Credit Card Compare

Complimentary SonyLiv Premium annual subscription worth Rs. 999 on the first spend within the first 30 days of card issuance

NA

4 EDGE reward points on every Rs. 200 spent

5% cashback on utility bill payments, DTH and mobile recharges via Google Pay

4% cashback on Swiggy, Zomato and Ola

1.5% cashback on all other spends

1 complimentary access to select airport lounges within India per calendar quarter

4 complimentary airport lounge visits per year, on spending Rs. 50,000 or more in the previous quarter

Discount offers on leading platforms like Swiggy, Ajio, and District by Zomato covering popular spending categories like food, shopping and movies

Dining discount of up to 15% via EazyDiner

Complimentary annual OTT subscription to SonyLiv with an easily achievable spending limit for renewal

Up to 4 complimentary domestic airport lounge access per year

Accelerated cashback of 5% on recharges and utility bills payments - categories that are generally either excluded or come with base savings rate

Base cashback rate of 1.5% without any capping

Zero joining fee on applying via Paisabazaar

Easily achievable annual fee waiver condition, even for low spenders

Low reward rate without any accelerated categories and exclusion of lifestyle spends like movie tickets

Capping on brand/platform discounts

Monthly capping on incremental cashback earnings

Quarterly spend-based condition applicable on complimentary access to domestic airport lounges

Individuals looking for an entry-level credit card to earn dining & entertainment benefits

People who want to earn substantial value-back on bill payments & recharges, and also frequently order food online