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Bajaj Finserv Personal Loan EMI Calculator will help you calculate your EMI, total cost of interest and amount payable for different loan amounts, interest rates and repayment tenures. The EMI calculator will also help you determine the optimum tenure and EMI for your Bajaj Finserv Personal Loan depending on your repayment capacity.
Monthly EMI ₹ 15,622
Total Amount Payble ₹ 5,62,395(Principal + interest)
Principal Amount ₹ 5,00,000
Total Interest Payble ₹ 62,395
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Factors affecting Bajaj Finserv Personal Loan EMI
Loan tenure
Availing personal loans for longer repayment tenures would result in lower EMIs and vice versa. But in this case, the total interest cost of your personal loan would also increase. Paisabazaar Personal Loan EMI Calculator would help you in finding optimum tenure for your personal loan, based on your repayment capacity.
Rate of interest
Personal loans availed at lower interest rates would result in lower EMIs and interest cost and vice versa. Thus, ensure to compare the personal loan interest rates of top banks/NBFCs before applying for Bajaj Finserv Personal Loan.
Loan amount
The bigger the loan amount, the higher would be the EMIs and total interest cost. Note, that your personal loan amount eligibility would primarily depend on your loan tenure and the repayment capacity.
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FAQs
Q1. Can I pay my Bajaj Finserv personal loan EMI in cash?
No. At present you cannot make your EMI payments in cash.
Q2. How can I repay my personal loan?
You can repay your personal loan from Bajaj Finserv in easy EMIs using ECS mandate, post-dated cheques, NEFT, mobile wallets or through the Experia App.
Q3. How can I autopay my Bajaj Finserv personal loan EMIs?
You can make use of the ECS facility to autopay your Bajaj Finserv personal loan EMIs.
Q4. Can I prepay my Bajaj Finserv personal loan?
Yes, it is possible to prepay/ foreclose your personal loan from Bajaj Finserv. However, additional foreclosure charges of 4% of the principal outstanding amount need to be paid along with applicable taxes in order to foreclose your personal loan from Bajaj Finserv.