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All you Need to Know about PPF

Team PaisaBazaarSaving SchemesNo Comments

Public Provident Fund or PPF is one of the most popular tax saving investment schemes in India, where contributions towards it is deducted from the taxable income. The interest gained on the deposits is also exempted from tax deductions. What are the tax benefits of PPF? Under the Section 80C of the Income Tax Act […]

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Co-borrower vs Co-owner vs Co-applicant

Team PaisaBazaarHome LoanNo Comments
Co-borrower, co-owner and co-applicant are the terms that some people use interchangeably. However, each of these terms has its associated legalities and financial obligations related to home loans. Therefore, you must know what these terms mean and how they are different. Who is a Co-applicant? A co-applicant is a person who applies for a home...
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10 Best Ultra Short Duration Mutual Funds

Abhijit BiswasMutual Funds2 Comments
What are Ultra Short Duration Funds? Ultra Short duration funds are open ended debt funds, which primarily invest in bonds, money market instruments and other fixed income instruments of short maturities. According to SEBI guidelines, the Macaulay duration of the portfolios of ultra short duration funds have to be 3-6 months. Why invest in Ultra...
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Best 10 Aggressive Hybrid Funds

Abhijit BiswasMutual FundsNo Comments
Table of Content: What are Aggressive Hybrid Funds Why invest in Aggressive Hybrid Funds List of 10 Best Aggressive Hybrid Funds Taxation Risks of investing in this Fund Who should invest in Aggressive Hybrid Funds What are Aggressive Hybrid Funds? Aggressive hybrid funds are open-ended hybrid schemes investing predominantly in equity and equity-related instruments with...
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Home Loan Closure Check List

Home Loan Closure Checklist

Team PaisaBazaarHome LoanNo Comments
There is nothing more overwhelming than paying your entire home loan and becoming a proud homeowner. And while you are celebrating the end of your home loan EMIs, you must understand all aspects of home loan closure. A home loan is not considered closed unless your lender declares the same, and therefore, we have curated...
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Tax Saving Fixed Deposit

Vandana PunjFixed Deposit3 Comments
Tax-saving fixed deposit schemes qualify for tax deduction under Section 80C of Income Tax Act. As tax ­saving FDs have fixed interest rate, which remains unchanged throughout its tenure, it offers greater income certainty for those with low risk appetite. Tax saving FDs have a lock-in period of 5 years and therefore, cannot be withdrawn...
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