Credit Card Compare

Tata CliQ voucher worth Rs. 3,000

EaseMyTrip vouchers worth Rs. 4,000

Uber vouchers worth Rs. 1,000

Croma voucher worth Rs. 1,500

NA

4 reward points per Rs. 100 spent internationally

2 reward points per Rs. 100 spent domestically

1 reward point for every Rs. 100 spent on utilities and insurance

2 reward points per Rs. 100 spent on retail purchases, except fuel

1 reward point per Rs. 100 spent on utility & insurance

Redeem reward points for products and vouchers on ICICI Bank Rewards platform

Up to 16 complimentary airport lounge access per year, max. 4 per quarter; 2 complimentary airport lounge visits outside India every year via complimentary Dreamfolks membership

NA

Up to 16 domestic and 2 international airport lounge access every year

Welcome benefits worth Rs. 9,000 exceeding the joining fee of Rs. 6,500

Unlimited bonus reward points as milestone benefit depending on the cardholder’s annual spending capacity

Up to 48 complimentary golf rounds in a year

Up to Rs. 12,000 annual savings on movie ticket purchases

Lifetime free credit card

Up to 2X rewards earnings on card spends

Dining discount offers across a wide range of restaurants

Low rewards earning rate on card spends

Spend-based condition on domestic airport lounge and golf benefits

High forex mark-up fee of 3.5% despite offering accelerated rewards on international spends

Low reward rate

No accelerated benefits on popular lifestyle-related categories, like travel, shopping, movies, etc.

People who are high spenders, travel frequently and can utilise lifestyle benefits like golf access, and offers on movies and dining

Beginners who want to build their credit score and are looking for a basic card with rewards benefits and dining discount