndusInd Bank 10.35% - 16.5% Up to Rs. 50 Lakh
Federal Bank 12% - 19.5% Up to Rs. 5 Lakh

*Interest rates as on 12th September 2025

Swipe to see more table data

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Avail Personal Loan For
All Your Needs

Avail Personal Loan Banner

FAQs

Instant personal loans are usually pre-approved personal loans and are offered to select existing customers having good credit profiles. Since banks and NBFCs offer pre-approved loans to their own select consumers, no or very little documentation is needed. Banks and NBFCs, however, also offer instant loans to new consumers based on their credit score and other eligibility factors, and in those cases, certain documentation like KYC may be needed. However, the documentation process for most lenders is paperless and quick.

The main advantages of applying through instant personal loan apps are a convenient loan application process, 24*7 accessibility, quick loan approval, instant disbursal and minimal/nil documentation.

Login to the Paisabazaar app using your mobile number and provide details related to your occupation, income and other aspects of your credit profile. You will get the curated list of the best personal loan offers as per your profile that you can compare and apply for the most suited option instantly from the app.

Loans applied through instant loan apps can take anywhere from a few minutes to a few hours for disbursal, depending on your profile.

Paisabazaar is one of the best app for personal loan in India. Here you can compare offers from multiple lenders and choose the one that suits your requirements the best.

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What our customers say

Personal Loan

Maine Paisabazaar se personal loan apply kiya or Jaldi approval bhi mil gaya aur zyada documents bhi nahi lage.

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Abbaz AhmedApr 10, 2025

Got pre-approved Loan offer

I was looking for Personal loan and came across this platform. I applied online and received multiple loan offers instantly and got a pre-approved offer, and the amount was disbursed within 48 hours.

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Kirti MadaanMar 17, 2025

Loan for Home Renovation

Do din pehle maine apne purane ghar ki renovation ke liye Paisabazaar se loan apply kiya. Process kaafi easy aur smooth tha. Aaj subah mujhe message aaya ki mera loan approve ho gaya hai.

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Rohit GuptaMar 7, 2025

Personal Loan

Take Personal Loan from Paisabazaar. Approved in 2 days, easy process

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Tarun RaghavJan 21, 2025

Took a personal loan

I took a personal loan from Bajaj Finserv via Paisabazaar, and it was easy! Paisabazaar made it smooth and simple. The whole process was quick and hassle-free!

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Palvika PanchalJan 6, 2025

Personal Loan via Paisabazaar

Got a personal loan via Paisabazaar—super easy & quick! Kunal from sales was super helpful, explained everything well. Highly recommend! ?

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DeshmukhDec 19, 2024

Loan for Medical Emergency

Mujhe ekdum urgent medical emergency ke liye paise chahiye the. Paisabazaar se loan liya, aur honestly, sab kuch ekdum smooth tha! Process fast tha, team helpful thi, aur paise bhi jaldi mil gaye

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PawanDec 17, 2024

Get personal loan

Paisabazaar se pre-approved personal loan jadi milgya.. Or 48 hours mai paisa account mai agya.. Team is very helpful

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Kirti GargDec 15, 2024

Good experience

Good experience with Paisabazaar! Loan approval hua within 48 hours aur rates bhi kaafi reasonable the.

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Ashok KumarDec 13, 2024

Personal Loan

Main Travel k liye loan apply kiya tha.. jo jaldi hi approve hogya or account mai agya.

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Deepak KumarDec 10, 2024
View All Testimonials

Last updated: 15 September, 2025

Vandana Punj profile
Reviewed ByLinkedIn icon
Vandana Punj
Shamik Ghosh profile
Written ByLinkedIn icon
Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers