Paisabazaar Logo - Compare loans and credit cards

ICICI Home Loan EMI Calculator

Consumers can use the ICICI Bank Home Loan EMI Calculator to calculate the EMIs and interest cost on their home loans against various loan amounts, interest rates and repayment tenures. Consumers can also use this calculator to determine the optimum tenure and EMI for their home loan based on their repayment capacity and unavoidable financial goals.

Select Your Bank

1L10Cr
6%30%
1Y 30Y

Your Monthly EMI Payment

0

Principal Amount0
Interest Amount0
Total Amount0

Find Best Home Loan Offers

Sort by:

HDFC Bank
Min Loan Amt. 15L
Rate of Interest7.2% - 13.2%
Tenure uptoUpto 30 Years
Processing Fee10,000
ICICI Bank
Min Loan Amt. 15L
Rate of Interest7.65% - 9.80%
Tenure uptoUpto 30 Years
Processing Fee10,000
Axis Bank
Min Loan Amt. 30L
Rate of Interest8.35% - 11.90%
Tenure uptoUpto 30 Years
Processing Fee14,000
Why Choose Paisabazaar?
image of Compare & Choose the <strong>Best Offer</strong>

Compare & Choose the Best Offer

image of Pre-approved Offers with <strong>Instant Disbursals</strong>

Pre-approved Offers with Instant Disbursals

image of Know Your <strong>Chances of Approval</strong>

Know Your Chances of Approval

image of End-to-End <strong>Digital Process</strong>

End-to-End Digital Process

How Can I Apply for a Home Loan Online?

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

ICICI Bank Home Loan EMI Calculator

ICICI Bank home loan EMI is available on the official website of ICICI Bank and evaluates the EMI and total interest cost of the home loan. It allows the applicants to assess their loan affordability even before loan application. Individuals can also visit Paisabazaar to use the ICICI Bank home loan EMI calculator.

Features and Benefits of ICICI Bank Home Loan EMI Calculator

  • It helps in calculating the overall borrowing cost.
  • The calculator is available online and is free of cost.
  • You can use different combinations of parameters in the calculator (interest rate, tenure, loan amount).
  • It gives accurate results and is time-saving.
  • The calculator is user-friendly and easily accessible.
  • Individuals can assess their loan affordability using a home loan EMI calculator.
  • Applicants can plan their EMIs as per their budget.

EMI Examples of ICICI Bank Home Loan

For 20 years:

Loan Amount (Rs.) Interest Rate (p.a.) Tenure EMI (Rs.)
50 lakh 7.45% 20 40,127
40 lakh 7.45% 20 32,102
30 lakh 7.45% 20 24,076
20 lakh 7.45% 20 16,051

For 25 years:

Loan Amount (Rs.) Interest Rate (p.a.) Tenure EMI (Rs.)
50 lakh 7.45% 25 36,787
40 lakh 7.45% 25 29,430
30 lakh 7.45% 25 22,072
20 lakh 7.45% 25 14,715

Factors Affecting ICICI Bank Home Loan EMI

The home loan EMI depends on the following factors:

  • Interest Rate
  • Loan Amount
  • Loan Tenure
  • Partpayment
  • Balance Transfer

Get a Home Loan for
Your Dream Home

How to Reduce Home Loan EMI

  • Increase you down payment.
  • Make partpayments whenever possible.
  • Opt for balance transfer.
  • Check for pre-approved offers.
  • Negotiate the interest rates with the lender.
  • Maintain a strong credit profile.
Why Choose Paisabazaar?
image of Compare & Choose the <strong>Best Offer</strong>

Compare & Choose the Best Offer

image of Pre-approved Offers with <strong>Instant Disbursals</strong>

Pre-approved Offers with Instant Disbursals

image of Know Your <strong>Chances of Approval</strong>

Know Your Chances of Approval

image of End-to-End <strong>Digital Process</strong>

End-to-End Digital Process

How Can I Apply for a Home Loan Online?

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Get a Home Loan for
Your Dream Home

quotes icon

What our customers say

Time saving process

Office ke chalte jyada samay nahi nikal pata tha. Paisabazaar ke online process ki wajah se na hi mene banks ke rates compare karliye ghar bathe balki mera loan application aur disbursal bhi ghar bathe hi ho gaya...bank jana hi nahi pada...

icon image of avatar
Pradeep SinghJan 7, 2026

Kam rates pe loan mila

Paisabazaar se mujhe bahut kam rate pe loan mil gaya...isse mere budget pe jada asar nahi pada aur jald hi mera apna ghar ho jayega..

icon image of avatar
Nidhi SharmaJan 6, 2026

eligibility check ho jati hai free

me home loan lene ka soch raha tha uske liye mene pehle paisabazaar app se free me apni eligibility check ki..usse mujhe pata chala muje kya cheeze improve karni hai aur fir mera loan jaldi approve ho gaya.

icon image of avatar
Shikhar SahuJan 5, 2026

Home loan mila yaahaan par

Mujhe home loan chahiye tha aur yahaan par sahayta kiya inhone aur loan mila. Pehla loan tha mera lekin sab ache se ho gaya.

icon image of avatar
Prem Prakash PandeyDec 7, 2025

Home loan here

I took home loan here and they helped me in every step specially in collecting and submitting documents at the time of approval.

icon image of avatar
Chandan SinghDec 1, 2025

Got the best home loan interest rate

I was confused and did not have so much time to carry out all the research, so I logged in to Paisabazaar’s portal and was able to see the home loan options I was eligible for. With the assistance of Paisabazaar’s experts, I was able to find the home loan that offered the rate of interest I could afford. Thank you Paisabazaar!

icon image of avatar
Anu BhatnagarSep 10, 2021

Excellent Home Loan Service by Paisabazaar

Ended up taking an ICICI Home Loan and I think it was one of the best decisions I ever made. I thank Paisabazaar for helping me out and answering my questions with so much patience.

icon image of avatar
KJ ThomasSep 10, 2021

Had a great experience with Paisabazaar

I have always heard my friends talking about how tedious it was for them to avail a home loan and decide the most suitable option. But with the help of Paisabazaar, I was able to compare several home loans and opt for the one that suited my needs. I am happy that I considered Paisabazaar for helping me.

icon image of avatar
Ritesh SharmaSep 10, 2021

quick and easy home loan process

I had never thought that applying for a home loan could be so easy. The entire process was online and I didn’t have to go anywhere for application or documentation of my home loan. Paisabazaar experts helped me navigate through the process and later the bank collected my documents and everything was quick and seamless.

icon image of avatar
Rupanjali MishraSep 3, 2021

Satisfied experience with Paisabazaar

I am satisfied with my home loan experience with Paisabazaar. I could easily compare different home loan options and apply for the home loan. Their customer care team also called me to confirm all the details and soon after the bank contacted to take the process forward. The process was really smooth.

icon image of avatar
Soumil KhannaSep 3, 2021
View All Testimonials
Vandana Punj profile
Written ByLinkedIn icon
Vandana Punj
Shamik Ghosh profile
Reviewed ByLinkedIn icon
Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers

Knapsack with coins

Check Best Home Loan Offers
with Quick Disbursal

Scroll to top