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IDFC FIRST Bank offers NRE Fixed Deposits at interest rates ranging from 3.50% to 7.40% p.a. The FD scheme can be booked for tenures between 1 and 10 years. The interest payout options offered on this scheme are monthly, quarterly and annually. Both principal and interest are fully repatriable and tax-exempt in India. Read on to learn more about IDFC FIRST Bank NRE FDs.
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IDFC FIRST Bank NRE FD Rates Highlights |
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| Highest slab rate | 7.40% p.a. (390 days) |
| For 1 year | 6.50% p.a. |
| For 2 years | 7.25% p.a. |
| For 3 years | 7.00% p.a. |
| For 4 years | 7.00% p.a. |
| For 5 years | 7.00% p.a. |
Note: Rates as of 31 March 2026
| Tenure | Interest Rate (p.a) |
| 7 days to 14 days | 3.50% |
| 15 days to 29 days | 3.50% |
| 30 days to 45 days | 4.00% |
| 46 days to 90 days | 4.75% |
| 91 days to 180 days | 5.25% |
| 181 days to less than 1 year | 6.50% |
| 1 years | 6.50% |
| 1 years 1 day to 370 days | 6.50% |
| 371 days to 389 days | 7.00% |
| 390 days | 7.40% |
| 391 days to 2 years | 7.25% |
| 2 years q day to 5 years | 7.00% |
| 5 years 1 days to 10 years | 6.00% |
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| Tenure | Interest rate (p.a) |
| 7 to 14 days | 4.75% |
| 15 to 35 days | 5.20% |
| 36 to 45 days | 5.75% |
| 46 to 60 days | 6.65% |
| 61 to 91 days | 7.00% |
| 92 to 180 days | 7.30% |
| 181 to 270 days | 7.35% |
| 271 to 365 days | 7.40% |
| 366 to 399 days | 7.45% |
| 400 to 499 days | 6.90% |
| 500 to 540 days | 6.80% |
| 541 to 731 days | 6.80% |
| 732 to 1095 days | 6.80% |
| 3 years to 5 years | 6.80% |
| 5 years 1 day to 8 years | 6.80% |
| 8 years 1 day to 10 years | 6.80% |
The following individuals with an active NRE account with IDFC FIRST bank can open NRE FD.
What is the maximum tenure of an IDFC FIRST Bank NRE Fixed Deposit?
You can invest in an NRE Fixed Deposit with IDFC FIRST Bank for a maximum tenure of up to 10 years.
What is the minimum amount required to open an IDFC FIRST Bank NRE Fixed Deposit?
The minimum amount to open an NRE Fixed Deposit with IDFC FIRST Bank is ₹1,000.
Can senior citizens earn higher interest on NRE FDs?
Yes. Senior citizens are eligible for a 0.50% additional interest rate over the standard NRE FD rate, as per the bank’s applicable rates.
Can the principal and interest of an IDFC FIRST bank NRE FD be repatriated?
Yes. Both principal and interest are fully repatriable to your country of residence without any restrictions.
Can I renew my IDFC FIRST bank NRE FD?
Yes. NRE FDs can be renewed upon maturity either for the same tenure or a new tenure at the prevailing interest rate.
