Download AppWin Assured Cashback
Paisabazaar Logo - Compare loans and credit cards

Karur Vysya Bank Home Loan Interest Rate

Karur Vysya Bank offers home loan interest rates depending on the type of home loan schemes offered to the applicants. However, the lender may also consider the credit score, loan amount, LTV ratio, job profile, etc. of its home loan applicants before setting the home loan interest rates. Applicants can also visit Paisabazaar to compare Karur Vysya home loan interest rates with multiple lenders before loan application.
google-play-icon

Google Play Store

4.5/5

15.6L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
Icon image of Competitive Interest Rates

Competitive Interest Rates

Starting 7.10% p.a.

Icon image of Handpicked Home Loan Offers

Handpicked Home Loan Offers

Offers from 25+ Banks & HFCs

Icon image of Dedicated Customer Support

Dedicated Customer Support

Expert Assistance at Every Step

Icon image of Transfer Balance & Get a Top-Up Easily

Transfer Balance & Get a Top-Up Easily

Additional Funds when Required

Find Best Home Loan Offers

Sort by:

HDFC Bank
Min Loan Amt. ₹15L
Rate of Interest7.2% - 13.2%
Tenure uptoUpto 30 Years
Processing Fee₹ 10,000
ICICI Bank
Min Loan Amt. ₹15L
Rate of Interest7.65% - 9.80%
Tenure uptoUpto 30 Years
Processing Fee₹ 10,000
Axis Bank
Min Loan Amt. ₹30L
Rate of Interest8.35% - 11.90%
Tenure uptoUpto 30 Years
Processing Fee₹ 14,000
Why Choose Paisabazaar?
image of Compare & Choose the <strong>Best Offer</strong>

Compare & Choose the Best Offer

image of Curated Offers from <strong>Multiple Lenders</strong>

Curated Offers from Multiple Lenders

image of Highest <strong>Loan Approval Chances</strong>

Highest Loan Approval Chances

image of Easy & Transparent <strong>Borrowing Process</strong>

Easy & Transparent Borrowing Process

How Can I Apply for a Home Loan Online?

Get up to ₹5 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Verify using the OTP sent to your mobile number.

Step 3: Enter details related to your loan requirements.

Step 4: Provide your personal and employment details.

Step 5: Compare offers and apply for the best-suited loan.

Apply Now

Current Home Loan Interest Rates Offered by Karur Vysya Bank

Karur Vysya home loan interest rates start from 8.50% p.a. onwards depending on the credit profile of the applicant.

Loan Products Interest Rate (p.a.)
Housing Loan/NRI Gruhapravesh 8.50% - 10.65%
Housing Loan Top-up 8.75% - 10.25%

Compare Karur Vysya Home Loan Interest Rates with Top Lenders

Name of Lender Interest Rates
Axis Bank 8.00% p.a.
Bajaj Housing Finance 7.15% p.a.
Bank of India 7.10% p.a.
Canara Bank 7.15% p.a.
Easy Home Finance 8.99% p.a.
Federal Bank 8.75% p.a.
Godrej Housing Finance 7.60% p.a.
HDFC Bank 7.20%* p.a.
HDFC Sales Pvt. Ltd. 7.20%* p.a.
Home First Finance 8.00% p.a.
ICICI Bank 7.45% p.a.
IDBI Bank 7.35% p.a.
IDFC FIRST Bank 8.85% p.a.
India Shelter Home Loan 8.43% p.a.
Jio Housing Finance 8.20% p.a.
L&T Finance Limited 7.65%* p.a.
Piramal Capital Housing Finance 9.99% p.a.
PNB Housing Finance 7.50% p.a.
Punjab & Sind Bank 7.30% p.a.
Punjab National Bank 7.20% p.a.
RBL Bank 8.20% p.a.
Sammaan Capital (Formerly known as Indiabulls Housing Finance) 8.75% p.a.
Shubham Housing Finance 10.45% p.a.
State Bank of India 7.25% p.a.
Tata Capital Housing Finance 7.50% p.a.

*when applied through Paisabazaar

EMI Examples of Karur Vysya Bank Home Loan

For tenure of 30 years

Loan Amount (Rs.) Interest Rate (p.a.) Loan Tenure (years) EMI (Rs.)
40 lakh 8.50% 30 30,757
35 lakh 8.50% 30 26,912
30 lakh 8.50% 30 23,067

For tenure of 20 years

Loan Amount (Rs.) Interest Rate (p.a.) Loan Tenure (years) EMI (Rs.)
40 lakh 8.50% 20 34,713
35 lakh 8.50% 20 30,374
30 lakh 8.50% 20 26,035

Factors Affecting Karur Vysya Home Loan Interest Rates

The below-mentioned factors affect Karur Vysya home loan interest rates:

  • Credit Score - Applicants having a credit score of 750 and above have higher chances of getting home loans at lower interest rates.
  • Job Profile - Individuals employed with government and private sectors usually get lower interest rates as compared to self-employed individuals.
  • Loan Amount - Higher the loan amount, higher will be the interest rate and vice-versa.
  • LTV Ratio - A low LTV ratio indicates low credit risk and hence lower interest rates.
  • Existing Relationship with the Lender - Existing customers of banks and HFCs with a strong credit profile are eligible for pre-approved loans with preferential interest rates.

