Axis Bank Top Up Home Loan

Axis Bank Top Up Home Loan Highlights – 2025
Interest Rates	8.75% p.a. onwards (Same as the interest rate of the existing home loan)
Tenure	Same as the outstanding home loan tenure
Loan Amount	Up to Rs 50 lakh
Processing Fee	Up to 1% of the loan amount + GST

Note: Data as on 4 April 2025.

Axis Bank Top Up Home Loan Interest Rates

Axis Bank Home Loan borrowers can avail top on their existing loans at the same interest rates as their underlying home loan which is 8.75% p.a. onwards.

Eligibility for Availing Axis Bank Top Up Home Loan 

Axis Bank eligibility criteria for availing top up home loan from Axis Bank are mentioned below:

• Both Resident and Non Resident Indians (NRI) are eligible.
• Top up home loan can be availed only against the completed residential property with no pending documentation post-disbursal.
• The existing borrower should have a clear repayment history with no more than 1 EMI bounce in the past year, which should have been cleared by the subsequent EMI date.
• Existing home loan borrowers are eligible for a top up only after clear repayment for 6 months.
• A top up home loan with balance transfer from another bank is possible after 1 year of clear repayment track record.

Also Check: Axis Bank Home Loan Balance Transfer

Documentation Required for Axis Bank Top Up Home Loan

As top up home loans are offered to the existing home loan borrowers of the bank, no fresh documentation is required for availing Axis Bank Top Up Home Loan.