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InterMiles HDFC Bank Platinum Credit Card
HDFC Millennia Credit Card
₹ 1,000
₹ 1,000
NA
₹ 1,000
₹ 1,000
NA
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NA
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Bonus 1,000 cash points on joining fee payment
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NA
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5% cashback up to 1,000 cash points/month on Flipkart, Swiggy, Amazon, BookMyShow, Myntra, Uber, Cult.fit, Sony LIV, Tata CLiQ and Zomato
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1% cashback up to 1,000 cash points/month on other spends
NA
Up to 4 complimentary domestic airport lounge access per year (1 per quarter) on Rs. 1 lakh quarterly spends
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NA
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Up to 5% cashback on major lifestyle-related online spends
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Bonus points worth the joining fee on activation
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Multiple redemption options with redemption value of up to 1:1
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Annual fee waiver condition is quite easily achievable
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NA
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Monthly capping on cashback earning
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Low cashback rate for non-accelerated category
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Exclusion of major everyday spends like utilities and rent from cashback earning
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Lounge access benefit is optional and spend-based
NA
Those who frequently spend online across partner brands.