You are comparing
MakeMyTrip ICICI Bank Signature Credit Card
American Express SmartEarn™ Credit Card
₹ 2,500
₹ 0
No annual fee charged second year onwards
₹ 495
₹ 495
Waived off on spending Rs. 40,000 and above in the previous year of card membership
-
1,500 My Cash redeemable on the MMT website
-
MakeMyTrip holiday voucher worth Rs. 2,500
-
Complimentary MMTBLACK Exclusive Membership
-
Rs. 500 cashback as a welcome gift on spending Rs. 10,000 in the first 90 days of card membership
-
4 My Cash per Rs. 200 spent on MMT hotel/ holiday booking
-
2 My Cash per Rs. 200 spent on MMT flight booking
-
1.50 My Cash for every Rs. 200 international spend outside MakeMyTrip website/app
-
1.25 My Cash per Rs. 200 spent on domestic transactions outside MMT
-
1 My Cash = Rs. 1
-
10X Membership Rewards® Points on Zomato (capped at 500 points per month per card account)
-
10X Membership Rewards® Points on Flipkart, Myntra, Blinkit, Uber, Nykaa, Ajio, PVR, BookMyShow (capped at 500 points per month per card account)
-
5X Membership Rewards® Points on every Rs. 50 spent on Amazon and Paytm Wallet (capped at 250 points per month per card account for both the merchants combined)
-
1 Membership Rewards® Point for every Rs. 50 spent on other categories, except for fuel, insurance, utilities, cash transactions and EMI conversion at the point of sale
2 domestic lounge access on Rs. 5,000 quarterly spends, 1 international lounge access & spa session at select Indian airports per year via Dreamfolks membership & 1 railway lounge access in a quarter
NA
-
Reward redemption ratio of 1:1
-
Save up to Rs. 3,600 on movie tickets
-
Complimentary travel membership, discount offers and rewards
-
10X reward points on popular brands like Myntra, Amazon, Uber, etc.
-
Complimentary vouchers worth Rs. 1,500 as milestone benefits
-
Welcome benefits equivalent to the Rs. 500 joining fee
-
Renewal fee waiver on annual spends of Rs. 40,000
-
Earned My Cash can only be used on the MMT platform
-
Domestic lounge access can only be availed on satisfying the spending condition
-
Limited international benefits
-
Capping on accelerated reward points earning
-
No reward points on fuel, insurance & utility spends
-
Low base reward rate of 1 point per Rs. 50 spent
-
High forex markup fee of 3.5%
People who use MakeMyTrip to plan and make bookings for their travels, mostly travel domestically and like to watch movies
People who frequently shop online and are looking for a low annual fee credit card with rewards benefits