Get a Home Loan For
Your Dream Home

Avail Home Loan Banner

How to Reduce Your Home Loan Interest Rate

  • Maintain a strong credit score (usually 750 and above).
  • Opt for balance transfer.
  • Check for pre-approved offers.
  • Check for seasonal interest rate concessions.
  • Make a higher down payment.
  • Negotiate with the lender.

How Can I Apply for a Home Loan Online?

Get up to ₹5 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Verify using the OTP sent to your mobile number.

Step 3: Enter details related to your loan requirements.

Step 4: Provide your personal and employment details.

Step 5: Compare offers and apply for the best-suited loan.

Apply Now

Explore Our Home Loan Lenders

HDFC BANKHDFC BANKAxis BankAxis BankKotak Mahindra BankKotak Mahindra BankICICI BankICICI BankFederal BankFederal BankIDFC First BankIDFC First BankIndusind BankIndusind BankRBL BankRBL BankSBI BankSBI Bank
View All Partners

Get a Home Loan For
Your Dream Home

Avail Home Loan Banner

FAQs

What is the current home loan interest rates offered by Karur Vysya Bank?

Karur Vysya Bank home loan interest rates start from 8.50% p.a. onwards depending on the creditworthiness of the applicant.

Can I transfer my home loan offered by Karur Vysya Bank to another lender?

Yes you can transfer your Karur Vysya Bank home loan to another lender offering better rates and offers as compared to the current lender.

What is the difference between fixed and floating home loan interest rates?

Floating rates are linked to RLLR and change with the change in the repo rate set by the RBI. The rates are calculated based on the reducing balance method. On the contrary, fixed rates are constant throughout the loan tenure.

How often does Karur Vysya change its home loan interest rates?

Karur Vyya changes its home loan interest rates every time the RBI resets its home loan interest rates.

How can I reduce my Karur Vysya home loan EMI?

You can reduce your Karur Vysya home loan EMI by maintaining strong credit score, making part prepayments, transferring your home loan to lower rates, negotiating with the lender, etc.

quotes icon

What our customers say

Time saving process

Office ke chalte jyada samay nahi nikal pata tha. Paisabazaar ke online process ki wajah se na hi mene banks ke rates compare karliye ghar bathe balki mera loan application aur disbursal bhi ghar bathe hi ho gaya...bank jana hi nahi pada...

icon image of avatar
Pradeep SinghJan 7, 2026

Kam rates pe loan mila

Paisabazaar se mujhe bahut kam rate pe loan mil gaya...isse mere budget pe jada asar nahi pada aur jald hi mera apna ghar ho jayega..

icon image of avatar
Nidhi SharmaJan 6, 2026

eligibility check ho jati hai free

me home loan lene ka soch raha tha uske liye mene pehle paisabazaar app se free me apni eligibility check ki..usse mujhe pata chala muje kya cheeze improve karni hai aur fir mera loan jaldi approve ho gaya.

icon image of avatar
Shikhar SahuJan 5, 2026

Home loan mila yaahaan par

Mujhe home loan chahiye tha aur yahaan par sahayta kiya inhone aur loan mila. Pehla loan tha mera lekin sab ache se ho gaya.

icon image of avatar
Prem Prakash PandeyDec 7, 2025

Home loan here

I took home loan here and they helped me in every step specially in collecting and submitting documents at the time of approval.

icon image of avatar
Chandan SinghDec 1, 2025

Got the best home loan interest rate

I was confused and did not have so much time to carry out all the research, so I logged in to Paisabazaar’s portal and was able to see the home loan options I was eligible for. With the assistance of Paisabazaar’s experts, I was able to find the home loan that offered the rate of interest I could afford. Thank you Paisabazaar!

icon image of avatar
Anu BhatnagarSep 10, 2021

Excellent Home Loan Service by Paisabazaar

Ended up taking an ICICI Home Loan and I think it was one of the best decisions I ever made. I thank Paisabazaar for helping me out and answering my questions with so much patience.

icon image of avatar
KJ ThomasSep 10, 2021

Had a great experience with Paisabazaar

I have always heard my friends talking about how tedious it was for them to avail a home loan and decide the most suitable option. But with the help of Paisabazaar, I was able to compare several home loans and opt for the one that suited my needs. I am happy that I considered Paisabazaar for helping me.

icon image of avatar
Ritesh SharmaSep 10, 2021

quick and easy home loan process

I had never thought that applying for a home loan could be so easy. The entire process was online and I didn’t have to go anywhere for application or documentation of my home loan. Paisabazaar experts helped me navigate through the process and later the bank collected my documents and everything was quick and seamless.

icon image of avatar
Rupanjali MishraSep 3, 2021

Satisfied experience with Paisabazaar

I am satisfied with my home loan experience with Paisabazaar. I could easily compare different home loan options and apply for the home loan. Their customer care team also called me to confirm all the details and soon after the bank contacted to take the process forward. The process was really smooth.

icon image of avatar
Soumil KhannaSep 3, 2021
View All Testimonials
Vandana Punj profile
Written ByLinkedIn icon
Vandana Punj
Shamik Ghosh profile
Reviewed ByLinkedIn icon
Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers

Knapsack with coins

Check Handpicked Home Loan Offers
At Affordable Rates

Scroll to top