You are comparing
SBI SimplySAVE Credit Card
Standard Chartered Platinum Rewards Credit Card
₹ 499
₹ 499
NA
₹ 250
₹ 0
Joining fee waiver on spending Rs. 500 or more within 30 days of card issuance
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2,000 bonus reward points on spending Rs. 2,000 within 60 days of card issuance
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NA
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10 reward points per Rs. 150 spent on dining, movies, departmental stores and grocery spends
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1 reward point per Rs. 150 spent on other categories
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1 reward point = Rs. 0.25
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5 reward points for every Rs. 150 spent on dining and fuel
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1 reward point for every Rs. 150 spent on other categories
NA
NA
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10X reward points on dining, movies, grocery and departmental store spends
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Entry-level credit card with low annual fee and easier eligibility terms
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Annual fee waiver condition of Rs. 1 Lakh in a year
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5X reward points on dining and fuel spends
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No monthly capping on accelerated reward points
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Instant approval without any documentation
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Joining fee waiver with easily achievable spend threshold
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Reward redemption options are limited to select brand vouchers only
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No significant benefits other than the rewards program
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Low reward rate as compared to some entry-level cashback cards
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Low base reward rate on spends other than dining & fuel
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Low reward redemption value of Rs. 0.25 per point
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No travel and lifestyle related benefits
Beginners looking for a low-annual fee credit card with benefits on everyday categories
Consumers who frequently dine out and want to earn good value-back through reward points