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SBI Card ELITE
Standard Chartered Platinum Rewards Credit Card
₹ 4,999
₹ 4,999
NA
₹ 250
₹ 0
Joining fee waiver on spending Rs. 500 or more within 30 days of card issuance
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Complimentary e-gift voucher worth Rs. 5,000 on joining from any brand of choice among Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion or Shoppers Stop
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NA
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5X rewards on dining, departmental stores & grocery spends
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2 reward points per Rs. 100 on all other spends, except fuel
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4 Reward Points = Rs. 1
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5 reward points for every Rs. 150 spent on dining and fuel
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1 reward point for every Rs. 150 spent on other categories
2 domestic airport lounge visits per calendar quarter and 6 international lounge visits in a year
NA
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Accelerated rewards on everyday spends like grocery, dining and departmental store purchases
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Good lounge access benefit at domestic as well as international airports
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Complimentary movie tickets worth Rs. 6,000 every year
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Low forex mark-up fee of 1.99%
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5X reward points on dining and fuel spends
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No monthly capping on accelerated reward points
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Instant approval without any documentation
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Joining fee waiver with easily achievable spend threshold
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Base reward earning rate is low for transactions outside the accelerated category
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Reward redemption rate stands quite low at Rs. 0.25
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No travel benefits other than complimentary lounge access
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Low base reward rate on spends other than dining & fuel
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Low reward redemption value of Rs. 0.25 per point
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No travel and lifestyle related benefits
People who often watch movies and are frequent air travelers so that they can utilise the travel membership benefits
Consumers who frequently dine out and want to earn good value-back through reward points