Bandhan Bank Personal Loan EMI Calculator

Bandhan Bank Personal Loan EMI Calculator would help you calculate the EMI, total interest cost and total amount payable on your personal loan for different loan amounts, interest rates and repayment tenures. It also helps determine the optimal EMI and loan tenure for your Bandhan Bank personal loan based on your repayment capacity.

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Amount

₹

₹1L

₹5L

₹10L

₹15L

₹20L

Amount

₹1L

₹5L

₹10L

₹15L

₹20L

₹

50K50L

Rate of Interest(Per Annum)

8%30%

Tenure

1Y 10Y

Your Monthly EMI Payment

₹0

Principal Amount₹0

Interest Amount₹0

Total Amount₹0

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HDFC Bank

10 Second Disbursal*100% Digital Process*Quick Disbursal

Max. Loan Amt.Upto ₹25L

Rate of Interest9.99% - 12.5%

Tenure upto1-5 Years

Processing Fee₹ 6,500

Axis Bank

Low Processing fee

Max. Loan Amt.Upto ₹25L

Rate of Interest9.99% - 17.15%

Tenure uptoUpto 6 Years

Processing FeeUpto 2%

Kotak Mahindra Bank

Lowest Income requirement100% Digital Process*

Max. Loan Amt.Upto ₹25L

Rate of Interest9.98% - 17.2%

Tenure upto1-5 Years

Processing Fee1.1% - 1.5%

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Compare & Choose the Best Offer

Pre-approved Offers with Instant Disbursals

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

What is Personal Loan EMI?

Personal Loan EMI is the amount payable every month until the end of the loan tenure.
Personal loan borrowers must pay the EMI amount, which will include both the principal and the interest component of the personal loan, every month until they have repaid the entire loan amount in full.
Borrowers should note that the EMI will remain the same throughout the tenure.

What is Bandhan Bank Personal Loan EMI Calculator?

Personal Loan EMI Calculator is an online tool that helps Bandhan Bank’s prospective borrowers calculate the loan installment amount that they will have to pay every month.
When you select Bandhan Bank as the lender, the current Bandhan Bank personal loan interest rate is automatically filled in, and you can fill in the loan amount and tenure to know the EMI payable on your personal loan.
The EMI amount would vary based on the Bandhan Bank personal loan interest rate, loan amount and repayment tenure chosen.

How Do I Select the ROI for Bandhan Bank Personal Loan EMI Calculator?

When you use the Paisabazaaar Personal Loan EMI Calculator and you select Bandhan Bank as the lender, the current personal loan interest rate offered by Bandhan Bank is automatically filled in the calculator.
You can also change the interest rate in case a different rate of interest is offered to you by Bandhan Bank.
In case you use the Personal Loan EMI Calculator offered by Bandhan Bank on its official website, you have the option of choosing the ROI.
The prospective borrowers of personal loans can select different combinations of loan amounts, interest rates and repayment tenures to find specific EMIs for each combination.
That said, the prospective borrowers should note that the final interest rate offered on Bandhan Bank Personal Loan would depend on the borrower’s eligibility, which is again dependent on various factors, including their monthly income, age, credit score, repayment capacity, etc.

What Are the Factors Affecting Bandhan Bank Personal Loan EMI?

Here are some common factors that may affect your Bandhan Bank personal loan EMI:

Interest Rate

Bandhan Bank Personal Loan Interest Rates start from 9.47% p.a.
Personal loans availed at lower interest rates would result in lower EMIs and interest costs. However, personal loans availed at higher interest rates would result in higher EMIs and interest costs.
Therefore, compare the personal loan interest rates offered by the top lenders before applying for a Bandhan Bank personal loan.

Loan Tenure

Personal loans availed from Bandhan Bank come with tenures of up to 5 years.
The existing personal loan borrowers can consider reducing their EMIs by opting for longer repayment tenures. However, longer repayment tenure increases the total interest cost of the personal loan.
Therefore, if you are planning to avail Bandhan Bank personal loan, consider using the Bandhan Bank Personal Loan EMI Calculator on Paisabazaar to find the optimal loan tenure based on your repayment capacity.

Loan Amount

Personal loan applicants can avail Bandhan Bank personal loans up to Rs. 25 lakh.
The higher the loan amount, the higher the EMIs and total interest cost.

It is also important to note that your eligibility for a personal loan would primarily depend on your repayment capacity and loan tenure.

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What are the Benefits of Using Bandhan Bank Personal Loan EMI Calculator?

The major benefits of using the Bandhan Bank Personal Loan EMI Calculator are as follows:

Ease of Access

Bandhan Bank Personal Loan EMI Calculator helps prospective loan applicants calculate their EMI amount without hassle.
All you have to do is enter the principal loan amount, interest rate and choose the desired loan tenure to find the value of your monthly installments.

Provides Quick and Accurate Results

Bandhan Bank Personal Loan EMI Calculator would help calculate complex EMI calculations in seconds and hence, save a lot of time.
It would also help avoid the chances of errors that arise during manual calculations involving complicated formulas.

Budget Management

Since the EMI amount for personal loans availed at fixed interest rates remains constant during the entire tenure of the loan, the applicants can use Bandhan Bank Personal Loan EMI Calculator to find the exact amount they have to repay every month.
This way, they would determine their repayment capacity and adjust their monthly expenses accordingly to fit the EMI amount.

Improve Personal Loan Eligibility

Lenders usually approve the personal loan applications of applicants whose total EMI obligations, including that of the proposed loan EMI, are at most 50-60 % of their total monthly income.
Using Bandhan Bank Personal Loan EMI Calculator will also give prospective loan applicants a fair idea of their EMIs. The applicants exceeding the above mentioned limit can reduce the EMI when making their personal loan application.
Along with improving the eligibility for Bandhan Bank personal loans, it will also help prospective applicants to enhance their chances of getting their personal loan approved.

Healthy Credit Scores

Personal loan applicants who use the Bandhan Bank Personal Loan EMI Calculator to calculate their monthly instalments would be better prepared to manage their finances for loan repayments within the given tenure.
Such applicants would also have fewer chances of defaulting on their EMIs, which will help improve or maintain their credit scores.

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Federal Bank Personal Loan EMI Calculator	Bajaj Finserve Personal Loan Interest Rates

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

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FAQs

No, the Bandhan Bank personal loan EMI calculator is available online for free. Both new as well as existing borrowers can use the EMI calculator 24x7 without paying any charges.

Yes, the EMI results given by the calculator are highly accurate because they are based on the standard EMI formula. However, final EMI may slightly vary depending on factors such as processing fees or changes in interest rates.

With the current Bandhan Bank personal loan interest rate starting at 9.47% p.a., the EMI for a personal loan of Rs. 5 lakh over a tenure of 5 years would be Rs.10,494.

No, calculating your EMIs or experimenting with different loan combinations does not affect your chances of loan approval or rejection in any way.

The Bandhan Bank Personal Loan EMI Calculator is specifically designed for personal loans. For other types of loans, such as home loans or car loans, you need to use their respective calculators.