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HSBC Bank offers NRE Fixed Deposits at interest rates ranging from 4.00% to 5.50% p.a. on tenures ranging from 1 year to 5 years. These deposits come with multiple benefits, including tax-free returns, Power of Attorney (POA) and nomination facilities, joint account option and flexible interest payout choices.
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Manage all FDs in one place
No Bank A/c Required
Investments of up to Rs. 5L insured by DICGC
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| HSBC Bank NRE FD Rates Highlights | |
| Highest slab rate | 5.50% p.a. (48 months to 60 months ) |
| For 1 year | 4.00% p.a. |
| For 2 years | 4.30% p.a. |
| For 3 years | 5.35% p.a. |
| For 4 years | 5.50% p.a. |
| For 5 years | 5.50% p.a. |
Note: Rates as of 19th March 2026
| Tenure | Interest rate (p.a.) |
| 365 days | 4.00% |
| 366 to 399 days | 4.00% |
| 400 days | 4.25% |
| 401 days to less than 18 months | 5.30% |
| 18 months to 599 days | 4.30% |
| 600 days | 4.30% |
| 601 to 699 days | 5.50% |
| 700 days | 4.30% |
| 701 to 730 days | 4.30% |
| 731 days | 4.30% |
| 732 days to less than 36 months | 5.35% |
| 36 months to less than 37 months | 5.35% |
| 37 months to less than 48 months | 5.45% |
| 48 months to 60 months | 5.50% |
Manage all FDs in one place
No Bank A/C Required
| Tenure | ₹3 Cr – <₹4 Cr | ₹4 Cr – <₹10 Cr | ₹10 Cr – <₹30 Cr | ₹30 Cr – <₹50 Cr | ₹50 Cr – <₹100 Cr | ₹50 Cr – <₹100 Cr |
| 365 days | 2.80 | 2.80 | 2.80 | 2.80 | 2.80 | 2.80 |
| 366 to 399 days | 2.80 | 2.80 | 2.80 | 2.80 | 2.80 | 2.80 |
| 400 days | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 |
| 401 days to less than 18 months | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
| 18 months to 599 days | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 |
| 600 days | 3.80 | 3.80 | 3.80 | 3.80 | 3.80 | 3.80 |
| 601 to 699 days | 4.90 | 4.90 | 4.90 | 4.90 | 4.90 | 4.90 |
| 700 days | 3.80 | 3.80 | 3.80 | 3.80 | 3.80 | 3.80 |
| 701 days to 730 days | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 |
| 731 days | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 |
| 732 days to less than 36 months | 5.20 | 5.20 | 5.20 | 5.20 | 5.20 | 5.20 |
| 36 months to less than 37 months | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
| 37 months to less than 48 months | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
| 48 months to 60 months | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
Following are some of the features and benefits offered on HSBC NRE Fixed Deposits:
To invest in an HSBC NRE Fixed Deposit, you must be a Non-Resident Indian (NRI), Person of Indian Origin (PIO), Overseas Citizen of India (OCI), or a seafarer employed on foreign vessels. You must have an active NRE account with HSBC Bank. Additional eligibility criteria may apply as per the bank’s policies.
Depositors are allowed to withdraw their HSBC Bank NRE Fixed Deposits. However, partial withdrawals are not permitted by the bank. Depositors should also note that premature withdrawals may result in no interest or a reduced interest rate, depending on the tenure completed. A penalty of 1% penalty shall also be levied if the deposit is withdrawn before it reaches its maturity date.
Will I be required to pay tax on the interest earned on my HSBC NRE FD Account?
No, both principal and interest earned on a HSBC Bank NRE account are fully tax-free in India.
What is the minimum amount I can deposit in HSBC NRE FD?
You can deposit as low as Rs. 25,000 in an HSBC NRE FD account.
Is the nomination facility available on NRE deposits held with HSBC Bank?
Yes, the nomination facility is available on the HSBC Bank NRE deposit accounts.
