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What Happens If You Miss a Personal Loan EMI? Know the Consequences

April 15, 2025Bhumika KhandelwalPersonal LoanNo Comments

Any default in EMIs means that you have to pay penal charges to your respective lender. Additionally, this can negatively impact your credit score, leading to higher interest rates on future loans or reducing loan eligibility. In this article, you’ll get to know about the consequences of missing an EMI, how it affects your credit...

CIBIL Score and Personal Loans: What’s the Connection?

April 15, 2025Rahul MisraPersonal LoanNo Comments

CIBIL score reflects your creditworthiness, which banks/NBFCs check to decide whether to approve or reject your personal loan application. If you get the loan, your behaviour to repay the loan again impacts your credit score. So from application to repayment, Personal Loans and CIBIL Score remain closely connected. Highlights: Good CIBIL score (750+) enhances the...

Charge Cards vs. Credit Cards: Key Differences You Should Know

April 15, 2025Shruti SharmaCredit CardNo Comments

When it comes to borrowing, most consumers are familiar with credit cards. However, there’s another equally valuable but often overlooked option- Charge Cards. While both credit cards and charge cards can be used for online and offline purchases, they differ significantly in how they operate. In India, the charge card segment is extremely niche. While...

Cashback SBI vs YES Bank Paisabazaar PaisaSave: Which card wins the cashback duel?

April 15, 2025Rupanshi ThapaCredit CardNo Comments

In a market full of cashback cards that cater to specific categories or brands, only a few stand out by offering accelerated cashback across all online transactions without any merchant restrictions. Two such options are Cashback SBI Card and YES Bank Paisabazaar PaisaSave Credit Card. Cashback SBI Card was among the first cards to bring...

New to Credit? Here’s Why Your First Credit Product Matters

April 14, 2025Shruti SharmaPersonal FinanceNo Comments

If you have never taken a loan or a credit card, it means you don’t have any prior credit history and are considered New to Credit (NTC). Having no credit history means there’s no financial data for lenders to determine your creditworthiness. Although it may seem like a fresh start, it also gives you the...

First Job? All you need to know about your Salary Slip

April 10, 2025Sumit KumarTaxNo Comments

Are you new at your job and have seen your salary slip for the first time? Don’t get overwhelmed with a lot of terms and numbers in it. Read this article to understand what is covered in your salary slip and why it is important for you to know about it in detail. What is…

Axis Magnus vs. Magnus for Burgundy: Which card delivers more value?

April 7, 2025Rupanshi ThapaCredit CardNo Comments

In 2023, Axis Magnus Credit Card quickly rose to fame for its high reward rate, monthly milestone benefits and an excellent 5:4 points-to-miles conversion ratio. However, things changed in April 2024, when Axis Bank significantly devalued the Magnus card, leaving many users disappointed. Slashed redemption value from 5:4 to 5:2 was the most notable downgrade,...

Compare: HDFC Bank Millennia Vs. HDFC Bank MoneyBack+

April 7, 2025Megha KhannaCredit Card2

HDFC Millennia and HDFC MoneyBack+ are both entry-level cards for new to credit customers. The cards extend accelerated benefits around popular everyday brands like Amazon, Swiggy, Flipkart, etc and some similar type of benefits around card activation and milestone spends. Exclusive Card Offers from India’s top banks are just a click away Enter Mobile Number...

Secured vs. Unsecured Business Loans: Which One Should You Choose?

April 4, 2025Vandana PunjBusiness LoanNo Comments

A business loan can be a powerful tool for financing your business’ operations, product development, expansion and more; and in today’s fast-changing economy, both secured and unsecured options can come in handy. However, understanding what sets them apart can help you choose the best option to meet your business’ financial requirements. Secured Business Loan Secured business loans…

Credit Awareness Initiatives by Paisabazaar

April 4, 2025Sumit KumarCredit ScoreNo Comments

Paisabazaar is one of the pioneer organizations in India that runs various credit awareness programs to educate people about their credit health and help them manage their credit profile smartly. Good credit health ensures you stay worthy of credit when it is required and face minimum issues at the time of loan or credit card...

What Happens If You Miss a Personal Loan EMI? Know the Consequences

CIBIL Score and Personal Loans: What’s the Connection?

Charge Cards vs. Credit Cards: Key Differences You Should Know

Cashback SBI vs YES Bank Paisabazaar PaisaSave: Which card wins the cashback duel?

New to Credit? Here’s Why Your First Credit Product Matters

First Job? All you need to know about your Salary Slip

Axis Magnus vs. Magnus for Burgundy: Which card delivers more value?

Compare: HDFC Bank Millennia Vs. HDFC Bank MoneyBack+

Secured vs. Unsecured Business Loans: Which One Should You Choose?

Credit Awareness Initiatives by Paisabazaar

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