Credit Card Compare

4,000 Membership Rewards Points on joining fee payment & on spending Rs. 15,000 within the first 90 days

Amazon voucher worth Rs. 500 on payment of joining fee

1 Membership Rewards Point per Rs. 50 spent, except on fuel, insurance, utilities, cash transactions & EMIs at POS

Redeem the earned rewards for vouchers of top brands against the 18 Karat & 24 Karat Gold Collection

10X reward points on online partner brands: BookMyShow, Swiggy, Apollo24X7, Dominos, IGP, Myntra, Yatra, Netmeds & Cleartrip

5X reward points on all other online spends

1 reward point per Rs. 100 spent offline

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Welcome benefits equivalent to the Rs. 1,000 joining fee

Reward points redemption against multiple brand vouchers

Exclusive access to 18 & 24 Karat Gold Collection for reward redemption

Renewal fee waiver on annual spends of Rs. 1.5 Lakh

Bonus reward points on first year card renewal

10X reward points on brands covering multiple categories like shopping, travel, movies, dining and more

Low annual fee and comparatively easier eligibility terms

Easily achievable fee waiver condition of Rs. 1 Lakh in a year

No reward benefits on fuel, insurance & utility spends

Low base reward rate of 1 point per Rs. 50 spent

Limited options for reward redemption

Online shopping benefits come in the form of rewards, the value of which may not be satisfactory in comparison to cashback credit cards like Amazon Pay ICICI or Cashback SBI Card

The array of collaborated brands under the accelerated earnings is not impressive

People who want to earn rewards and prefer to redeem them against popular brands like Flipkart, Amazon, Myntra, etc.

Beginners looking for a card that offers higher rewards on online spends, especially on partnered brands, like Dominos, Cleartrip, BookMyShow & more