Credit Card Compare

Tata CliQ voucher worth Rs. 3,000

EaseMyTrip vouchers worth Rs. 4,000

Uber vouchers worth Rs. 1,000

Croma voucher worth Rs. 1,500

Amazon voucher worth Rs. 500 on payment of joining fee

4 reward points per Rs. 100 spent internationally

2 reward points per Rs. 100 spent domestically

1 reward point for every Rs. 100 spent on utilities and insurance

10X reward points on online partner brands: BookMyShow, Swiggy, Apollo24X7, Dominos, IGP, Myntra, Yatra, Netmeds & Cleartrip

5X reward points on all other online spends

1 reward point per Rs. 100 spent offline

Up to 16 complimentary airport lounge access per year, max. 4 per quarter; 2 complimentary airport lounge visits outside India every year via complimentary Dreamfolks membership

NA

Up to 16 domestic and 2 international airport lounge access every year

Welcome benefits worth Rs. 9,000 exceeding the joining fee of Rs. 6,500

Unlimited bonus reward points as milestone benefit depending on the cardholder’s annual spending capacity

Up to 48 complimentary golf rounds in a year

Up to Rs. 12,000 annual savings on movie ticket purchases

10X reward points on brands covering multiple categories like shopping, travel, movies, dining and more

Low annual fee and comparatively easier eligibility terms

Easily achievable fee waiver condition of Rs. 1 Lakh in a year

Low rewards earning rate on card spends

Spend-based condition on domestic airport lounge and golf benefits

High forex mark-up fee of 3.5% despite offering accelerated rewards on international spends

Limited options for reward redemption

Online shopping benefits come in the form of rewards, the value of which may not be satisfactory in comparison to cashback credit cards like Amazon Pay ICICI or Cashback SBI Card

The array of collaborated brands under the accelerated earnings is not impressive

People who are high spenders, travel frequently and can utilise lifestyle benefits like golf access, and offers on movies and dining

Beginners looking for a card that offers higher rewards on online spends, especially on partnered brands, like Dominos, Cleartrip, BookMyShow & more