Canara Bank FD Calculator
Canara Bank Fixed Deposit Calculator helps in calculating the interest income and maturity value for various FD amounts and tenures. Individuals need to enter the principal amount, tenure of the fixed deposit and applicable Canara Bank Fixed Deposit rates in the Canara Bank FD Calculator and obtain the interest income and maturity value instantly.
How to use Paisabazaar’s FD Calculator
Paisabazaar’s Fixed Deposit Calculator can be used through the following steps:
- Enter the FD tenure, amount and FD interest rates
- Click on “Calculate”
- FD maturity amount and interest amount earned is reflected instantly
The maturity value depends on the tenure of the fixed deposit, amount and type of FD chosen, i.e., cumulative and non-cumulative
Under non-cumulative FD, Canara Bank offers monthly, quarterly, half-yearly and annual options for tenures of 15 days to 120 months.
In case of cumulative FD, also known as Kamadhenu Deposit (Re-investment Plan), the interest is compounded quarterly and the interest component remains invested until maturity. The tenure for Kamadhenu Deposit varies from 5 months to 120 months.
Canara Bank FD Rates
Domestic & NRO Deposits of less than Rs 3 crore w.e.f. 9 June 2025
| FD Tenure | Interest Rates (% p.a.) | |
| Regular Citizens | Senior Citizens | |
| 7 days to 45 days* | 3.50 | 4.00 |
| 46 days to 90 days | 4.50 | 5.00 |
| 91 days to 179 days | 4.75 | 5.25 |
| 180 days to 269 days | 5.75 | 6.25 |
| 270 days to less than 1 year | 6.00 | 6.50 |
| 1 year to 1 year 3 months | 6.50 | 7.00 |
| 444 days | 6.60 | 7.10 |
| Above 1 year to less than 2 years | 6.50 | 7.00 |
| 2 years to less than 3 years | 6.50 | 7.00 |
| 3 years to less than 5 years | 6.50 | 7.00 |
| 5 years to 10 years | 6.50 | 7.00 |
Notes: 1. *Rates applicable only for a single deposit of Rs 5 lakh & above
2. Minimum tenure of the deposit is 15 days for deposits below Rs 5 lakh
3. Additional senior citizen interest rates of 0.50% are applicable only to domestic deposits
Rates updated as on 11 June 2025.
Benefits of Using Canara Bank FD Calculator
Free of Cost
Canara Bank FD Calculator is free of cost and can be used several times for comparing and analysing returns for various combinations of FD tenure, interest rates and principal amount.
Time Saving
Canara Bank Fixed Deposit Calculator is automated and hence, makes the calculation process easier and time saving which reduces the chances of human errors. Manually calculating the maturity value is laborious, time consuming and more prone to errors.
Know Your Returns in Advance
Individuals can use the Canara Bank FD Calculator to have a rough idea of their FD earnings even before opening the FD account. This helps them in making an informed financial decision based on their liquidity requirements and cash flows.