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Sundaram Home Finance FD Rates

Home Fixed Deposit Sundaram Home Finance FD Rates

Sundaram Home Finance offers FD interest rates of 6.70-7.15% p.a. to the general public and 7.20-7.50% p.a. to senior citizens on tenures ranging from 1 year to 5 years. This housing finance has been accredited with a credit rating of AAA/Stable by ICRA and AAA/Stable by CRISIL. As per ICRA, AAA indicates highest-credit-quality and carries lowest credit risk for the depositors. As per CRISIL, AAA indicates very strong chances of timely interest and principal repayment by the housing finance company.

Updated: 12-09-2025 11:06:48 AM

Sundaram Home Finance FD Interest Rates (p.a.) Highlights
Highest slab rate 7.15% (for 4 years & 5 years)
For 1 year 6.70%
For 2 years 7.00%
For 3 years 7.00%
For 4 years 7.15%
For 5 years 7.15%

The interest rates are updated as of 12 September 2025

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Slice SF Bank
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8.25%
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Suryoday Bank
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8.20%
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Shivalik SF Bank
7.80%
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Credit Rating
Credit Rating Agency Rating Outlook
ICRA AAA Stable
CRISIL AAA Stable

Sundaram Home Finance FD Interest Rates

FD Interest Rates for Regular Citizens w.e.f. 1 July 2025

Tenor in months Cumulative
Interest Rate (% p.a.)		 Non-Cumulative Interest Rates (% p.a.)
Monthly Quarterly Annual
12 6.70 – 6.54 7.20
24 7.00 – 6.82 7.00
36 7.00 6.78 6.82 7.00
48 7.15 6.93 6.97 7.15
60 7.15 6.93 6.97 7.15
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FD Interest Rates for Senior Citizens w.e.f. 1 July 2025

Tenor in months Cumulative
Interest Rate (% p.a.)		 Non-Cumulative Interest Rates (% p.a.)
Monthly Quarterly Annual
12 7.20 – 7.01 7.20
24 7.50 – 7.30 7.50
36 7.50 7.25 7.30 7.50
48 7.50 7.25 7.30 7.50
60 7.50 7.25 7.30 7.50

Types of Sundaram Home Finance FD Schemes

Cumulative Deposit Scheme

  • This scheme allows reinvestment of the interest component to the deposit amount and thereby, helps in deriving higher yields due to the power of compounding
  • The interest is compounded quarterly and paid on maturity
  • Minimum deposit amount: Rs 10,000 and thereafter in multiples of Rs 1,000
  • Auto-renewal facility is available

Regular Income Scheme

  • This scheme works best for pensioner individuals who want regular income from their savings
  • The interest is calculated till the last day of the month and is paid accordingly
  • Minimum deposit amount: Rs 10,000 and thereafter in multiples of Rs 1,000
  • Auto-renewal facility is available

 

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