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SBI Card ELITE
Standard Chartered Platinum Rewards Credit Card
₹ 4,999
₹ 4,999
NA
₹ 250
₹ 250
Waived off on spending Rs. 60,000 in a year
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Complimentary e-gift voucher worth Rs. 5,000 on joining from any brand of choice among Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion or Shoppers Stop
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100% cashback up to Rs. 500 on restaurant spends done within first 90 days from the date of activation
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5X rewards on dining, departmental stores & grocery spends
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2 reward points per Rs. 100 on all other spends, except fuel
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4 Reward Points = Rs. 1
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5 reward points for every Rs. 150 spent on dining and fuel
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1 reward point for every Rs. 150 spent on all other categories
2 domestic airport lounge visits per calendar quarter and 6 international lounge visits in a year
NA
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Accelerated rewards on everyday spends like grocery, dining and departmental store purchases
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Good lounge access benefit at domestic as well as international airports
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Complimentary movie tickets worth Rs. 6,000 every year
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Low forex mark-up fee of 1.99%
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Low annual fee
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Accelerated rewards on dining & fuel spends
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No monthly capping on earned reward points
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Base reward earning rate is low for transactions outside the accelerated category
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Reward redemption rate stands quite low at Rs. 0.25
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No travel benefits other than complimentary lounge access
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There are no travel benefits like lounge access, etc.
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Accelerated benefits only on select categories
People who often watch movies and are frequent air travelers so that they can utilise the travel membership benefits
People who frequently dine out and want to earn good value back through rewards