ICICI Bank Sapphiro Credit Card vs ICICI Bank Rubyx Credit Card

Annual Fee

3500

waived off if spend > ₹6,00,000 in the previous year

2000

waived off if spend > ₹3,00,000 in the previous year

Annual Savings

• On total spends of ₹ 2 Lakh- ₹ 25796

• On total spends of ₹ 4 Lakh- ₹ 35504

• On total spends of ₹ 2 Lakh- ₹ 17036

• On total spends of ₹ 4 Lakh- ₹ 24272

Best Suited For

• REWARDS

• MOVIE

• DINING

• SHOPPING

• GOLF

• FUEL

• LOUNGE

• REWARDS

• MOVIE

• DINING

• GOLF

• FUEL

• LOUNGE

Welcome Offer

• Get Welcome Vouchers on Shopping and Travel worth ₹10,000 on payment of joining fee

• Get Welcome Vouchers on Shopping and Travel worth Rs 5000 on payment of joining fee

Benefits

• Get up to 20,000 PAYBACK points every anniversary year

• Up to 6 PAYBACK Points on every ₹100 spent (On Domestic & International spends)

• 2 complimentary spa sessions at airports in India

• Annual Membership to the Standard Tier of DragonPass Programme (USD 99)

• Buy one movie/event ticket and get up to ₹500 off on the second ticket, twice every month, through www.bookmyshow.com

• Minimum 15% savings on dining bills at over 2,500+ restaurants across India through Culinary Treats Programme

• Earn 2X PAYBACK Points on all international transactions on your card

• Enjoy up to 4 complimentary rounds of golf every month at the golf course of your choice based on eligible spends on your card

• 1% surcharge waiver on all transactions below ₹4000 every month on fuel.[T&C Apply]

• 4 complimentary domestic airport lounge visits per quarter, courtesy of Mastercard and American Express

• 2 complimentary international airport lounge visits per calendar year and 2 complimentary domestic airport spa visits per calendar year, under complimentary membership to Dreamfolks DragonPass Lounge Access Programme

• Earn up to 15,000 PAYBACK Points every anniversary year

• Earn 2X Points on all international transactions on your card

• Get one PAYBACK Point on every ₹100 spent on utilities and insurance categories

• 2 complimentary movie tickets every month under the Buy 1 Get 1 offer through www.bookmyshow.com on first come first serve basis

• Minimum 15% savings on dining bills at over 2,500+ restaurants across India through Culinary Treats Programme

• Get up to 2 complimentary rounds of golf every month at the golf course of your choice based on eligible spends on your card

• 1% surcharge waiver on all transactions below ₹4000 every month on fuel.[T&C Apply]

• 2 complimentary domestic airport lounge visits per quarter, courtesy of Mastercard and American Express

• Get the all new feature of 2 complimentary domestic railway lounge visits per quarter, courtesy Mastercard and American Express

Rewards Rate

Save upto ₹35504 on Annual Spend of ₹4 Lakh

Save upto ₹24272 on Annual Spend of ₹4 Lakh

Limited Period Offer / Premium Highlight

• Get Welcome Vouchers on Shopping and Travel worth ₹10,000 on payment of joining fee

• Get up to 20,000 PAYBACK points every anniversary year

• Minimum 15% savings on dining bills at over 2,500+ restaurants across India through Culinary Treats Programme

• Get Welcome Vouchers on Shopping and Travel worth ₹5000 on payment of joining fee

• Earn up to 15,000 PAYBACK Points every anniversary year

• 2 complimentary movie tickets every month under the Buy 1 Get 1 offer through www.bookmyshow.com on first come first serve basis

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ICICI Bank

ICICI Bank