- Canara Bank offers home loans starting from 7.15% p.a. onwards.
- The bank offers home loans at both floating and fixed interest rates.
- Canara Bank home loan interest rates depend on the credit risk grade, loan amount and type of home loan schemes.
- The bank offers an interest rate concession of 0.05% to its women borrowers.
- Canara Bank offers an additional concession of 5 bps to salaried employees maintaining their salary accounts with the bank and for takeover and ready to move HL proposals.
Canara Bank Home Loan Interest Rates
Canara Bank offers home loans at both fixed and floating interest rates depending on the credit risk grade, loan amount and loan variants. The lender offers interest rates concession of 5 bps to women borrowers, salary account holders with Canara Bank and for takeover and ready to move HL proposals. Individuals can also visit Paisabazaar app to check for Canara Bank Home Loan interest rate offers and apply digitally.
Competitive Interest Rates
Starting 7.40% p.a.
Handpicked Home Loan Offers
Offers from 25+ Banks & HFCs
Dedicated Customer Support
Expert Assistance at Every Step
Transfer Balance & Get a Top-Up Easily
Additional Funds when Required
4.5/5
15.5L Reviews
51M+Satisfied Customers
65+Lending Partners
800+Cities across India
Check Home Loan Offers Online
4.5/5
15.5L Reviews
51M+Satisfied Customers
65+Lending Partners
800+Cities across India
Paisabazaar Exclusive Benefits
Competitive Interest Rates
Starting 7.40% p.a.
Handpicked Home Loan Offers
Offers from 25+ Banks & HFCs
Dedicated Customer Support
Expert Assistance at Every Step
Transfer Balance & Get a Top-Up Easily
Additional Funds when Required
Home Loan EMI Calculator
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Find Best Home Loan Offers
HDFC Bank
Min Loan Amt. ₹15L
Rate of Interest7.9% - 13.2%
Tenure uptoUpto 30 Years
Processing Fee₹ 10,000
Axis Bank
Min Loan Amt. ₹30L
Rate of Interest8.25% - 11.90%
Tenure uptoUpto 30 Years
Processing Fee₹ 14,000
ICICI Bank
Min Loan Amt. ₹15L
Rate of Interest8% - 9.8%
Tenure uptoUpto 30 Years
Processing Fee₹ 10,000
Why Choose Paisabazaar?
Compare & Choose the Best Offer
Curated Offers from Multiple Lenders
Highest Loan Approval Chances
Easy & Transparent Borrowing Process
How Can I Apply for a Home Loan Online?
Get up to ₹5 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Verify using the OTP sent to your mobile number.
Step 3: Enter details related to your loan requirements.
Step 4: Provide your personal and employment details.
Step 5: Compare offers and apply for the best-suited loan.
Canara Bank Home Loan Interest Rates - Highlights
Home Loan Interest Rates Offered by Canara Bank
Canara Bank Housing Loan for Amounts up to Rs. 50 lakh
| Credit Risk Grade | Interest Rates (p.a.) | |
|---|---|---|
| Women Borrowers | Other Borrowers | |
| CRG-Prime | 7.25% | 7.30% |
| CRG:1 | 7.25% | 7.30% |
| CRG:2 | 7.65% | 7.70% |
| CRG:3 | 8.45% | 8.50% |
| CRG:4 | 9.95% | 10.00% |
Canara Bank Home Loan for Amounts above Rs. 50 lakh to Rs. 1 crore
| Credit Risk Grade | Interest Rates (p.a.) | |
|---|---|---|
| Women Borrowers | Other Borrowers | |
| CRG-Prime | 7.20% | 7.25% |
| CRG:1 | 7.20% | 7.25% |
| CRG:2 | 7.60% | 7.65% |
| CRG:3 | 8.45% | 8.50% |
| CRG:4 | 9.85% | 9.90% |
Canara Bank Housing Loan for Amounts above Rs. 1 crore to Rs. 25 crore
| Credit Risk Grade | Interest Rates (p.a.) | |
|---|---|---|
| Women Borrowers | Other Borrowers | |
| CRG-Prime | 7.15% | 7.20% |
