Credit Card Compare

2,000 bonus reward points on spending Rs. 2,000 within 60 days of card issuance

NA

10 reward points per Rs. 150 spent on dining, movies, departmental stores and grocery spends

1 reward point per Rs. 150 spent on other categories

1 reward point = Rs. 0.25

2 reward points per Rs. 100 spent on retail purchases, except fuel

1 reward point per Rs. 100 spent on utility & insurance

Redeem reward points for products and vouchers on ICICI Bank Rewards platform

NA

NA

10X reward points on dining, movies, grocery and departmental store spends

Entry-level credit card with low annual fee and easier eligibility terms

Annual fee waiver condition of Rs. 1 Lakh in a year

Lifetime free credit card

Up to 2X rewards earnings on card spends

Dining discount offers across a wide range of restaurants

Reward redemption options are limited to select brand vouchers only

No significant benefits other than the rewards program

Low reward rate as compared to some entry-level cashback cards

Low reward rate

No accelerated benefits on popular lifestyle-related categories, like travel, shopping, movies, etc.

Beginners looking for a low-annual fee credit card with benefits on everyday categories

Beginners who want to build their credit score and are looking for a basic card with rewards benefits and dining discount