Category: Credit Card

Planning an international trip might be challenging. Flights and hotels already cost a lot, and managing expenses during the trip can make it even more difficult to stay within your budget. While you can save on your travel bookings through credit cards, figuring out how to save on money spent abroad might be confusing. With...

If you own multiple credit cards, the thought of closing the unused ones must have crossed your mind. Though the option sounds practical, it is not always wise to close an old credit card account. The number of credit cards you own has direct impact on your credit report with the total credit limit across...

If you frequently travel internationally, you can save significantly on flights, hotels, and international spends with the right set of travel credit cards. Using the right credit card for the right purchase can help you save at every step. By redeeming Airmiles against travel bookings, availing discounts on hotel stays, or exclusive benefits through complimentary...

When planning to travel abroad or making purchases outside the country, it is essential to take into account the added cost of foreign exchange markup fee that is charged on international transactions. Generally, most credit cards levy a forex markup fee of around 2% to 3.5% on every such purchase. Though it might seem to...

Axis Bank and SBI Card both offer cashback credit cards with accelerated value-back on online transactions and a base savings rate on offline spends at an almost same annual fee of Rs. 1,000 and Rs. 999 respectively. However, their seemingly similar cashback structures come with significant differences. Both Axis Bank Cashback Credit Card and Cashback...

One of the many reasons consumers are apprehensive of owning a credit card is the fear of being caught in a debt spiral. However, credit card debt emerges only out of irresponsible credit behavior. Also, if you find yourself stuck in a credit card debt, strategizing your next financial moves at the right time will...

Travel credit cards can be an excellent option for frequent travellers. With benefits like complimentary flight tickets, air miles, lounge access, direct discount on travel booking, etc., cardholders can save a significant amount and, at the same time, make their trips more convenient.  However, with so many travel credit cards available in the market today,…

Contactless payments on credit cards are a faster alternative to traditional credit card payments at POS terminals. Instead of a card swipe or insert, such payments allow successful transactions with just a ‘tap.’ You can make direct payments by tapping the card or the mobile device at the terminal. These work on the near-field communication...