Credit Card Compare

E-gift vouchers worth Rs. 3,000 from any of the top brands amongst Bata/Hush Puppies, Pantaloons, Shoppers Stop, Yatra, Aditya Birla and more

NA

10 reward points for every Rs. 100 spent on dining, groceries, departmental stores and movies

2 reward points for every Rs. 100 spent on all other retail purchases, except for fuel

20 reward points for every Rs. 100 spent on birthday

Value of 1 Reward Point = Rs. 0.25

2 reward points per Rs. 100 spent on retail purchases, except fuel

1 reward point per Rs. 100 spent on utility & insurance

Redeem reward points for products and vouchers on ICICI Bank Rewards platform

4 complimentary international lounge visits and 8 complimentary domestic lounge visits in a year

NA

5X reward points on dining, movies, grocery and departmental store spends

Milestone benefits worth Rs. 11,000 in a year on spending Rs. 5 Lakh or more

Complimentary domestic and international lounge visits

Benefits on hotel, golf, dining and more (based on card network)

Lifetime free credit card

Up to 2X rewards earnings on card spends

Dining discount offers across a wide range of restaurants

Low reward redemption value of Rs. 0.25

No other travel benefits except complimentary lounge access

Annual fee of Rs. 2,999 is quite high for the set of benefits offered

Low reward rate

No accelerated benefits on popular lifestyle-related categories, like travel, shopping, movies, etc.

Frequent travellers and heavy spenders who can maximize the benefit of high reward rate along with other travel features

Beginners who want to build their credit score and are looking for a basic card with rewards benefits and dining discount