Credit Card Compare

2,000 bonus reward points on spending Rs. 2,000 within 60 days of card issuance

Bonus 1,000 cash points on joining fee payment

10 reward points per Rs. 150 spent on dining, movies, departmental stores and grocery spends

1 reward point per Rs. 150 spent on other categories

1 reward point = Rs. 0.25

5% cashback up to 1,000 cash points/month on Flipkart, Swiggy, Amazon, BookMyShow, Myntra, Uber, Cult.fit, Sony LIV, Tata CLiQ and Zomato

1% cashback up to 1,000 cash points/month on other spends

NA

Up to 4 complimentary domestic airport lounge access per year (1 per quarter) on Rs. 1 lakh quarterly spends

10X reward points on dining, movies, grocery and departmental store spends

Entry-level credit card with low annual fee and easier eligibility terms

Annual fee waiver condition of Rs. 1 Lakh in a year

Up to 5% cashback on major lifestyle-related online spends

Bonus points worth the joining fee on activation

Multiple redemption options with redemption value of up to 1:1

Annual fee waiver condition is quite easily achievable

Reward redemption options are limited to select brand vouchers only

No significant benefits other than the rewards program

Low reward rate as compared to some entry-level cashback cards

Monthly capping on cashback earning

Low cashback rate for non-accelerated category

Exclusion of major everyday spends like utilities and rent from cashback earning

Lounge access benefit is optional and spend-based

Beginners looking for a low-annual fee credit card with benefits on everyday categories

Those who frequently spend online across partner brands.