Category: Credit Card

Kotak Mahindra Bank has announced significant changes to its credit card rewards program, and fees & charges, which could impact how you use your card, earn rewards, and manage expenses. If you're a Kotak credit cardholder, it's important to understand these updates to make informed financial decisions. Here's a complete breakdown of the changes effective...

SWIPE SMART is a monthly credit card newsletter designed to help readers derive maximum value out of their cards. Each edition focuses on a key spending category - spotlighting the most rewarding cards, simplifying complex features and sharing real user stories. The TRAVEL EDITION is focused on helping frequent travellers save big on flights, hotel...

Most people are familiar with the common travel benefits that are offered with credit cards. These generally include reward points or miles on every card spend which can be redeemed for travel bookings, complimentary airport lounge access, discounts on flights, hotels, bus and holiday packages, and even bonus flight ticket vouchers. These benefits not only...

HDFC Millennia and HDFC Diners Club Privilege are among the most sought-after credit cards from HDFC Bank, each catering to distinct spending preferences. HDFC Millennia Credit Card is widely popular among millennials for its cashback benefits, especially the 5% cashback on everyday brands like Amazon, Flipkart, Zomato, and Swiggy. On the other hand, HDFC Diners...

HPCL, one of India’s leading fuel refineries, has collaborated with four major banks—ICICI Bank, IDFC FIRST Bank, Bank of Baroda, and Union Bank of India—to offer a total of six co-branded fuel credit cards. ICICI and IDFC FIRST each offer two variants, while Bank of Baroda and Union Bank offer one card each in collaboration...

Paying only the minimum amount due is a common practice that many credit cardholders follow when making bill payments. While consumers often believe that paying just the minimum is a good way to build credit and maintain a healthy credit score, this can have negative consequences if it becomes a regular habit. Here's everything you...

Credit score is a 3-digit number that represents your creditworthiness basis how you have been managing your loans and credit cards. It is the first thing that lenders check when you apply for a new credit product and directly impacts your chances of approval for the same. Factors like payment history, credit utilization ratio, length...

AU Small Finance Bank’s two premium credit cards — AU Zenith and AU Zenith+ — are gaining popularity due to their rewards programs and lifestyle benefits. While AU Zenith+ is considered to be a premium 'metal' variant of AU Zenith, it falls short when it comes to the rewards program. However, AU Zenith+ makes up...

When it comes to borrowing, most consumers are familiar with credit cards. However, there’s another equally valuable but often overlooked option- Charge Cards. While both credit cards and charge cards can be used for online and offline purchases, they differ significantly in how they operate. In India, the charge card segment is extremely niche. While...