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Shivalik Small Finance Bank FD Interest Rates (p.a.) Highlights |
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| Highest slab rate | 7.30% (18 months to 24 months) |
| For 1 year | 6.00% |
| For 2 years | 7.30% |
| For 3 years | 7.00% |
| For 4 years | 6.50% |
| For 5 years | 6.50% |
| Tax-Saving FD | 6.50% |
The interest rates are updated as of 26 December 2025
Book FDs at Interest rate upto 8.00% p.a
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Shivalik Small Finance Bank FD Interest Rates
Fixed Deposit Interest Rates on Domestic deposits of less than Rs 2 crore w.e.f. 18 September 2025
| Tenure | Interest Rates (% p.a.) | |
| Regular Citizens | Senior Citizens | |
| 7 days to 14 days | 3.50 | 4.00 |
| 15 days to 29 days | 3.75 | 4.25 |
| 30 days to 90 days | 4.25 | 4.75 |
| 91 days to 180 days | 4.75 | 5.25 |
| 6 months to less than 9 months | 6.00 | 6.50 |
| 9 months to 12 months | 6.00 | 6.50 |
| 12 months 1 day to less than 18 months | 7.05 | 7.55 |
| 18 months to 24 months | 7.30 | 7.80 |
| 24 months 1 day to 36 months | 7.00 | 7.50 |
| 36 months 1 day to 60 months | 6.50 | 7.00 |
| 60 months 1 day to 120 months | 6.25 | 6.75 |
Shivalik Small Finance Bank Tax Saver Deposit
| Tenure | Interest Rates (% p.a.) | |
| Regular Citizens | Senior Citizens | |
| 5 years | 6.50 | 7.00 |
Types of Shivalik Small Finance FD Schemes
Regular Fixed Deposits
- Tenure: 7 days to 10 years
- Depositors can either opt for a monthly or quarterly interest pay-out option.
- Depositors also have the option of receiving interest pay-out at maturity.
- Loan/overdraft facility is available.
- Senior citizens are offered an additional 0.50% interest rate over regular FD rates.
- Interest calculation for deposits up to 6 months is on a simple interest basis.
- Interest calculation above 6 months: compounded quarterly.
- Premature withdrawal of FD will attract a 1% penalty on the interest for the duration that the deposit has run, or the card rate of the original FD whichever is less.
Tax Saver Fixed Deposit
- Investments made in the tax saving fixed deposit scheme are eligible for a tax deduction of up to Rs 1.5 lakh under Section 80C in each financial year.
- Minimum deposit amount: Rs 1,000
- Lock-in period: 5 years
- This scheme offers an additional 0.50% interest rate to senior citizen FD depositors.