| Job profile | Interest Rate (p.a.) | |
|---|---|---|
| Floating rate | Fixed rate | |
| Salaried/Self-employed Professional/Self-employed Non Professional | 14.00% p.a. | 10.00% - 19.99% |
India Shelter Home Loan Interest Rate
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Starting 7.10% p.a.
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Step 1: Enter your mobile number in the application form.
Step 2: Verify using the OTP sent to your mobile number.
Step 3: Enter details related to your loan requirements.
Step 4: Provide your personal and employment details.
Step 5: Compare offers and apply for the best-suited loan.
Current Home Loan Interest Rates Offered by India Shelter
Compare Home Loan Interest Rates Offered by India Shelter
| Name of Lender | Interest Rates |
|---|---|
| Axis Bank | 8.00% p.a. |
| Bajaj Housing Finance | 7.15% p.a. |
| Bank of India | 7.10% p.a. |
| Canara Bank | 7.15% p.a. |
| Easy Home Finance | 8.99% p.a. |
| Federal Bank | 8.75% p.a. |
| Godrej Housing Finance | 7.60% p.a. |
| HDFC Bank | 7.20%* p.a. |
| HDFC Sales Pvt. Ltd. | 7.20%* p.a. |
| Home First Finance | 8.00% p.a. |
| ICICI Bank | 7.45% p.a. |
| IDBI Bank | 7.35% p.a. |
| IDFC FIRST Bank | 8.85% p.a. |
| India Shelter Home Loan | 8.43% p.a. |
| Jio Housing Finance | 8.20% p.a. |
| L&T Finance Limited | 7.65%* p.a. |
| Piramal Capital Housing Finance | 9.99% p.a. |
| PNB Housing Finance | 7.50% p.a. |
| Punjab & Sind Bank | 7.30% p.a. |
| Punjab National Bank | 7.20% p.a. |
| RBL Bank | 8.20% p.a. |
| Sammaan Capital (Formerly known as Indiabulls Housing Finance) | 8.75% p.a. |
| Shubham Housing Finance | 10.45% p.a. |
| State Bank of India | 7.25% p.a. |
| Tata Capital Housing Finance | 7.50% p.a. |
*when applied through Paisabazaar
Factors Affecting India Shelter Home Loan Interest Rates
India Shelter home loan interest rates depend on the following factors:
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How Can I Apply for a Home Loan Online?
Get up to ₹5 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Verify using the OTP sent to your mobile number.
Step 3: Enter details related to your loan requirements.
Step 4: Provide your personal and employment details.
Step 5: Compare offers and apply for the best-suited loan.
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FAQs
What is the home loan interest rate offered by India Shelter?
India Shelter home loan interest rates start from 8% p.a. onwards depending on the credit profile of the applicants.
What is the difference between floating and fixed interest rates?
Floating rates are variable in nature and change with the change in the repo rate. However, fixed rates are constant throughout the loan tenure.
Can I switch from a fixed to floating rate during my home loan tenure?
Yes, you can switch from fixed to floating rate during your home loan tenure by paying a nominal fee as required by the lender.
How often does India Shelter change its home loan interest rates?
India Shelter changes its home loan interest rates every time the RBI resets its repo rate.
Can I negotiate home loan interest rates with India Shelter?
Yes, you can negotiate your home loan interest rates with India Shelter if you have an increased credit score and improved eligibility.
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