Paisabazaar Logo - Compare loans and credit cards

Tata Capital Personal Loan EMI Calculator

Tata Capital personal loan EMI calculator helps the prospective personal loan borrowers to determine their loan affordability depending on the loan amount, interest rate and repayment tenure they have opted for. Individuals can thus plan their financial obligations after factoring in the monthly instalments they need to pay in future. They can also use the personal loan EMI calculator available on Paisabazaar’s website.

Select Your Bank

50K50L
8%30%
1Y 10Y

Your Monthly EMI Payment

0

Principal Amount0
Interest Amount0
Total Amount0

Find Best Personal Loan Offers

Tata Capital Limited
100% Digital Process*
Max Loan Amt.Upto 35L
Rate of Interest11.99% - 13.99%
Tenure upto1-5 Years
Processing Fee1% - 1.25%
  • Interest rates starting from 11.99% p.a. onwards
  • Loan amount of up to Rs. 35 lakh for tenure of up to 5 years
  • Digital loan application
  • Instant loan approval
  • Quick disbursal
Why Choose Paisabazaar?
image of Compare & Choose the <strong>Best Offer</strong>

Compare & Choose the Best Offer

image of Pre-approved Offers with <strong>Instant Disbursals</strong>

Pre-approved Offers with Instant Disbursals

image of Know Your <strong>Chances of Approval</strong>

Know Your Chances of Approval

image of End-to-End <strong>Digital Process</strong>

End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Tata Capital Personal Loan EMI Calculator- Features

  • Instant and accurate
  • Free of cost
  • Easily accessible
  • Compares multiple loan options
  • Helps in planning finances smartly

Comparison of Tata Capital Personal Loan EMI with Top Banks

Banks/NBFCs Interest Rates (p.a.) Loan Amount – Rs. 5 lakh Tenure – 5 years Loan Amount – Rs. 1 lakh Tenure – 5 years
HDFC Bank 9.99% - 12.5% 10,621- 11,249 2,124 - 2,250
Axis Bank 9.99% - 17.15% 10,621 - 12,467 2,124 - 2,493
ICICI Bank 11% - 13% 10,871-11,377 2,174-2,275
Kotak Mahindra Bank 9.98% - 17.2% 10,619 - 12,480 2,124-2,496
IndusInd Bank 10.35% - 16.5% 10,710 - 12,292 2,142 - 2,458
IDFC FIRST Bank 9.99% onwards 10,621 onwards 2,124 onwards
Federal Bank 12.0% - 19.5% 11,122 - 13,108  2,224 - 2,622
YES Bank 13% - 16% 11,377 - 12,159 2,275 - 2,432
Tata Capital 11.99% - 13.99% 11,120 - 11,632 2,224 - 2,326
Aditya Birla Finance 10.99% onwards 10,869 onwards 2,174 onwards
L&T Finance 11.00% onwards 10,871 onwards 2,174 onwards
Hero Fincorp 19.75% - 30.00% 13,177 - 16,177 2,635 - 3,235
Piramal Finance 12.90% onwards 11,351 onwards 2,270 onwards
Poonawalla Fincorp 18% - 36% 12,697 - 18,066 2,539 - 3,613
Moneyview 14% - 36% 11,634 - 18,066 2,327 - 3,613

Factors affecting Tata Capital Personal Loan EMI

Rate of Interest

Personal loans availed at lower interest rates would result in lower EMIs and interest costs and vice versa. Thus, it is advisable to compare the personal loan interest rates offered by top lenders before applying for Tata Capital Personal Loan.

Loan Tenure

Existing personal loan borrowers can save on their EMIs by opting for longer repayment tenures. However, higher loan tenures end up increasing the total interest cost of their personal loan. Therefore, loan applicants should use the Tata Capital Personal Loan EMI Calculator an opt for optimum loan tenure based on the repayment capacity.

Loan Amount

The higher the loan amount, the higher would be the EMIs and total interest cost and vice-versa. Your eligibility for personal loan amounts would primarily depend on your repayment capacity and loan tenure.

Tata Capital Personal Loan Amortisation Schedule

Suppose you borrow a loan of Rs. 10 lakh @ 11.99% p.a. for a tenure of 5 years, then the following will be your amortization schedule for 1 year. For the remaining period, the principal component will continue to increase at the same pace, while the interest portion will gradually decrease.

