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IDFC Bank Personal Loan EMI Calculator

IDFC Bank personal loan EMI calculator is a free online tool used by personal loan borrowers to calculate their loan EMI in advance. Using an IDFC personal loan calculator, borrowers can check their EMI affordability, determine the optimum loan tenure for comfortable repayments and plan finances more efficiently to ensure timely loan repayments. Borrowers can also use Paisabazaar’s EMI Calculator for Personal Loan to choose the optimal tenure and EMIs for their IDFC Personal Loan depending on their repayment capacity.

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%

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How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Features of IDFC FIRST Bank Personal Loan EMI Calculator

  • IDFC FIRST personal loan EMI calculator evaluates the monthly installments and overall borrowing cost.
  • It is accurate, time-saving and user-friendly.
  • The results are obtained instantly.
  • You can compare different scenarios of loan amount, interest rate and loan tenure.
  • It assesses the financial stability of the individual and helps with planning the EMI according to the budget.

Comparison of IDFC FIRST Bank Personal Loan EMI with Other Lenders

Banks/NBFCs Interest Rates (p.a.) EMI (Rs.)

(Loan Amount - Rs. 5 Lakh

Loan Tenure - 5 years)
State Bank of India 10.05% - 15.05% 10,636 - 11,908
HDFC Bank 9.99% onwards 10,621 onwards
Axis Bank 9.99% onwards 10,621 onwards
ICICI Bank 10.45% onwards 10,735 onwards
Kotak Mahindra Bank 9.98% onwards 10,619 onwards
IndusInd Bank 10.49% onwards 10,744 onwards
IDFC FIRST Bank 9.99% onwards 10,621 onwards
Federal Bank 12.0% - 19.5 % 11,122 - 13,108
YES Bank 10.85% - 21.00% 10,834 - 13,527
Tata Capital 10.99% onwards 10,869 onwards
Aditya Birla Finance 10.99% onwards 10,869 onwards
L&T Finance 11.00% onwards 10,871 onwards
Hero Fincorp Up to 30.00% Up to 16,177
Piramal Finance 12.14% onwards 11,158 onwards
Poonawalla Fincorp 9.99% onwards 10,621 onwards
Moneyview 14% onwards 11,634 onwards

Swipe to see more table data

IDFC FIRST Bank Personal Loan Amortisation Schedule

Suppose you borrow a loan amount of Rs. 15 lakh @ 9.99% p.a. for a tenure of 5 years, then the following will be your amortization schedule for 1 year. For the remaining period, the principal component will continue to increase at the same pace, while the interest portion will gradually decrease.

Month EMI (Rs.) Principal (Rs.) Interest (Rs.) Closing Balance (Rs.)
1 31,863.19 19,375.69 12,487.50 14,80,624.31
2 31,863.19 19,536.99 12,326.20 14,61,087.32
3 31,863.19 19,699.63 12,163.55 14,41,387.69
4 31,863.19 19,863.63 11,999.55 14,21,524.05
5 31,863.19 20,029.00 11,834.19 14,01,495.05
6 31,863.19 20,195.74 11,667.45 13,81,299.31
7 31,863.19 20,363.87 11,499.32 13,60,935.44
8 31,863.19 20,533.40 11,329.79 13,40,402.04
9 31,863.19 20,704.34 11,158.85 13,19,697.70
10 31,863.19 20,876.70 10,986.48 12,98,821.00
11 31,863.19 21,050.50 10,812.68 12,77,770.50
12 31,863.19 21,225.75 10,637.44 12,56,544.75

Swipe to see more table data

How Does the IDFC FIRST Bank Personal Loan EMI Calculator Work?

IDFC FIRST Bank personal loan EMI calculator works in the following steps:

  • Enter the loan amount, interest rate, loan tenure in the EMI calculator.
  • Click on “enter” and get instant results.
  • You can also check the amortization schedule in addition to the EMIs.

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What are the Benefits of Using IDFC FIRST Personal Loan EMI Calculator?

  • The Personal Loan EMI calculator gives accurate results.
  • The calculation is quick and saves a lot of time which is otherwise be consumed in manual calculations.
  • The calculator is user-friendly and easy-to-use.
  • Helps in comparing multiple scenarios of personal loans.

Related Links

More EMI Calculators Loan Interest Rates
HDFC Bank Personal Loan EMI Calculator HDC Bank Personal Loan Interest Rates
Axis Bank Personal Loan EMI Calculator SBI Bank Personal Loan Interest Rates
BOB Personal Loan EMI Calculator Axis Bank Personal Loan Interest Rates
Yes Bank Personal Loan EMI Calculator Induslnd Bank Personal Loan Interest Rates
Induslnd Bank Personal Loan EMI Calculator Yes Bank Personal Loan Interest Rates
TATA Capital Personal EMI Calculator TATA Capital Personal Loan Interest Rates
ICICI Bank Personal Loan Emi Calculator IDFC First Bank Personal Loan Interest Rates
Kotak Bank Personal Loan EMI Calculator ICICI Bank Personal Loan Interest Rates
Bajaj Finserv Personal Loan EMI Calculator Kotak Mahindra Bank Personal Loan Interest Rates
Federal Bank Personal Loan EMI Calculator Bajaj Finserve Personal Loan Interest Rates
Why Choose Paisabazaar?
image of Compare & Choose the <strong>Best Offer</strong>

Compare & Choose the Best Offer

image of Pre-approved Offers with <strong>Instant Disbursals</strong>

Pre-approved Offers with Instant Disbursals

image of Know Your <strong>Chances of Approval</strong>

Know Your Chances of Approval

image of End-to-End <strong>Digital Process</strong>

End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

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