| CRG:1 | 7.15% | 7.20% |
| CRG:2 | 7.55% | 7.60% |
| CRG:3 | 8.45% | 8.50% |
| CRG:4 | 9.75% | 9.80% |
Canara Bank Home Loan for Amounts above Rs. 25 crore
| Credit Risk Grade | Interest Rates (p.a.) | |
|---|---|---|
| Women Borrowers | Other Borrowers | |
| CRG-Prime | 7.15% | 7.20% |
| CRG:1 | 7.15% | 7.20% |
| CRG:2 | 7.55% | 7.60% |
| CRG:3 | 8.35% | 8.40% |
| CRG:4 | 9.65% | 9.70% |
Canara Site
| Credit Risk Grade | Interest Rates (p.a.) |
|---|---|
| CRG: 1 | 9.05% |
| CRG: 2 | 9.10% |
| CRG: 3 | 9.60% |
| CRG: 4 | 10.10% |
Canara Home Loan Plus – Term Loan
| Credit Risk Grade | Interest Rates (p.a.) |
|---|---|
| CRG: 1 | 8.55% |
| CRG: 2 | 8.60% |
| CRG: 3 | 9.10% |
| CRG: 4 | 10.60% |
Fixed Interest Rates
| Credit Risk Grade | Interest Rates (p.a.) | |
|---|---|---|
| Women Borrowers | Other Borrowers | |
| CRG Prime | 8.50% | 8.55% |
| CRG 1 | 8.75% | 8.80% |
| CRG 2 | 8.80% | 8.85% |
| CRG 3 | 9.20% | 9.25% |
| CRG 4 | 10.70% | 10.75% |
Canara Site
| Credit Risk Grade | Interest Rates (p.a.) |
|---|---|
| CRG: 1 | 9.80% |
| CRG: 2 | 9.85% |
| CRG: 3 | 10.35% |
| CRG: 4 | 10.85% |
Canara Bank Home Loan Interest Rates v/s Other Lenders
| Name of Lender | Interest Rates |
|---|---|
| Axis Bank | 8.25% p.a. onwards* |
| Bajaj Housing Finance | 7.40% p.a. onwards |
| Bank of India | 7.10% p.a. onwards |
| Easy Home Finance | 8.99% p.a. onwards |
| Federal Bank | 7.90% p.a. onwards* |
| Godrej Housing Finance | 7.75% p.a. onwards |
| HDFC Bank | 7.90% p.a. onwards |
| HDFC Sales Pvt. Ltd. | 7.90% p.a. onwards |
| Home First Finance | 8.00% p.a. onwards |
| ICICI Bank | 7.65% p.a. onwards |
| IDBI Bank | 7.35% p.a. onwards |
| IDFC FIRST Bank | 8.85% p.a. onwards |
| India Shelter Home Loan | 8.43% p.a. onwards |
| Jio Housing Finance | 8.20% p.a. onwards |
| Kotak Mahindra Bank | 7.70% p.a. onwards |
| L&T Finance Limited | 8.40% p.a. onwards* |
| Piramal Capital Housing Finance | 8.25% p.a. onwards* |
| PNB Housing Finance | 7.20% p.a. onwards* |
| Punjab & Sind Bank | 7.30% p.a. onwards |
| Punjab National Bank | 7.20% p.a. onwards |
| RBL Bank | 8.20% p.a. onwards |
| Sammaan Capital (Formerly known as Indiabulls Housing Finance) | 8.75% p.a. onwards |
| Shubham Housing Finance | 10.45% p.a. onwards |
| State Bank of India | 7.25% p.a. onwards |
| Tata Capital Housing Finance | 7.75% p.a. onwards |
*when applied through Paisabazaar Rates as of 8th January 2026
Canara Bank Home Loan EMI Examples
Canara Home Loan EMI for different tenure
| Interest Rate (p.a.) | Loan Amount (Rs.) | Loan Tenure (years) | EMI (Rs.) |
|---|---|---|---|
| 7.15% | 30 lakh | 10 | 35,065 |
| 7.15% | 30 lakh | 13 | 29.587 |
| 7.15% | 30 lakh | 15 | 27,217 |
| 7.15% | 30 lakh | 20 | 23,530 |
| 7.15% | 30 lakh | 25 | 21,491 |
Canara Bank Home Loan EMI for different loan amounts
| Interest Rate (p.a.) | Loan Amount (Rs.) | Loan Tenure (years) | EMI (Rs.) |
|---|---|---|---|
| 7.15% | 20 lakh | 30 | 13,508 |
| 7.15% | 22 lakh | 30 | 14,859 |
| 7.15% | 25 lakh | 30 | 16,885 |
| 7.15% | 30 lakh | 30 | 20,262 |
| 7.15% | 35 lakh | 30 | 23,639 |
Swipe to see more table data
How Can I Apply for a Home Loan Online?
Get up to ₹5 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Verify using the OTP sent to your mobile number.
Step 3: Enter details related to your loan requirements.
Step 4: Provide your personal and employment details.
Step 5: Compare offers and apply for the best-suited loan.
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