Month Opening Balance (₹) EMI (₹) Interest (₹) Principal (₹) Closing Balance (₹)
1 10,00,000 22,216 9,990 12,226 9,87,774
2 9,87,774 22,216 9,872 12,344 9,75,430
3 9,75,430 22,216 9,754 12,462 9,62,968
4 9,62,968 22,216 9,642 12,574 9,50,394
5 9,50,394 22,216 9,503 12,713 9,37,681
6 9,37,681 22,216 9,374 12,842 9,24,839
7 9,24,839 22,216 9,240 12,976 9,11,863
8 9,11,863 22,216 9,118 13,098 8,98,765
9 8,98,765 22,216 8,988 13,228 8,85,537
10 8,85,537 22,216 8,862 13,354 8,72,183
11 8,72,183 22,216 8,742 13,474 8,58,709
12 8,58,709 22,216 8,587 13,629 8,45,080

Avail Personal Loan for
All Your Needs

Benefits of Using Tata Capital Personal Loan EMI Calculator

The main advantages of using online Tata Capital Personal Loan EMI Calculator are as follows:

  • Allows loan applicants to compute the EMI amount. Personal loan applicants can enter the principal loan amount, interest rate and then, select the desired loan tenure in the calculator to know the value of their monthly instalments.
  • Calculates EMIs without any complex calculations.
  • Helps the prospective borrowers to adjust their monthly expenses to fit in the EMI amount.
  • As loan applicants using the online personal loan emi calculator would get a fair idea of their EMIs, those exceeding the debt-to-income ratio can select higher loan tenures and/or lower personal loan amounts to reduce the EMI while making personal loan applications.
  • Personal loan applicants calculating their monthly instalments using EMI calculator would be better prepared to manage their finances in order to repay their personal loan and would be less likely to default on their EMIs adding to their credit scores.
Why Choose Paisabazaar?
image of Compare & Choose the <strong>Best Offer</strong>

Compare & Choose the Best Offer

image of Pre-approved Offers with <strong>Instant Disbursals</strong>

Pre-approved Offers with Instant Disbursals

image of Know Your <strong>Chances of Approval</strong>

Know Your Chances of Approval

image of End-to-End <strong>Digital Process</strong>

End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Avail Personal Loan for
All Your Needs

FAQs

It is an online tool that helps in calculating the EMIs, interest cost and the total amount payable throughout the loan tenure.

Tata Capital personal loan EMI calculator gives accurate results instantly, determines the loan affordability of the applicants and helps in planning repayments for future loans.

The EMI of Rs 5 lakh personal loan availed from Tata Capital would be Rs. 11,120.

The interest cost of Rs 5 lakh personal loan availed from Tata Capital would be Rs. 1,67,180.

Checking your EMI beforehand helps you in assessing your loan affordability and plan your repayments accordingly.

quotes icon

What our customers say

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

icon image of avatar
Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

icon image of avatar
Kokil BarnwalFeb 12, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

icon image of avatar
Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

icon image of avatar
Anuradha GuptaJan 21, 2026

Best Advisor for Personal Loan

I would like to share my feedback regarding my recent interaction with Mr. Vipin Singh (employee id EW12967) After discussing the financial matters with him, I felt very satisfied with his approach and professionalism. He explained everything clearly, handled the discussion patiently, and ensured that all concerns were addressed effectively. His communication skills, positive attitude, and dedication towards his responsibilities truly reflect his commitment to the organization.

icon image of avatar
20th Jan 2026Jan 20, 2026

Meri shaddi thi

Shadi mai bht kharche hote hai. Maine shaddi ke liye personal loan paisabazaar se liya tha. Process smooth tha or interest bhi sahi milla.

icon image of avatar
Sadia KhatunJan 15, 2026

Perfect for Loan Solutions

Recently I had a conversation with Mr. Harsh ji. Thanks Mr. Harsh ji for providing a better solution in a very short period of time with very nice behaviour. Thank You very much.

icon image of avatar
Amit ChahalJan 15, 2026

Travel ke liye personal loan liya tha

Mai bohot din se out of India ghumne jana chahti thi lekin jab jane ka time mila toh budget kaam padh raha tha, Paisabazaar se personal loan leke bht acha trip kiya. Maza agaya. Mere upar koi burden bhi nhi padha

icon image of avatar
Tarini RoyJan 14, 2026

Easy personal loan available

Took personal loan. Good experience.

icon image of avatar
Ruchika TiwariJan 14, 2026

Stress-free Laon Borrowing Process

There was a complication with my KYC verification. Paisabazaar’s Shazeb handled it swiftly and professionally. He ensured that I received regular updates, explained the resolution steps clearly, and most importantly, resolved the issue quickly. His prompt assistance and communication made the entire experience smooth and stress-free. Thanks to his efforts, the loan process was completed without further delays.

icon image of avatar
Abhishek ThakuraJan 14, 2026
View All Testimonials
Vandana Punj profile
Written ByLinkedIn icon
Vandana Punj
Shamik Ghosh profile
Reviewed ByLinkedIn icon
Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers

Knapsack with coins

Check Best Personal Loan Offers
with Quick Disbursal

Scroll to top