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RattanIndia Finance Limited Personal Loan

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Valid till 31st March '26*T&C Apply
Instant Personal Loan

Get up to ₹50 Lakhs starting at 9.98%

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4.5/5

15.5L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
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Easy Online Application

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Minimum Documentation Required

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Collateral Free Loan

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Disbursal Within Hours of Approval

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

About RattanIndia Finance Limited Personal Loan

  • RattanIndia Finance Limited personal loans are offered at competitive interest rates to meet any shortfall that consumers may experience in meeting their life goals.
  • These personal loans are approved almost instantly and usually disbursed with a few hours of approval.
  • RattanIndia Finance Limited personal loans require minimal documentation and no guarantor or collateral.
  • These come with a flexible repayment tenure and can be repaid in easy monthly installments.
  • There are no zero hidden charges on these personal loans and minimum prepayment fee is levied in case you decide to foreclose your personal loan.

Features of RattanIndia Finance Limited Personal Loan

Some of the prime features of RattanIndia Finance Limited Personal Loan are:

  • Loan amount: RattanIndia Finance Limited offers a personal loan of upto Rs. 25 lakh to fulfil all your personal needs and dreams.
  • Instant approval: When you fill the form of RattanIndia Finance Limited personal loan, you get an instant soft approval within 5 minutes.
  • Quick disbursal: Once your personal loan application is approved, the amount is disbursed to your account within a few hours.
  • Flexible tenure: The tenure for RattanIndia Finance Limited personal loan goes upto 72 months and offers a convenient repayment.
  • Minimal documentation: Saving your time and effort, the RattanIndia Finance Limited has kept the documentation process to avail a personal loan minimum.
  • Easy account management: You can access your loan account online from anytime anywhere.
  • No hidden charges: All the terms and condition of RattanIndia Finance Limited personal loan ate transparently kept in front of you.
  • Interest rate and processing fee: Along with an attractive interest rate, a nominal processing fee of upto 2% of the loan amount is charged.

Comparison of Personal Loan Interest Rates by Partner Banks/NBFCs

Banks/NBFCs Interest Rates(p.a.)
Bajaj Finance 10% - 31% p.a.
Axis Bank 9.99% onwards
IndusInd Bank 10.49% onwards
IDFC FIRST Bank 10.99% onwards
HDFC Bank 9.99% onwards
ICICI Bank 10.60% onwards
Kotak Mahindra Bank 10.99% onwards
Tata Capital 11.99% onwards
Federal Bank 12.00% onwards
DMI Finance Up to 24%
L&T Finance 11.00% onwards
Kreditbee 12.00% - 28.25%
MoneyTap 13.00% onwards
Piramal Finance 11.99% onwards
Aditya Birla 10.99% onwards
Moneyview 14%-36%
Cashe 33.50% onwards

The interest rates are updated as on 8 December 2025.

Eligibility Criteria to Avail RattanIndia Finance Limited Personal Loan

The eligibility criteria to avail RattanIndia Finance Limited personal loan are given below:

  • The applicant is required to have good repayment record of making timely requirements existent on past and existing loans, credit cards payments according to months and instalments of loans.
  • For every salaried applicant borrower must have performed long term employment for current organisation.
  • For the self-employed individuals, the eligibility criteria include the continuity of business for at least a couple of years.
  • The age eligibility criteria are specified starting from 23 up to the 60 years for the salaried and self-employed eligibility limits stretch from 28 years up to 65 years.

Also Know: Which bank is best for personal loan for salaried employees?

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Documents Required

The following documents are required to be submitted in order to avail RattanIndia Finance Limited personal loan:

  •  Identity proofs consist of submission of Aadhar card, Voter ID, PAN Card, Driving license, Passport.
  • Address proofs which are mandatory include Aadhar card, Registered Rent Agreement, Utility bills, Passports etc.
  • Income documents that are compulsory for the salaried employees are the last 3 months salary slips along with the statements of bank reflecting credit over salary.
  • The income documents are necessary for the self-employed professionals and include last 2 years of returns on tax over income along with a 6-month statement of bank.
  • The additional documents that are required to be submitted in the form of loan application along with some passport size photographs.

Customer Care of RattanIndia Finance Limited

If you have any doubts or queries regarding your personal loan application process, you can contact RattanIndia Finance Limited through following mediums:

  • Call at 186-0258-1000
  • Email at wecare@rattanindia.in
  • Contact Mr. Ram Kumar (Grievance Redressal Officer) at 011-46611666, 011-46611205 or ramkumar3@rattanindia.com
  • You can also visit the official website of RattanIndia Finance Limited and can leave your message there.

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

HDFC BANKHDFC BANKAxis BankAxis BankKotak Mahindra BankKotak Mahindra BankICICI BankICICI BankFederal BankFederal BankIDFC First BankIDFC First BankIndusind BankIndusind BankRBL BankRBL BankTata CapitalTata Capital
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FAQs

RattanIndia finance has a very wide and flexible range of tenure ranging from 12 to 72 months.=

The spouse and parents can perform as the co-applicant for the personal loan.

RattanIndia offers flexibility to repay the loan after half of the year of the disbursement.

The loan can be cancelled within 15 days of disbursement in case you are not happy with the provided terms and condition along with applicable cancellation charges.

Yes, processing fee and documentation fee is charged on RattanIndia Finance Limited personal loan. Also, there are GST charges on additional charges and interest payments.

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What our customers say

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026

Best Advisor for Personal Loan

I would like to share my feedback regarding my recent interaction with Mr. Vipin Singh (employee id EW12967) After discussing the financial matters with him, I felt very satisfied with his approach and professionalism. He explained everything clearly, handled the discussion patiently, and ensured that all concerns were addressed effectively. His communication skills, positive attitude, and dedication towards his responsibilities truly reflect his commitment to the organization.

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20th Jan 2026Jan 20, 2026

Meri shaddi thi

Shadi mai bht kharche hote hai. Maine shaddi ke liye personal loan paisabazaar se liya tha. Process smooth tha or interest bhi sahi milla.

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Sadia KhatunJan 15, 2026

Perfect for Loan Solutions

Recently I had a conversation with Mr. Harsh ji. Thanks Mr. Harsh ji for providing a better solution in a very short period of time with very nice behaviour. Thank You very much.

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Amit ChahalJan 15, 2026

Travel ke liye personal loan liya tha

Mai bohot din se out of India ghumne jana chahti thi lekin jab jane ka time mila toh budget kaam padh raha tha, Paisabazaar se personal loan leke bht acha trip kiya. Maza agaya. Mere upar koi burden bhi nhi padha

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Tarini RoyJan 14, 2026

Easy personal loan available

Took personal loan. Good experience.

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Ruchika TiwariJan 14, 2026

Stress-free Laon Borrowing Process

There was a complication with my KYC verification. Paisabazaar’s Shazeb handled it swiftly and professionally. He ensured that I received regular updates, explained the resolution steps clearly, and most importantly, resolved the issue quickly. His prompt assistance and communication made the entire experience smooth and stress-free. Thanks to his efforts, the loan process was completed without further delays.

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Abhishek ThakuraJan 14, 2026
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