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ICICI Platinum Chip Credit Card
IndusInd Bank Platinum Credit Card
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Lifetime free credit card
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Luxe Gift Card and vouchers of top brands, like The Postcard Hotel, Montblanc, Amazon, Flipkart, etc.
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2 reward points per Rs. 100 spent on retail purchases, except fuel
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1 reward point per Rs. 100 spent on utility & insurance
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Redeem reward points for products and vouchers on ICICI Bank Rewards platform
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1.5 reward points for every Rs. 150 spent
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Lifetime free credit card
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Up to 2X rewards earnings on card spends
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Dining discount offers across a wide range of restaurants
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Complimentary vouchers and gift cards as welcome benefit
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Transfer of rewards into Airmiles at a 1:1 ratio
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Fuel surcharge waiver across all fuel stations
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Low reward rate
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No accelerated benefits on popular lifestyle-related categories, like travel, shopping, movies, etc.
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Low reward rate of 0.40% across all categories
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No travel benefits like complimentary lounge access
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No milestone benefits are offered
Beginners who want to build their credit score and are looking for a basic card with rewards benefits and dining discount
People looking for a lifetime free card with basic benefits