| Job Profile | Interest Rate (p.a.) |
|---|---|
| Salaried (Indian Resident) | 7.60% onwards |
| Salaried (NRI) | 7.75% onwards |
| Business Self-employed | 8.29% onwards |
| Professional Self-employed | 8.29% onwards |
Godrej Housing Finance Home Loan Interest Rate
Competitive Interest Rates
Starting 7.10% p.a.
Handpicked Home Loan Offers
Offers from 25+ Banks & HFCs
Dedicated Customer Support
Expert Assistance at Every Step
Transfer Balance & Get a Top-Up Easily
Additional Funds when Required

15.6L Reviews
15.6L Reviews
Competitive Interest Rates
Starting 7.10% p.a.
Handpicked Home Loan Offers
Offers from 25+ Banks & HFCs
Dedicated Customer Support
Expert Assistance at Every Step
Transfer Balance & Get a Top-Up Easily
Additional Funds when Required
Find Best Home Loan Offers
Compare & Choose the Best Offer
Curated Offers from Multiple Lenders
Highest Loan Approval Chances
Easy & Transparent Borrowing Process
How Can I Apply for a Home Loan Online?
Get up to ₹5 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Verify using the OTP sent to your mobile number.
Step 3: Enter details related to your loan requirements.
Step 4: Provide your personal and employment details.
Step 5: Compare offers and apply for the best-suited loan.
Current Home Loan Interest Rates of Godrej Housing Finance
Compare Home Loan Interest Rate from Top Lenders
| Name of Lender | Interest Rates |
|---|---|
| Axis Bank | 8.00% p.a. |
| Bajaj Housing Finance | 7.15% p.a. |
| Bank of India | 7.10% p.a. |
| Canara Bank | 7.15% p.a. |
| Easy Home Finance | 8.99% p.a. |
| Federal Bank | 8.75% p.a. |
| Godrej Housing Finance | 7.60% p.a. |
| HDFC Bank | 7.20%* p.a. |
| HDFC Sales Pvt. Ltd. | 7.20%* p.a. |
| Home First Finance | 8.00% p.a. |
| ICICI Bank | 7.45% p.a. |
| IDBI Bank | 7.35% p.a. |
| IDFC FIRST Bank | 8.85% p.a. |
| India Shelter Home Loan | 8.43% p.a. |
| Jio Housing Finance | 8.20% p.a. |
| L&T Finance Limited | 7.65%* p.a. |
| Piramal Capital Housing Finance | 9.99% p.a. |
| PNB Housing Finance | 7.50% p.a. |
| Punjab & Sind Bank | 7.30% p.a. |
| Punjab National Bank | 7.20% p.a. |
| RBL Bank | 8.20% p.a. |
| Sammaan Capital (Formerly known as Indiabulls Housing Finance) | 8.75% p.a. |
| Shubham Housing Finance | 10.45% p.a. |
| State Bank of India | 7.25% p.a. |
| Tata Capital Housing Finance | 7.50% p.a. |
*when applied through Paisabazaar
EMI Examples of Godrej Housing Finance Home Loan
For a tenure of 30 years
| Loan Amount (Rs.) | Interest Rate (p.a.) | Loan Tenure (years) | EMI (Rs.) |
|---|---|---|---|
| 45 lakh | 7.60% | 30 | 31,773 |
| 35 lakh | 7.60% | 30 | 24,713 |
| 25 lakh | 7.60% | 30 | 17,652 |
For a tenure of 20 years
| Loan Amount (Rs.) | Interest Rate (p.a.) | Loan Tenure (years) | EMI (Rs.) |
|---|---|---|---|
| 45 lakh | 7.60% | 20 | 36,527 |
| 35 lakh | 7.60% | 20 | 28,410 |
| 25 lakh | 7.60% | 20 | 20,293 |
Factors Affecting Home Loan Interest Rates
Home loan interest rates depend on the following factors:
How to Reduce Your Home Loan Interest Rate
You can reduce your home loan interest rate by following the below-mentioned tips:
How Can I Apply for a Home Loan Online?
Get up to ₹5 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Verify using the OTP sent to your mobile number.
Step 3: Enter details related to your loan requirements.
Step 4: Provide your personal and employment details.
Step 5: Compare offers and apply for the best-suited loan.
FAQs
What is the current home loan interest rate of Godrej Housing Finance?
Godrej Housing Finance offers home loans starting from 7.60% p.a. onwards depending on the credit profile of the applicants.
Can I transfer my home loan from Godrej Housing Finance to another lender?
Yes, you can transfer your Godrej Housing Finance home loan to another lender offering better rates and terms than the current lender.
How often does Godrej Housing Finance change its home loan interest rate?
Godrej Housing Finance offers home loans at floating interest rates. The rates are linked to repo rate and change with the change in the repo rate.
Can I negotiate my home loan interest rate with Easy Home Finance?
Yes, you can negotiate your home loan interest rate with Easy Home Finance if you have an improved credit score and enhanced eligibility than before.
Does Godrej Housing offer special home loan interest rates to its women borrowers?
No, Godrej Housing does not offer any special interest rates to its women borrowers. The female applicants can avail home loans at the same interest rate as that offered to its regular home loan borrowers.
Home Loan Articles
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