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Personal Loan

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Easy Online Application

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Minimum Documentation Required

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Collateral Free Loan

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Disbursal Within Hours of Approval

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2839 Reviews

51M+Satisfied Customers
65+Lending Partners
800+Cities across India

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%
Why Choose Paisabazaar?
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Pre-approved Offers with Instant Disbursals

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

About RattanIndia Finance Limited Personal Loan

  • RattanIndia Finance Limited personal loans are offered at competitive interest rates to meet any shortfall that consumers may experience in meeting their life goals.
  • These personal loans are approved almost instantly and usually disbursed with a few hours of approval.
  • RattanIndia Finance Limited personal loans require minimal documentation and no guarantor or collateral.
  • These come with a flexible repayment tenure and can be repaid in easy monthly installments.
  • There are no zero hidden charges on these personal loans and minimum prepayment fee is levied in case you decide to foreclose your personal loan.

Features of RattanIndia Finance Limited Personal Loan

Some of the prime features of RattanIndia Finance Limited Personal Loan are:

  • Loan amount: RattanIndia Finance Limited offers a personal loan of upto Rs. 25 lakh to fulfil all your personal needs and dreams.
  • Instant approval: When you fill the form of RattanIndia Finance Limited personal loan, you get an instant soft approval within 5 minutes.
  • Quick disbursal: Once your personal loan application is approved, the amount is disbursed to your account within a few hours.
  • Flexible tenure: The tenure for RattanIndia Finance Limited personal loan goes upto 72 months and offers a convenient repayment.
  • Minimal documentation: Saving your time and effort, the RattanIndia Finance Limited has kept the documentation process to avail a personal loan minimum.
  • Easy account management: You can access your loan account online from anytime anywhere.
  • No hidden charges: All the terms and condition of RattanIndia Finance Limited personal loan ate transparently kept in front of you.
  • Interest rate and processing fee: Along with an attractive interest rate, a nominal processing fee of upto 2% of the loan amount is charged.

Comparison of Personal Loan Interest Rates by Partner Banks/NBFCs

Banks/NBFCs Interest Rates(p.a.)
Bajaj Finance 10% - 31% p.a.
Axis Bank 9.99% onwards
IndusInd Bank 10.49% onwards
IDFC FIRST Bank 10.99% onwards
HDFC Bank 9.99% onwards
ICICI Bank 10.60% onwards
Kotak Mahindra Bank 10.99% onwards
Tata Capital 11.99% onwards
Federal Bank 12.00% onwards
DMI Finance Up to 24%
L&T Finance 11.00% onwards
Kreditbee 12.00% - 28.25%
MoneyTap 13.00% onwards
Piramal Finance 11.99% onwards
Aditya Birla 10.99% onwards
Moneyview 14%-36%
Cashe 33.50% onwards

The interest rates are updated as on 8 December 2025.

Eligibility Criteria to Avail RattanIndia Finance Limited Personal Loan

The eligibility criteria to avail RattanIndia Finance Limited personal loan are given below:

  • The applicant is required to have good repayment record of making timely requirements existent on past and existing loans, credit cards payments according to months and instalments of loans.
  • For every salaried applicant borrower must have performed long term employment for current organisation.
  • For the self-employed individuals, the eligibility criteria include the continuity of business for at least a couple of years.
  • The age eligibility criteria are specified starting from 23 up to the 60 years for the salaried and self-employed eligibility limits stretch from 28 years up to 65 years.

Also Know: Which bank is best for personal loan for salaried employees?

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Documents Required

The following documents are required to be submitted in order to avail RattanIndia Finance Limited personal loan:

  •  Identity proofs consist of submission of Aadhar card, Voter ID, PAN Card, Driving license, Passport.
  • Address proofs which are mandatory include Aadhar card, Registered Rent Agreement, Utility bills, Passports etc.
  • Income documents that are compulsory for the salaried employees are the last 3 months salary slips along with the statements of bank reflecting credit over salary.
  • The income documents are necessary for the self-employed professionals and include last 2 years of returns on tax over income along with a 6-month statement of bank.
  • The additional documents that are required to be submitted in the form of loan application along with some passport size photographs.

Customer Care of RattanIndia Finance Limited

If you have any doubts or queries regarding your personal loan application process, you can contact RattanIndia Finance Limited through following mediums:

  • Call at 186-0258-1000
  • Email at wecare@rattanindia.in
  • Contact Mr. Ram Kumar (Grievance Redressal Officer) at 011-46611666, 011-46611205 or ramkumar3@rattanindia.com
  • You can also visit the official website of RattanIndia Finance Limited and can leave your message there.

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

HDFC BANKHDFC BANKAxis BankAxis BankKotak Mahindra BankKotak Mahindra BankICICI BankICICI BankFederal BankFederal BankIDFC First BankIDFC First BankIndusind BankIndusind BankRBL BankRBL BankTata CapitalTata Capital
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FAQs

RattanIndia finance has a very wide and flexible range of tenure ranging from 12 to 72 months.=

The spouse and parents can perform as the co-applicant for the personal loan.

RattanIndia offers flexibility to repay the loan after half of the year of the disbursement.

The loan can be cancelled within 15 days of disbursement in case you are not happy with the provided terms and condition along with applicable cancellation charges.

Yes, processing fee and documentation fee is charged on RattanIndia Finance Limited personal loan. Also, there are GST charges on additional charges and interest payments.

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What our customers say

Loan from Paisabazaar was actually paperless

I always used to think that the paperless loan is a myth. But on Paisabazaar, I applied for the pre approved loan from IDFC Bank and all documentation was already done. I just filled the form, did kyc and my loan was approved and disbuursed one the same day.

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Tanmay BorkatakiDec 12, 2025

Best place for a small loan

I have take loan of 60-70000 three times from paisabazaar in 4 years and every time it has been a very good experience. They provide the loan without failure and have also helped me improve my cibil.

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Aridaman Singh ParhichaDec 11, 2025

My loan got approved immediately

I wanted a loan and I was able to get it approved through Paisabazaar. It was instantaneous and I got the amount in my account in 2 days only.

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Priyam Sarkar MajumdarDec 10, 2025

I get loan from here

I get loan from Paisabazaar here and it is very quickly given to me.

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Bilal ZaidiDec 9, 2025

Excellant EMI calculator and expert assistance available

The EMI calculator helped me choose the right repayment plan. Clear guidance at every step made the loan process really easy.

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Mohit YadavDec 3, 2025

Fully Digital Process for Real.

Loved the real-time loan status updates.Everything was handled online — didn’t have to visit any branch.

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Gautam BakshiDec 3, 2025

Lower Rate than My Own Bank

Got a lower interest rate than my bank was offering.Smooth digital verification and quick disbursal.

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Shivani SuryaDec 3, 2025

Pre-approved offers with quick approval

I liked how Paisabazaar showed pre-approved offers without affecting my credit score. Customer support was prompt and helped me close the loan quickly.

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Suraj VermaDec 3, 2025

Same day approval. wow.

The loan was approved the same day — super smooth and transparent process.

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Shiv KumarDec 3, 2025

Best Loan Terms on My Credit Score in the Market

Paisabazaar helped me get a loan even with a borderline credit score. Really impressed with how smooth everything was.

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SunnyDec 3, 2025
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