Credit Card Compare

100% cashback up to Rs. 500 on restaurant spends done within first 90 days from the date of activation

NA

5 reward points for every Rs. 150 spent on dining and fuel

1 reward point for every Rs. 150 spent on all other categories

5% cashback, up to Rs. 200 per month & Rs. 100 per transaction, on fuel spends of up to Rs. 2,000

5% cash back, up to Rs. 200 per month & Rs. 100 per transaction, on telephone bills worth more than Rs. 750

5% cashback, up to Rs. 100 per transaction & Rs. 100 per month, on utility bills of min. Rs. 750

1 reward point per Rs. 150 spent on others, redeemable against vouchers, discount & catalogue offers

NA

Complimentary Priority Pass membership for Premium Banking customers with 1 lounge visit per month outside India on monthly salary of Rs. 1.5 lakh & satisfying other TnC

Low annual fee

Accelerated rewards on dining & fuel spends

No monthly capping on earned reward points

5% cashback on fuel, telephone & utility bills

Reward points on other eligible spends

Complimentary Priority Pass membership for Premium Banking customers

There are no travel benefits like lounge access, etc.

Accelerated benefits only on select categories

Low monthly capping on cashback earning

Poor reward rate on spends beyond the primary categories

Condition to meet minimum transaction value to be eligible for cashback

People who frequently dine out and want to earn good value back through rewards

Those who are looking to earn considerable cashback on fuel, telephone and utility bills or who are already a Premium banking customer