Credit Card Compare

Rs. 500 cashback as a welcome gift on spending Rs. 10,000 in the first 90 days of card membership

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10X Membership Rewards® Points on Zomato (capped at 500 points per month per card account)

10X Membership Rewards® Points on Flipkart, Myntra, Blinkit, Uber, Nykaa, Ajio, PVR, BookMyShow (capped at 500 points per month per card account)

5X Membership Rewards® Points on every Rs. 50 spent on Amazon and Paytm Wallet (capped at 250 points per month per card account for both the merchants combined)

1 Membership Rewards® Point for every Rs. 50 spent on other categories, except for fuel, insurance, utilities, cash transactions and EMI conversion at the point of sale

2 reward points per Rs. 100 spent on retail purchases, except fuel

1 reward point per Rs. 100 spent on utility & insurance

Redeem reward points for products and vouchers on ICICI Bank Rewards platform

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NA

10X reward points on popular brands like Myntra, Amazon, Uber, etc.

Complimentary vouchers worth Rs. 1,500 as milestone benefits

Welcome benefits equivalent to the Rs. 500 joining fee

Renewal fee waiver on annual spends of Rs. 40,000

Lifetime free credit card

Up to 2X rewards earnings on card spends

Dining discount offers across a wide range of restaurants

Capping on accelerated reward points earning

No reward points on fuel, insurance & utility spends

Low base reward rate of 1 point per Rs. 50 spent

High forex markup fee of 3.5%

Low reward rate

No accelerated benefits on popular lifestyle-related categories, like travel, shopping, movies, etc.

People who frequently shop online and are looking for a low annual fee credit card with rewards benefits

Beginners who want to build their credit score and are looking for a basic card with rewards benefits and dining discount