Bandhan Bank RD Interest Rates

Bandhan Bank Recurring Deposit Interest Rates start from 4.20% to 7.20% p.a. for  senior citizens and 4.95% p.a. to 7.70% p.a. for other depositors. The tenure for Bandhan Bank RD ranges from 6 months to 10 years.

Bandhan Bank RD Interest Rate

Bandhan Bank RD Interest Rates are same as the Bandhan Bank FD Interest Rates. Following are the recurring deposit interest rates offered by Bandhan Bank.

Bandhan Bank Recurring Deposit Interest Rates of less than Rs 2 crore w.e.f. 1st September 2025

Tenure	Interest Rates (% p.a.)
	Regular Citizens	Senior Citizens
6 months – less than 1 year	4.20	4.95
1 year	7.00	7.50
1 year 1 day – 1 year 9 months	7.00	7.50
1 year 9 months 1 day – less than 2 years	7.00	7.50
2 years – less than 3 years	7.20	7.70
3 years – less than 5 years	7.00	7.50
5 years – 10 years	5.85	6.60

Note: Interest rates as of 30 September 2025

Features of Bandhan Bank Recurring Deposit

• Minimum amount: Rs 100 and thereafter in multiples of Re 1
• Minimum tenure: 6 months
• Maximum tenure: 10 years
• Overdraft facility: Available after 3 months
• Nomination facility: Available
• Passbook facility: Available
• Submission of proof of age is mandatory to avail senior citizen rates

How to Apply for Bandhan Bank Recurring Deposit?

Prospective Bandhan Bank RD depositors can visit the official website of Bandhan Bank and apply for a recurring deposit. The “apply now” tab is available on the “Recurring Deposit” page of Bandhan Bank. Depositors will need to fill an application form which will require basic details like name, mobile number, email address and city, and then submit the form. Post this, depositors would receive a call from Bandhan Bank representatives, regarding their RD application form.