Credit Card Compare

Complimentary e-gift voucher worth Rs. 5,000 on joining from any brand of choice among Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion or Shoppers Stop

Complimentary Air India Frequent Flyer Program - Flying Returns membership

5,000 reward points on joining & 2,000 rewards on renewal

5X rewards on dining, departmental stores & grocery spends

2 reward points per Rs. 100 on all other spends, except fuel

4 Reward Points = Rs. 1

2 reward points per Rs. 100 spent, where 1 Reward Point = 1 Air India mile

15 reward points per Rs. 100 spent on Air India tickets booked for self via Air India portals

5 reward points per Rs. 100 spent on Air India tickets booked for others via Air India portals

5 reward points per Rs. 100 spent on SuperSaver booklet purchases

Air Mile redemption is possible in multiples of 5,000

2 domestic airport lounge visits per calendar quarter and 6 international lounge visits in a year

8 complimentary domestic Visa lounge visits per year (max. 2 per quarter)

Accelerated rewards on everyday spends like grocery, dining and departmental store purchases

Good lounge access benefit at domestic as well as international airports

Complimentary movie tickets worth Rs. 6,000 every year

Low forex mark-up fee of 1.99%

Up to 15,000 bonus reward points in a year

1:1 reward points redemption ratio

Complimentary membership to Air India Frequent Flyer Program

Base reward earning rate is low for transactions outside the accelerated category

Reward redemption rate stands quite low at Rs. 0.25

No travel benefits other than complimentary lounge access

No complimentary international lounge access

Accelerated benefits limited to Air India travel spends

People who often watch movies and are frequent air travelers so that they can utilise the travel membership benefits

People who are frequent domestic travellers, prefer to travel with Air India and are looking for a travel-focused credit card