You are comparing
ICICI Platinum Chip Credit Card
American Express® Platinum Travel Credit Card
₹ 0
₹ 0
Lifetime free credit card
₹ 5,000
₹ 5,000
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10,000 Membership Rewards Points on spending Rs. 15,000 within the first 90 days
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Redeem Membership Rewards Points for Flipkart voucher or Pay with Points option in American Express® Travel Online platform worth Rs. 3,000
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2 reward points per Rs. 100 spent on retail purchases, except fuel
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1 reward point per Rs. 100 spent on utility & insurance
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Redeem reward points for products and vouchers on ICICI Bank Rewards platform
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1 Membership Rewards Point per Rs. 50 spent, except on fuel, insurance, utilities, cash transactions & EMIs at POS
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8 complimentary visits per year (2 per quarter) to airport lounges across India & Priority Pass membership
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Lifetime free credit card
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Up to 2X rewards earnings on card spends
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Dining discount offers across a wide range of restaurants
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Redemption of reward points against travel bookings
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Milestone benefits worth up to Rs. 22,000
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Complimentary lounge access and Priority Pass membership
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Low reward rate
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No accelerated benefits on popular lifestyle-related categories, like travel, shopping, movies, etc.
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No reward points offered on fuel, insurance, utilities, cash transactions & EMI conversions
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No complimentary international lounge visits
Beginners who want to build their credit score and are looking for a basic card with rewards benefits and dining discount
People who frequently travel and want to avail benefits in the form of complimentary lounge access and reward points