Credit Card Compare

6,000 bonus reward points worth Rs. 6,000 on joining

NA

5 reward points for every spend of Rs. 150

1 Reward Point = Rs. 1

5% cashback, up to Rs. 1,000, on all duty-free spends

2 reward points per Rs. 100 spent on retail purchases, except fuel

1 reward point per Rs. 100 spent on utility & insurance

Redeem reward points for products and vouchers on ICICI Bank Rewards platform

1 lounge access per month via Priority Pass membership on spending Rs. 20,000 in the previous month

NA

Reward rate of 3.33% across all spends including insurance and utilities

1:1 rewards redemption ratio

12 complimentary golf games in a year at leading golf courses in India

Welcome benefit compensates for the joining fee

Low forex mark-up fee of 2% on international spends

5% cashback on duty-free spends

Lifetime free credit card

Up to 2X rewards earnings on card spends

Dining discount offers across a wide range of restaurants

Lounge access is spend-based

Capping on cashback earning

Limited lifestyle benefits

Low reward rate

No accelerated benefits on popular lifestyle-related categories, like travel, shopping, movies, etc.

People who are looking for a rewards credit card, frequently make duty-free purchases at airports, play golf and can make the most out of the Priority Pass membership

Beginners who want to build their credit score and are looking for a basic card with rewards benefits and dining discount