Category: Credit Card

When it comes to credit card rewards program, most cardholders have this common myth: the more you spend, the more you earn, and the more you save. However, with reward points, earning is only half the equation, the actual value-back lies in how you redeem those points. You can benefit from reward points in two...

Popularity of credit cards has seen a surge over the last few years due to rising awareness around their convenience and rewards. Credit cards help you make high-ticket purchases and, when used responsibly, contribute to building a strong credit profile. However, there are some mistakes which can adversely impact your financial life. Here are some…

No-cost EMI is one of the most popular financing options for high-ticket consumer durables such as gadgets and home appliances. It allows consumers to defer their high-value purchases over several monthly instalments without any additional interest charges. Popular e-commerce platforms like Amazon, Flipkart, Ajio, TataCLiQ and more offer the no-cost EMI facility in collaboration with...

When used responsibly, credit cards can help you save a considerable amount on your spends and, at the same time, build a strong credit score. However, often due to a lack of awareness, many users fail to maximize the benefits offered on their cards. Reckless use of credit cards can also lead to a debt…

Axis Bank has announced revisions in the features and related terms and conditions of some of its credit cards, including Axis Flipkart, Magnus for Burgundy, Reserve, Neo, Select, Rewards and Privilege. These updates will come into effect in phases this year in the months of June, July and October and are related to the rewards...

SBI Card Aurum and HDFC Infinia are premium credit cards from SBI Card and HDFC Bank, both catering to the needs of high-income elite consumers. Both cards offer high-end privileges across multiple categories, such as travel, shopping, golf, movies, etc. But which one truly aligns with your lifestyle? Read our in-depth comparison to find out....

Kotak Mahindra Bank has announced significant changes to its credit card rewards program, and fees & charges, which could impact how you use your card, earn rewards, and manage expenses. If you're a Kotak credit cardholder, it's important to understand these updates to make informed financial decisions. Here's a complete breakdown of the changes effective...

SWIPE SMART is a monthly credit card newsletter designed to help readers derive maximum value out of their cards. Each edition focuses on a key spending category - spotlighting the most rewarding cards, simplifying complex features and sharing real user stories. The TRAVEL EDITION is focused on helping frequent travellers save big on flights, hotel...

Most people are familiar with the common travel benefits that are offered with credit cards. These generally include reward points or miles on every card spend which can be redeemed for travel bookings, complimentary airport lounge access, discounts on flights, hotels, bus and holiday packages, and even bonus flight ticket vouchers. These benefits not only...