HDFC personal loan interest rates range between 9.99% p.a. to 12.5% p.a. However, the personal loan rate of interest offered to a loan applicant varies based on factors such as their credit score, job profile, monthly income and employer’s profile.
HDFC Bank 10 Lakh Personal Loan
15.6L Reviews
Wide Choice
Curated offers from 30+ lenders
Quick Disbursal
Money in your account instantly
SmartMatch
Offers ranked according to eligibility
Digital Process
Hassle-free & paperless

Find Best Personal Loan Offers
Compare & Choose the Best Offer
Pre-approved Offers with Instant Disbursals
Know Your Chances of Approval
End-to-End Digital Process
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Interest Rates for 10 Lakh Personal Loan from HDFC Bank
Fees and Charges for 10 Lakh Personal Loan from HDFC Bank
Eligibility Criteria for 10 Lakh Personal Loan from HDFC Bank
Individuals planning to get a personal loan of Rs 10 lakh should meet the following personal loan eligibility criteria:
Documents Required for HDFC Bank Personal Loan of Rs. 10 Lakh
Note that, pre-approved customers of HDFC Bank documentation is not required since the lender already has their KYC details.
EMI Calculation for Personal Loan of Rs. 10 Lakh
The following is the EMI calculation for a personal loan of Rs. 10 lakh offered @ 9.99% p.a. for different tenures. Applicants planning to get a personal loan can use the personal loan EMI calculator available online to calculate the EMI and interest cost and plan their budget accordingly.
| Loan Amount (Rs.) | Interest Rate (p.a.) | Tenure | EMI(Rs.) |
|---|---|---|---|
| 10,00,000 | 9.99% | 1 year | 87,869 |
| 10,00,000 | 9.99% | 2 years | 46,099 |
| 10,00,000 | 9.99% | 3 years | 32,220 |
| 10,00,000 | 9.99% | 4 years | 25,315 |
| 10,00,000 | 9.99% | 5 years | 21,198 |
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Explore Our Personal Loan Lenders
Overview
Choose Your HDFC Bank Loan Amount
FAQs
What is the interest cost for Rs. 10 lakh personal loan from HDFC Bank for 5 years?
The interest cost of Rs.10 lakh personal loan from HDFC Bank for 5 years would be Rs. 2,71,872.
For what tenure can I get a personal loan of Rs. 10 lakh from HDFC Bank?
You can avail a personal loan of Rs. 10 lakh from HDFC Bank for a tenure of up to 5 years.
At what minimum CIBIL Score can I avail a 10 lakh personal loan from HDFC Bank?
A minimum CIBIL Score of 720 is considered good for availing an HDFC Bank Personal Loan of Rs. 10 lakh.
Is it possible to foreclose a personal loan availed from HDFC Bank?
Yes, you can foreclose your HDFC Bank personal loan. The lender levies foreclosure charges of up to 4% of the principal outstanding +GST in case you decide to do so.
What is the turnaround time for a pre-approved personal loan from HDFC Bank?
The lender usually takes around 10 seconds to 4 hours to disburse a pre-approved loan.
Personal Loan Articles
View All ArticlesPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.
The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
Address: Paisabazaar Marketing & Consulting Pvt. Ltd. 135 P, Sector 44, Gurugram (HR) 122001
Check Best Personal Loan Offers
with Quick Disbursal










